Afrasia Bank Limited SWIFT/BIC code

What AFBLMUMU means for a payment to Afrasia Bank Limited

The short code AFBLMUMU and the full code AFBLMUMUXXX identify one and the same institution: Afrasia Bank Limited, with its head office in Port Louis. A BIC does one job: it ensures that a cross-border transfer reaches the right bank. It comes up mainly when dealing with payments that cross a border or a currency.

On this page you can read how the code is put together, when it matters and which other details you need for a transfer to or from Afrasia Bank Limited. The SWIFT code alone does not identify an individual account holder; that is what the account number or IBAN is for.

Why Afrasia Bank Limited has an 8- and an 11-character code

The layout of a BIC is always the same: a bank code of four letters, two for the country and two for the location, sometimes followed by a branch code. The result is AFBLMUMU for Afrasia Bank Limited.

Many payment forms work with both lengths. If yours asks for eleven characters, use AFBLMUMUXXX; if it wants eight, use AFBLMUMU.

Type the code in one piece, in upper case and without spaces, exactly as shown here. A wrong character can send the money to another bank.

About this information

The codes on this page come from public sources that we update regularly. Institutions merge, close branches and retire codes, and a directory never catches every change immediately. Figures such as the number of codes come from our directory and are not confirmed by Afrasia Bank Limited.

See the information on this page as a helpful check. GoldexPay is an independent comparison site and not part of Afrasia Bank Limited. Found an error? Let us know via our contact form and we will look into it.

Getting paid from abroad into a Afrasia Bank Limited account

Someone abroad who wants to pay you needs a few details about your account. That means: your full name as registered with Afrasia Bank Limited, your account number or IBAN, the BIC AFBLMUMUXXX and usually your address.

Certain sending banks also ask for the name and address of Afrasia Bank Limited in Port Louis; it does no harm to include it. Double-check the details before you share them – a sender rarely spots a mistake in someone else’s details.

The amount you receive is often lower than what was sent. Correspondent banks can take a fee, Afrasia Bank Limited may charge for incoming payments, and when currencies differ, a markup on the rate applies. On invoices, you can agree who bears the costs to avoid a shortfall.

When will the money arrive at Afrasia Bank Limited?

There is no single delivery time: many land within a day while others need several business days. Weekends and public holidays in the sending or receiving country can add extra days, since banks do not process on those days. Sometimes a bank wants to know about the purpose of a payment, which can hold things up.

A growing number of banks are connected to SWIFT gpi for faster and traceable payments. Every payment carries a unique reference, the UETR. Save your transfer receipt until the recipient confirms – you will need it for any trace request.

A missing payment has to be investigated from the sending side on the basis of the transfer details. Request from the sender a copy of the payment confirmation with the date and reference – it helps your own bank look for the money.

Changed bank details? Be careful

One of the most common tricks works like this: an email arrives with a message claiming that a contact now has new bank details and that the next payment should go there. A correct SWIFT code tells you nothing about who owns the account – scammers simply use real codes.

Before paying, confirm changed bank details through a phone call on a number you know, not one from the message. Be suspicious of urgent requests, odd spelling or a sender address that is slightly off. Acted too fast? Contact the bank you paid from without delay and ask them to try to recall the payment.

Scams also work the other way: someone claims to have sent more than agreed and asks you to return the difference via a different route. Wait until the money is actually in your account.

Is AFBLMUMU still correct? How to check

The most reliable place for the right code is a document from the bank itself. Check it against AFBLMUMU here.

If the code is wrong, the payment may get stuck, bounce back or end up costing more. An error in the IBAN or account number can be a bigger problem because it can reach the wrong person; check it just as carefully.

A format check by your bank merely confirms that the IBAN is valid – not that it belongs to the person you mean to pay. If your bank offers it, a payee name check before sending gives an extra layer of safety. For a first payment, many people start with a small test amount.

Afrasia Bank Limited: head office code versus branch codes

With 2 codes in 2 cities, Afrasia Bank Limited belongs to the banks that register individual codes for parts of the organisation. The head office code remains AFBLMUMUXXX.

Usually you do not need to look up a branch: transfers addressed to AFBLMUMUXXX reach Afrasia Bank Limited without problems. Branch codes are only needed if the recipient’s bank specifically asks for it, which is more common for corporate accounts and trade services.

Unsure which code to use? Ask the recipient or the bank itself. Branch codes are sometimes changed or retired over time, so a code from an old document is not always valid.

International transfers from Afrasia Bank Limited: the real cost

A bank transfer abroad can cost rather more than the fee suggests. There is the transfer fee, sometimes charges from correspondent banks along the way and, above all, the margin on the exchange rate if the currency changes.

Many banks do not show the margin on the rate separately – you only notice it if you compare. A simple test: set the rate you get against the mid-market rate and look at the difference.

For a lot of routes, a specialist provider is cheaper than a traditional bank transfer – mostly thanks to the rate. GoldexPay compares the amount that arrives with different providers, so you can pick the cheapest route. Choosing a specialist does not require leaving Afrasia Bank Limited – you pay the provider from your own account.