Barclays Bank Mauritius LTD SWIFT/BIC code

What BARCMUMU means for a payment to Barclays Bank Mauritius LTD

Whether you are given BARCMUMU or BARCMUMUXXX, it is the same identifier for Barclays Bank Mauritius LTD in Mauritius. A SWIFT code shows every bank in the chain which institution is meant to get the money. In daily life you usually see it on invoices from abroad, in payment forms and in the bank details of Barclays Bank Mauritius LTD customers.

Further down you will find the practical side: receiving money at Barclays Bank Mauritius LTD, paying someone in another country and how to verify a SWIFT code before you hit send. The SWIFT code on its own does not identify an individual account holder; for that you need the account number or IBAN .

Paying someone abroad from your Barclays Bank Mauritius LTD account

An international bank payment costs more than the fee suggests. Besides a fixed fee, correspondent or intermediary banks can take a cut, and if currencies are converted the bank often uses a rate that is less favourable than the actual market rate.

The markup on the rate tends to be the biggest cost, and it is easy to miss. Check the rate you are offered against the mid-market rate – the rate you find on financial news sites; the gap is what conversion costs you.

For many routes, a transfer service turns out to be less expensive than a traditional bank transfer, mainly because of the exchange rate. GoldexPay compares transfer providers next to each other so you can see what actually arrives before you commit. You can still keep your account at Barclays Bank Mauritius LTD as the source of the money; only the conversion and sending happen elsewhere.

Receiving money from abroad at Barclays Bank Mauritius LTD

A sender in another country will ask for a few details about your account – incomplete details often cause delays. Share your name as the bank knows it, your account number or IBAN, the BIC BARCMUMUXXX and your address, which some banks require.

Certain sending banks want the name and address of Barclays Bank Mauritius LTD in Port Louis. A mistake in the IBAN is harder to fix than it looks, so copy the details from your online banking.

An incoming payment does not always land in full. Correspondent banks can take a fee, Barclays Bank Mauritius LTD may charge for incoming payments, and if the currency changes, a markup on the rate comes on top. On invoices, you can state how the fees are split.

Scams that use SWIFT codes

Stay alert when a contact suddenly wants you to pay into another account or a bank in another country. That BARCMUMU is a real code does not mean that a request mentioning it is genuine; criminals use the codes of real banks too.

Before paying, confirm changed bank details by phone. Be suspicious of urgent requests, odd spelling or an email address that differs by one letter. If a payment has already gone to the wrong account, call your bank right away – speed improves the chance of getting it back.

Fraud can also target the receiver. Someone sends more than agreed and wants you to return the extra to a new account. A payment confirmation from the sender is no proof.

About this information

Our SWIFT/BIC directory is based on public sources and is updated regularly. It can happen that information on this page is out of date, for example after a merger. The figures we show reflect our own data and not on information from Barclays Bank Mauritius LTD itself.

Treat this page as a starting point, rather than as the final word – the bank details from the recipient are leading. We are a comparison service and not part of Barclays Bank Mauritius LTD. Found an error? Let us know through the contact page and we will look into it.

Why Barclays Bank Mauritius LTD has an 8- and an 11-character code

The layout of every SWIFT code never changes: a bank code of four letters, two for the country and two for the location. That gives you BARCMUMU, the short form of the code.

The 11-character version adds three more characters that identify a branch or department. When those three characters are XXX, the code points to the head office, so BARCMUMUXXX and BARCMUMU are interchangeable.

Type the code in one piece, in upper case and without separators. Copying the code beats retyping it: a typo can point to another bank.

Verifying the SWIFT code of Barclays Bank Mauritius LTD

The best place to find the right code remains paperwork issued by the bank. Check that code against BARCMUMU on this page; if they differ, ask before you pay.

A wrong SWIFT code can cause delays, a returned payment or additional charges along the way. An error in the account number is more serious; check it just as carefully.

Most online banking apps validate the format of an IBAN, but that does not prove the account belongs to the right person. Where available, a payee name check before sending adds extra certainty. A small test payment can be worth it for a large first payment despite the extra fee.

Head office or branch code at Barclays Bank Mauritius LTD?

Barclays Bank Mauritius LTD has 3 separate SWIFT/BIC codes. Only one is the head office code; the others belong to branches.

For most payments to a private or business account, the head office code BARCMUMUXXX works fine. A branch code only makes sense when the recipient’s bank explicitly asks for it, which is more common for business accounts and specialised services.

The best way is to copy the code directly from the account holder’s statement. Codes can change over time, so do not rely on old paperwork.

Tracking a transfer to or from Barclays Bank Mauritius LTD

How quickly a transfer arrives at Barclays Bank Mauritius LTD is determined by a few things: the currency, how many intermediary banks are involved, cut-off times and time zones. Transfers sent late in the day or on a weekend or public holiday often start a business day later. Occasionally a bank wants to know what the payment is for before releasing it.

A growing number of banks are connected to SWIFT gpi, which lets them follow a payment from bank to bank. Every gpi transfer gets a unique transaction reference, the UETR. Keep your transfer receipt – you will need it for any trace request.

If a payment has not arrived within the expected time, the person who paid needs to contact their own bank. Ask the sender for the payment receipt with the date and reference – it helps your own bank look for the money.