Arcelormittal Tubular Products Roman SA SWIFT/BIC code

USINRO21 – the SWIFT/BIC code of Arcelormittal Tubular Products Roman SA

Whether a recipient gives you USINRO21 or USINRO21XXX, you are looking at the identical address for Arcelormittal Tubular Products Roman SA in Romania. A BIC does one job: it ensures that an international payment reaches the right bank. In daily life you usually see it on invoices from abroad, in your banking app and in the bank details of Arcelormittal Tubular Products Roman SA customers.

Below you will find the practical questions: money coming in from abroad, paying someone in another country and how to verify a SWIFT code before you confirm a payment. The SWIFT code on its own cannot identify an individual account holder; for that you need the account number or IBAN .

Watch out for payment fraud

Criminals regularly use fake invoices containing changed bank details, sometimes in an email that looks completely genuine. The fact that USINRO21 exists is no guarantee that the account is legitimate; criminals use the codes of real banks too.

Before paying, verify a change of bank details through a phone call on a number you know, not one from the message. Be suspicious of urgent requests, unusual wording or a sender address that is slightly off. Acted too fast? Call the bank you paid from without delay and ask them to try to recall the payment; also report it to the police.

Scams also target the receiver: someone sends more than agreed and wants you to return the difference via a different route. Do not act before the money has really arrived.

Sending RON to Arcelormittal Tubular Products Roman SA

Accounts at Arcelormittal Tubular Products Roman SA are typically held in RON, the national currency of Romania. If you send another currency, the amount gets converted somewhere along the way – by your bank, by Arcelormittal Tubular Products Roman SA or by a bank in between. There is rarely a separate charge for that conversion.

Who does the conversion has an effect on how much arrives, since every bank sets its own rate. Check what RON the recipient gets with several providers; the difference between options can be larger than you expect.

Rates for RON change during the day, and some providers let you lock in a rate. With bigger transfers, even small gap in the rate can be worth more than the fee.

Transfer times and tracking a payment to Arcelormittal Tubular Products Roman SA

How quickly a payment arrives at Arcelormittal Tubular Products Roman SA is determined by several factors: which currency you send, how many intermediary banks are involved, cut-off times and time zones. Payments made after the cut-off time or on weekends and holidays usually start a business day later. Occasionally a bank wants to know about the purpose of a payment, which can hold things up.

If a transfer seems late, contact your bank for the tracking status and the transaction reference. Specialist transfer services often provide a status online so you can see where the money has got.

If a payment has not arrived within the expected time, the sender needs to contact the bank that sent it. As a recipient, you can look at your account to see a slightly lower amount, since fees may have been deducted.

Receiving money from abroad at Arcelormittal Tubular Products Roman SA

When you are waiting for money from abroad, give the sender a complete set of details. In practice that means: your name exactly as it appears on the account, your IBAN or account number, the SWIFT/BIC code USINRO21XXX (or USINRO21) and, often, your postal address.

Certain banks also ask for the bank’s address; it does no harm to include it. Double-check the details before you send them, because the sender’s bank usually copies them as is.

An incoming payment will not always land in full. Charges on incoming payments differ per bank – the price list of Arcelormittal Tubular Products Roman SA tells you what applies. Make clear with the sender who covers the fees, especially for larger amounts.

Paying Arcelormittal Tubular Products Roman SA in euros within SEPA

Because Romania is in SEPA, a euro payment to Arcelormittal Tubular Products Roman SA from within the SEPA area usually only needs the IBAN. Most banking apps do not require the BIC in that case.

For anything other than euros and from non-SEPA countries, USINRO21XXX or USINRO21 remains required. A few forms still show a field for the BIC out of habit; if so, enter USINRO21 or USINRO21XXX.

Euro payments within SEPA normally land within one business day, and instant transfers in seconds where both banks support them. Provided no currency is converted, the transfer is cheap.

What a transfer from Arcelormittal Tubular Products Roman SA abroad really costs

An international bank payment costs rather more than the fee suggests. There is the fee for the transfer itself, possibly charges from correspondent banks in between and, most importantly, the exchange rate markup if the currency changes.

The markup on the rate tends to be the largest cost because it is hidden in the rate. Compare their rate against the mid-market rate – the rate you find on financial news sites.

Specialist money transfer services frequently use rates closer to the mid-market rate. Before your next transfer, it is worth comparing the total cost via GoldexPay rather than accepting the bank’s rate by default. Using a transfer service does not mean leaving Arcelormittal Tubular Products Roman SA – you pay the provider from your own account.

What the XXX in USINRO21XXX means

The structure of every SWIFT code is always the same: a bank code of four letters, a two-letter country code and two for the location, sometimes followed by a branch code. That gives you USINRO21.

XXX at the end of USINRO21XXX is not a placeholder or an error: it indicates the main office of Arcelormittal Tubular Products Roman SA. Certain payment forms ask for 11 characters, in which case you simply add XXX behind USINRO21.

In practice the code is written in capitals and without spaces. Pasting the code beats typing it by hand, because one wrong letter changes the bank.

A note on our data

The details on this page are taken from public sources which we refresh regularly. It is possible that a code here is out of date, for example after a merger. The number of codes we show reflect what is in our directory, not official figures from Arcelormittal Tubular Products Roman SA.

Treat our data as a reference, rather than as the final word: the recipient’s bank details come first. GoldexPay has no connection to Arcelormittal Tubular Products Roman SA, we only compare transfer services. If you notice a mistake, we welcome a message.

Choosing between the 4 SWIFT codes of Arcelormittal Tubular Products Roman SA

We have 4 SWIFT/BIC codes for Arcelormittal Tubular Products Roman SA in 3 places. Besides the head office code USINRO21XXX, there are codes for individual branches and departments.

Usually there is no need to pick a branch: transfers sent to USINRO21XXX are routed within Arcelormittal Tubular Products Roman SA correctly. When you receive a branch code, stick to it rather than replacing it for the head office code.

The safest route is to take the code directly from the recipient’s invoice. Branch codes are more likely to be retired than USINRO21XXX.

How to check USINRO21 before you pay

The safest source for the BIC is the bank details provided by the recipient: an invoice, a bank statement or their online banking. Check it against USINRO21 here; if they differ, ask before you pay.

Errors in the SWIFT code are annoying rather than fatal: often the payment comes back, minus fees. A mistake in the account number can be more serious, so check that just as carefully.

A format check by your bank merely confirms that the IBAN is valid. Some banks now compare the name with the account before you confirm – do not ignore a mismatch warning. A small test payment is a sensible step for large sums, even if it costs an extra fee.