Libra Bank S.A. SWIFT/BIC code

Libra Bank S.A. SWIFT code: BRELROBU

If an invoice shows BRELROBU or BRELROBUXXX, it is the identical identifier for Libra Bank S.A. in Romania. Banks worldwide use these codes to direct international transfers to the correct bank. In practice you mostly see the code on international invoices, in your banking app and in the bank details of Libra Bank S.A. customers.

We wrote this page to help people who sends money to an account at Libra Bank S.A. without mistakes. The SWIFT code alone cannot identify an individual account holder; that is what the account number or IBAN is for.

Scams that use SWIFT codes

Fraudsters often send fake invoices containing new bank details, sometimes in an email that looks completely genuine. The fact that BRELROBU exists does not mean that a request mentioning it is genuine.

Before paying, verify a change of bank details through a phone call, using a number you already had. Be suspicious of urgent requests, unusual wording or a sender address that is slightly off. Acted too fast? Contact the bank you paid from straight away and ask them to try to recall the payment.

Fraud also work the other way. Someone sends more than agreed and asks you to return the extra to a new account. Wait until the money has really arrived and check with Libra Bank S.A. if anything seems off.

Why Libra Bank S.A. has an 8- and an 11-character code

A SWIFT code is built from a few fixed parts: characters one to four stand for the bank, characters five and six show the country and the two after that indicate the location. That gives you BRELROBU, the short form of the code.

The 11-character version adds a three-character extension for a branch or department. If the last three are XXX, they simply mean the head office.

Do not add spaces when you enter BRELROBU or BRELROBUXXX. A single letter can send a payment to another bank, so copy it carefully.

Transfer times and tracking a payment to Libra Bank S.A.

There is no single answer: some arrive within a day while others need several business days. Payments made after the cut-off time or just before weekends and holidays usually start a business day later. Compliance checks on larger or unusual payments can also add some delay.

A growing number of banks use SWIFT gpi. Every gpi transfer carries a unique transaction reference, the UETR, which your bank can use to see where the money is. Keep your transfer receipt – you will need it for any trace request.

A missing payment is investigated from the sending side. On the receiving end, it helps to look at your statements for a slightly lower amount because fees can reduce the amount.

Which of the 2 codes of Libra Bank S.A. do you need?

Libra Bank S.A. uses 2 different SWIFT/BIC codes. One of them is the head office code, BRELROBUXXX; the others identify branches or departments, and sometimes internal departments.

Usually there is no need to pick a branch: payments addressed to BRELROBUXXX reach Libra Bank S.A. correctly. Branch codes are only needed if the account holder specifically mentions it.

The best way is to copy the code directly from the recipient’s statement. Codes for branches are more prone to change than BRELROBUXXX when a bank merges or closes offices.

Receiving money from abroad at Libra Bank S.A.

When you are waiting for a payment from another country, send the payer all details at once. Give them the account holder’s name, the IBAN or account number, the BIC BRELROBUXXX and your address.

It helps to add Libra Bank S.A. and its city as well. Check each detail before you share them, because the sender’s bank usually copies them as is.

Money from abroad will not always land in full. Correspondent banks can take a fee and your own bank may charge for processing, and when currencies differ, a markup on the rate comes on top. Agree with the sender who pays which costs.

Romanian Leu (RON) and conversion costs

Romania pays in the Romanian Leu, with the currency code RON. If you send another currency it gets converted at some point. Each conversion eats into something.

Which bank converts the money matters: every bank has its own margin. Transferring the money directly in RON often prevents a second conversion, provided the rate you get is fair.

Rates for RON move during the day, and some providers let you lock in a rate. If you pay regularly, a slightly better rate add up over time.

International transfers from Libra Bank S.A.: the real cost

The price of a payment abroad is made up of more than one component – not just the fee on your screen. There is the transfer fee, sometimes charges from correspondent banks along the way and, above all, the exchange rate markup if the currency changes.

Many banks rarely show their exchange rate markup separately, but you pay it all the same. Compare the rate you are offered against the mid-market rate. The difference is your real conversion cost.

Specialist money transfer services often offer rates closer to the mid-market rate and lower fees. GoldexPay compares these services side by side so you can see the amount the recipient gets. You can always use your account at Libra Bank S.A. to fund the transfer; only the conversion and sending happen elsewhere.

Euro transfers to Libra Bank S.A.: is a BIC needed?

Because Romania is in the SEPA zone, a euro payment into Libra Bank S.A. from another SEPA country normally requires just an IBAN. Most banking apps no longer ask for the BIC for these payments.

For anything other than euros and from non-SEPA countries, BRELROBUXXX or BRELROBU is still part of the payment details. If your banking app asks for the BIC regardless, entering BRELROBU is fine.

Instant payments in euros have become widely supported within SEPA; check with Libra Bank S.A. whether it applies to your account. Charges on SEPA transfers are generally low, as long as no currency conversion is involved.

About this information

The details on this page are taken from publicly available data which we refresh regularly. It is possible that information on this page is no longer current. Counts and locations are from our own dataset.

For any payment that matters, always check the code with the recipient’s bank or with the recipient. We are a comparison site and not part of Libra Bank S.A.. Should you notice a mistake, we appreciate a message via the contact page.

Before you send: check the Libra Bank S.A. code

The safest source for a SWIFT code is the recipient’s own bank details – an invoice, a statement or a screenshot from online banking. Compare it against BRELROBU here.

Errors in the BIC are costly rather than disastrous: often the payment comes back, minus fees. An error in the IBAN or account number is more serious, because the money may be credited to someone else; check it just as carefully.

Many banking apps validate the structure of IBANs. Some banks now compare the payee name with the account; take any warning seriously. For a first payment, some people send a small amount first.