National Bank of Romania SWIFT/BIC code

NBORROBP – the SWIFT/BIC code of National Bank of Romania

Whether you are given NBORROBP or NBORROBPXXX, you are looking at the identical address for National Bank of Romania in Romania. Banks worldwide use BIC codes to direct payments between countries to the correct bank. You will need it mostly when dealing with payments that cross a border or a currency.

We wrote this page to help people who receives money at an account at National Bank of Romania. The SWIFT code on its own cannot identify a personal account; for that you need the account number or IBAN .

Protect yourself against fake payment requests

Stay wary when a contact suddenly asks you to send money to another account. The fact that NBORROBP exists is no guarantee that the account is genuine; criminals use the codes of real banks too.

Always verify a change of bank details by phone, using a number you already had. Watch out for time pressure, unusual wording or a sender address that is slightly off. If money has already gone to a fraudster, contact your bank immediately: the sooner they act, the better the chance of a recall.

Scams also work the other way. Someone sends too much and wants you to return the extra. Do not act before the money is actually in your account – ask National Bank of Romania if something looks wrong.

Before you send: check the National Bank of Romania code

The most reliable source for a SWIFT code is the bank details provided by the recipient. Compare it against NBORROBP here; if they differ, ask before you pay.

If the code is wrong, the payment might be delayed, bounce back or end up costing more. An error in the IBAN or account number can be more serious, because the money may be credited to someone else.

Many banking apps validate the format of an IBAN and sometimes look up the BIC automatically – that confirms the format, not the owner. More and more banks check the payee name against the account before you confirm; take any warning seriously. When you pay someone new, many people send a small amount first and wait for confirmation.

NBORROBP or NBORROBPXXX – which one to use?

The structure of a BIC never changes: a bank code of four letters, two for the country and a two-character location code, sometimes followed by a branch code. Combined, these eight characters make up NBORROBP.

Many payment forms work with either length. If a form requires eleven characters, use NBORROBPXXX, otherwise NBORROBP is fine.

Leave out spaces when you type NBORROBP. A single letter can send a payment to another bank.

Paying National Bank of Romania in euros within SEPA

Since Romania is in SEPA, a euro transfer into National Bank of Romania from another SEPA country normally only needs an IBAN. Most banking apps no longer ask for the BIC in that case or fill it in for you.

You still need NBORROBPXXX for payments in other currencies or transfers from countries outside SEPA. If a payment form asks for the BIC anyway, adding NBORROBP is fine.

Instant euro transfers are increasingly available across SEPA. Charges on SEPA payments are generally low.

Sending RON to National Bank of Romania

Romania pays in the Romanian Leu, code RON. If you send money in a different currency it has to be converted at some point: by your bank, an intermediary or National Bank of Romania itself. Each conversion eats into the amount – usually through the rate rather than a fee.

Who does the conversion has an effect on the final amount, since every bank sets its own rate. Transferring the money already in RON often prevents a second conversion, provided the rate you get is fair.

The RON rate changes constantly and quotes are often valid only for a short time. For regular payments, a slightly better rate make a real difference over a year.

How long does an international transfer to National Bank of Romania take?

How quickly a transfer arrives at National Bank of Romania depends on several factors: the currency, the number of banks in between, daily processing deadlines and time zones. Payments made after the cut-off time or on weekends and holidays often start a business day later. Sometimes a bank asks about the purpose of a payment.

When a payment takes longer than expected, ask the sending bank for the status and the transaction reference so they can trace it along the chain. Specialist transfer services usually show a status in their app so you can see how far the money has got.

If a payment has not arrived after a few business days, the person who paid needs to start with the bank that sent it, not the receiving bank. Request from the sender the payment receipt including the reference – it helps your own bank look for the money.

About this information

This directory is based on publicly available sources. Even so, banks merge or retire codes. Counts and locations come from our directory.

Treat our directory on this page as a helpful check. We are an independent comparison site and not affiliated with National Bank of Romania. Should you notice something that is out of date, we welcome a short note via the contact page.

International transfers from National Bank of Romania: the real cost

If you send money to another country via National Bank of Romania, the visible fee is rarely all of the cost. There is the transfer fee, possibly charges from correspondent banks in between and, most importantly, the exchange rate markup if the currency changes.

The markup on the rate tends to be the biggest cost even though it is not listed as a fee. Compare their rate against the mid-market rate. The difference is your real conversion cost.

Specialised transfer providers often use a rate near the mid-market rate with clearer fees. GoldexPay compares what recipients receive across services. Using a transfer service does not require leaving National Bank of Romania – you pay the provider from your own account.

Receiving money from abroad at National Bank of Romania

A sender in another country will ask for a few details from you. That means: your full name exactly as it appears on the account, your account number or IBAN, the BIC NBORROBPXXX and, often, your address.

Some banks want the name and address of National Bank of Romania in Bucharest. Check each detail before you share them, because the sender’s bank usually copies them as is.

An incoming payment does not always arrive in full. Fees for incoming transfers differ from bank to bank – the price list of National Bank of Romania tells you what applies. Make clear with the sender who covers the fees.

Choosing between the 3 SWIFT codes of National Bank of Romania

With 3 codes in 1 cities, National Bank of Romania belongs to the banks that register individual codes for parts of the organisation and departments. The main code remains NBORROBPXXX.

For most incoming transfers, the head office code NBORROBPXXX works fine. When you receive a specific code, stick to it rather than swapping it with the head office code.

When in doubt, ask the person you are paying for the exact BIC in their bank details. Codes can change over time.