CNY to SEK

The CNY/SEK exchange rate: what you are looking at

This overview follows the exchange rate between Chinese Yuan (CNY) and Swedish Krona (SEK) and compares it with what real providers charge to convert one into the other. At the latest update on October 30, 2026, 1 CNY buys 1.4774 SEK, and 1 SEK is worth 0.676856 CNY.

The figure at the top is the interbank mid rate. It sits exactly halfway between the buying and selling prices on the wholesale market. Treat it as a fair reference point: nobody earns anything on it directly, which is exactly why few consumer services pass it on unchanged.

The amount that lands in the other account is shaped by two things: a markup hidden in the exchange rate and the visible transfer or service fee. Further down we explain how those costs work, look at what a conversion costs in practice and list practical steps to keep more of your money when you swap Chinese Yuan for Swedish Krona.

Delivery times and routes for SEK transfers

A traditional bank sends your payment via the SWIFT system. Your transfer may hop between several banks before it arrives, each of which can deduct a charge. Expect anything from one to a few working days, with the full cost not always known upfront.

Many money transfer apps use a different model. They keep money in accounts in both regions, so no money physically crosses the border: you pay in locally and the recipient is paid out locally. The result tends to be quicker and less expensive, and you see exactly what will arrive before you confirm.

Delivery time depends on several factors: your payment method, cut-off times and public holidays on either side. The very first payment may be slower because the provider has to verify your identity. Finish verification in advance if the money has to arrive on a set date.

Where Chinese Yuan and Swedish Krona are used

Chinese Yuan is the legal tender in China. Swedish Krona is the official currency of Sweden. Knowing this helps if you travel, shop online abroad or support someone in another country.

People convert CNY to SEK for many reasons: rent or a mortgage abroad, tuition fees, a salary paid in another currency, savings or a holiday. What suits one case may not suit another: a one-off large payment benefits most from a sharp rate, whereas regular small amounts suffer more from flat charges.

Each country has its own payment habits. Depending on the country, you need an IBAN, a local account number or a mobile wallet and in certain countries mobile wallets or cash collection are widely used. Ask the recipient for the exact details in advance.

What 5,000.00 CNY gets you in SEK

Let’s use a conversion of 5,000.00 CNY. Converted at the pure mid-market rate (1.4774), you can work out the upper limit of what is possible on the SEK side. In practice nobody hands over that full amount, as costs are deducted somewhere in the process.

Across the 8 providers in our comparison, Revolut came out cheapest for this amount, with 7,350.16 SEK after all costs. The gap between 7,350.16 SEK and the theoretical maximum shows the true cost, fees and margin combined.

Bear in mind that a different amount can produce a different winner. A flat fee hurts most when the amount is small, whereas a percentage margin grows along with the amount. Try your actual amount in the calculator above to see the ranking that applies to you.

Tips for converting CNY to SEK

Compare the total cost, not the fee alone. A provider with a low fee can still be expensive when the margin is high. The number that matters is the amount received, which combines the markup and the fee.

When you pay by card abroad, you may be asked whether to pay in CNY or in the local currency. The trade name for this is dynamic currency conversion. It usually comes with a steep markup. Choose the local currency so your bank or card issuer handles the exchange.

Timing can also matter. Some providers widen their margin at weekends, when currency markets are closed. If you are not in a hurry, an alert tells you when the rate hits a level you are happy with. That avoids guessing, but the target may never be reached.

Also check how you fund the transfer. Card payments often cost more than a bank transfer, and funding by bank transfer tends to keep costs down. Bundling smaller transfers also cuts the impact of fixed fees.

Safety checks before you convert CNY to SEK

Make sure the provider is licensed. Look for authorisation from the FCA in the UK or the financial regulator in your own country. Regulation includes rules on keeping your money apart from the company’s own and that offers protection if the company fails.

Double-check the recipient details before you confirm. Mistakes are rarely fixed quickly with transfers abroad. Unexpected changes to payment details are a classic warning sign. Call to confirm, using contact details you already had.

For large amounts, expect extra checks. Have documents ready that show where the money came from, such as a payslip, sale agreement or bank statement. Some providers lower their margin on request for larger customers. Ask whether you can fix the rate in advance.

One year of CNY to SEK

Compared with a year ago, the price of CNY in SEK has changed by +10.98%. During that year the rate peaked at 1.4976 SEK per CNY, while the low point came in at 1.2701. The current 1.4774 is easy to place within that band.

The spread between the year’s extremes puts the movement into real terms. For a bigger amount, the moment you choose can make a noticeable difference to what arrives, even when the fee stays the same.

Rates are pushed around by central bank policy, economic data and shifts in risk appetite. These figures describe the past and say nothing about what comes next. If you are waiting for a particular level, it is more practical to set an alert than to guess.

How we rank providers for CNY to SEK

Every calculation begins with the mid-market rate of 1.4774. Each provider’s published fee and markup are applied on top, to calculate what actually arrives in SEK. In total 8 providers are included, ranked from most to least received.

We update the rates every 30 minutes, so the page reflects the market of October 30, 2026. Providers confirm their own price at checkout, because their rate can move between our updates, especially when markets are busy.

We are not owned by any provider. Some links on this page are affiliate links, which help pay for the site. That never changes the ranking: providers are sorted purely by how much SEK the recipient gets.

How providers price CNY to SEK

Most providers stay away from the mid-market rate itself. They offer a rate that is a little less favourable and pocket the gap. People call this the markup. A markup of 2%, for example, means that about 2 out of every 100 CNY never reach the recipient.

On top of the margin, a lot of services charge an explicit fee. It may be a fixed amount per transfer, a percentage of the amount or a mix of both. For transfers sent through the banking network the receiving or intermediary bank sometimes deducts a charge too, so the recipient gets less than you expected.

Be wary of offers that say "no fees" or "0% commission". In many cases the margin in the rate simply does the work of the fee. What really counts is the final SEK figure for the same amount of CNY, which is how the table above is sorted.