AB Bank Limited SWIFT/BIC code

AB Bank Limited SWIFT code: ABBLBDDH

Whether you are given ABBLBDDH or ABBLBDDHXXX, you are looking at the same identifier for AB Bank Limited in Bangladesh. The code does one job: it ensures that a cross-border transfer ends up at the right bank. In practice you usually come across the code on international invoices, in payment forms and in the bank details of AB Bank Limited customers.

On this page we explain what the code is put together, when you need it and which other details you need for a transfer to or from AB Bank Limited. A SWIFT code identifies an institution, not a specific account; the IBAN or account number does that.

Head office or branch code at AB Bank Limited?

AB Bank Limited uses 26 separate SWIFT/BIC codes across 7 cities. Only one is the head office code, ABBLBDDHXXX; the others belong to branches, and sometimes specific services.

Usually you do not need to look up a branch: payments addressed to ABBLBDDHXXX reach AB Bank Limited without problems. When you receive a branch code, use it as it is instead of swapping it with the head office code.

Not sure which code to use? Ask the recipient, or look at a recent statement from AB Bank Limited. Codes for branches are more prone to be retired than the head office code.

Why AB Bank Limited has an 8- and an 11-character code

The structure of a BIC is always the same: a bank code of four letters, a two-letter country code and a two-character location code, plus an optional branch code. In this case, the 8-character core is ABBLBDDH.

Most banks and apps accept either length. If yours requires eleven characters, enter ABBLBDDHXXX, otherwise ABBLBDDH is fine.

In practice the code is written in capitals and without spaces. A single character may route a payment to another bank, so check it twice.

Paying someone abroad from your AB Bank Limited account

What you pay for an international transfer has more than one component. On top of the transfer fee, correspondent or intermediary banks can deduct a fee, and if the money changes currency the bank often applies a rate below the actual market rate.

The markup on the rate tends to be the largest cost because it is hidden in the rate. Compare their rate against the mid-market rate; the gap is what conversion costs you.

For many routes, a specialist provider turns out to be less expensive than a bank, mainly because of the exchange rate. GoldexPay compares these services next to each other, showing the amount the recipient gets. Choosing a specialist does not require leaving AB Bank Limited – you pay the provider from your own account.

How long does an international transfer to AB Bank Limited take?

How fast a transfer reaches AB Bank Limited depends on a few things: which currency you send, how many intermediary banks are involved, daily processing deadlines and time zones. Bank holidays in the sending or receiving country add extra days, since banks do not process on those days. Compliance checks on larger or unusual payments can also add some delay, even when all details are correct.

If the money is late, contact your bank for the status or the UETR; with that reference banks can see where the payment is. Specialist transfer services usually show a status online showing where the payment is.

The bank that sent the money is able to request a trace or a recall. Ask the sender for a copy of the payment confirmation with the date and reference – it helps your own bank look for the money.

Getting paid from abroad into a AB Bank Limited account

To receive an international payment into your account at AB Bank Limited, the sender has to have more than the BIC. What they need is: your name, IBAN or account number, ABBLBDDHXXX or ABBLBDDH and in many cases your home address.

Their bank may request the bank address of AB Bank Limited, in which case the Dhaka head office is the usual answer. A typo in your account number can be more trouble than it looks, so copy the details from your online banking.

What lands in your account can be lower than the amount sent. Charges on incoming payments vary from bank to bank. Make clear with the sender who pays which costs.

Changed bank details? Be careful

Be wary if a contact suddenly asks you to pay into another account or a bank in another country. A valid SWIFT code says nothing about whether the request is genuine.

Check changed bank details via a different channel, never via the email that asked for the change. Pressure or secrecy are warning signs – a real supplier can wait a day. If money has already gone to the wrong account, call your bank right away – speed improves the chance of getting it back.

Scams also work the other way: someone sends too much and asks you to refund the extra to a new account. Do not act before the money has really arrived.

Verifying the SWIFT code of AB Bank Limited

The best place to find the right code remains paperwork issued by the bank. When the code you were given differs from ABBLBDDH or ABBLBDDHXXX, do not guess – contact the recipient or AB Bank Limited.

If the code is wrong, the payment may get stuck, be returned or cost extra. A mistake in the IBAN or account number can be a bigger problem, so check that just as carefully.

An automatic check by your bank only tells you that the code is valid, not that it is the right account. More and more banks compare the name with the account before you confirm; take any warning seriously. A small test payment can be a sensible step for large sums.

How up to date is this code?

The details on this page are taken from publicly available data. Still, banks merge, rename themselves or retire codes, so information can be out of date. Counts and locations are from our own dataset and are not confirmed by AB Bank Limited.

Treat our directory on this page as a helpful check, and let the details from the recipient or AB Bank Limited have the final say. GoldexPay is an independent comparison service and not affiliated with AB Bank Limited. If you notice a mistake, we appreciate a message via the contact page.