Jamuna Bank Limited SWIFT/BIC code

SWIFT/BIC code of Jamuna Bank Limited

JAMUBDDH and JAMUBDDHXXX are two ways of writing the same SWIFT/BIC code, and both point to Jamuna Bank Limited in Dhaka. A SWIFT code tells every bank in the chain exactly which bank should receive the money, a bit like a postal address for banks. In daily life you usually see it on international invoices, in payment forms and on the account details that Jamuna Bank Limited provides.

This page is meant to help anyone who pays into an account at Jamuna Bank Limited. The SWIFT code alone cannot identify an individual account holder; for that you need the IBAN or account number .

What a transfer from Jamuna Bank Limited abroad really costs

An international bank payment costs more than the fee suggests. There is the transfer fee, possibly charges from correspondent banks along the way and, most importantly, the margin on the exchange rate.

Most of the cost usually sits in the exchange rate, not in the fee: the bank converts using an exchange rate that includes a margin. An easy check: set the bank’s rate against the mid-market rate and look at the difference.

For a lot of routes, a specialist provider is cheaper than a traditional bank transfer, mainly because of the exchange rate. Before your next transfer, take a minute comparing what arrives via GoldexPay rather than accepting the bank’s rate by default. Choosing a specialist does not require closing your account at Jamuna Bank Limited.

When will the money arrive at Jamuna Bank Limited?

A SWIFT payment usually needs anywhere from one to several business days, depending on the currency, the route and the banks involved. Bank holidays in the sending or receiving country can add extra days, since banks do not process on those days. Occasionally a bank wants to know about the purpose of a payment, which can hold things up.

A growing number of banks use SWIFT gpi, which lets them follow a payment from bank to bank. Each gpi transfer carries a unique transaction reference, the UETR that banks can use to trace it. Money transfer services usually provide a status in their app so you can see where the money is.

A missing payment is traced from the sending side on the basis of the transfer details. Ask the sender for the payment receipt including the reference; that often settles the question quickly.

Watch out for payment fraud

Stay alert when a contact unexpectedly asks you to pay into another account or a bank in another country. The fact that JAMUBDDH exists does not mean that the account is genuine.

Before paying, verify a change of bank details by phone. Watch out for time pressure, odd spelling or a sender address that is slightly off. When money has already gone to the wrong account, call your bank right away.

People receiving money can be targeted as well: a classic trick is an overpayment followed by a request to refund the difference. Wait until the money has really arrived – ask Jamuna Bank Limited if something looks wrong.

Is JAMUBDDH still correct? How to check

Ask the recipient to copy the bank details directly from their banking app. Check it against JAMUBDDH on this page.

Errors in the SWIFT code tend to be costly rather than fatal. Remember the IBAN: an error there can be more difficult to correct than a wrong code.

An automatic check by your bank only confirms that the code exists – not that it belongs to the person you mean to pay. More and more banks compare the name with the account before you confirm. Sending a small amount first can be worth it for large sums despite the extra fee.

Choosing between the 25 SWIFT codes of Jamuna Bank Limited

Having 25 codes, Jamuna Bank Limited is one of the banks that register individual codes for parts of the organisation and departments. The head office code remains JAMUBDDHXXX.

For most payments to a private or business account, the head office code JAMUBDDHXXX works fine. Just use a branch code when your contact gives you that exact code.

When in doubt, ask the person you are paying which code their bank gave them. Branch codes are more likely to change than JAMUBDDHXXX.

Why Jamuna Bank Limited has an 8- and an 11-character code

A SWIFT code is built from fixed blocks: the first four letters stand for the bank, characters five and six show the country and characters seven and eight mark the location. Together, those parts make up JAMUBDDH.

XXX at the end of JAMUBDDHXXX does not stand for a missing value or an error: it indicates the head office of Jamuna Bank Limited. Some banking apps insist on 11 characters, in which case you can enter XXX after JAMUBDDH.

Enter the code as one block, in upper case and without spaces. A single character may route the money to a different institution.

Where our SWIFT data comes from

The directory on GoldexPay is based on public sources and is updated regularly. Banks merge, close branches and retire codes, and a directory never catches every change immediately. The number of codes we show are based on our own data, not official figures from Jamuna Bank Limited.

Use this page as a starting point, not as the final word: the recipient’s bank details come first. GoldexPay is an independent comparison site for money transfers and not affiliated with Jamuna Bank Limited. Should you notice something that is out of date, we welcome a short note via the contact page.

Receiving money from abroad at Jamuna Bank Limited

For an international payment into your account at Jamuna Bank Limited, the sender needs more than the SWIFT code. Share your name as the bank knows it, your account number or IBAN, SWIFT code JAMUBDDHXXX and your address, which some banks require.

It helps to include the bank name and Dhaka too. Double-check the details before you share them – a sender rarely spots a mistake in someone else’s details.

The amount you receive can be lower than what was sent. Correspondent banks can take a fee and your own bank may charge for processing, and if the money is converted, a markup on the rate applies. Make clear with the sender who covers the fees before the money is sent.