Uttara Bank Limited SWIFT/BIC code

SWIFT/BIC code of Uttara Bank Limited

The short code UTBLBDDH and the full code UTBLBDDHXXX identify one and the same institution: Uttara Bank Limited, with its head office in Dhaka. Every bank on the SWIFT network uses BIC codes to route international transfers to the correct bank. In daily life you usually see the code on international invoices, in your banking app and in the bank details that Uttara Bank Limited provides.

On this page we explain what the code means, when it matters and which other details a transfer to or from Uttara Bank Limited requires. The SWIFT code alone does not identify an individual account holder; for that you need the IBAN or account number is for.

Where our SWIFT data comes from

We collect bank codes from publicly available data and update them from time to time. It is possible that information on this page is no longer current after a merger or reorganisation. Figures such as the number of codes are from our directory and may differ from what Uttara Bank Limited publishes.

Treat our directory on this page as a handy check, and let the details from the recipient or Uttara Bank Limited have the final say. GoldexPay is not affiliated with Uttara Bank Limited, we only compare transfer services. If you notice something that is out of date, we welcome a message.

Is UTBLBDDH still correct? How to check

The safest source for a SWIFT code is the bank details provided by the recipient – an invoice, a statement or a screenshot from online banking. When the code you were given does not match UTBLBDDH or UTBLBDDHXXX, do not guess: check with the recipient or with Uttara Bank Limited directly.

With a wrong code, the payment may get stuck, be returned or cost extra, and tracing it can take weeks. Do not forget the account number: a mistake there is more difficult to correct than a wrong BIC.

Many banking apps validate the structure of an IBAN, but that does not prove the account belongs to the right person. If your bank offers it, a name check before sending gives an extra layer of safety. When you pay someone new, many people start with a small amount first before sending the rest.

Which of the 43 codes of Uttara Bank Limited do you need?

We have 43 SWIFT/BIC codes for Uttara Bank Limited. Next to the head office code UTBLBDDHXXX, you will find codes for branches, departments or specific services.

If nobody asks you for a branch code, go with UTBLBDDHXXX. Only use a branch code when your contact explicitly asks for it, for example on an invoice or in their bank details.

Not sure which code applies? Check with the recipient, or look at a recent statement from Uttara Bank Limited. Branch codes are sometimes changed or retired over time.

Why Uttara Bank Limited has an 8- and an 11-character code

The layout of a BIC is always the same: four characters for the institution, a two-letter country code and two for the location. The result is UTBLBDDH, the short form of the code.

Many banks and apps accept either length. If a form asks for eleven characters, use UTBLBDDHXXX; if it wants eight, use UTBLBDDH.

As a rule the code is typed in capitals, without spaces or dashes. Look out for the letter O and the digit 0 or I versus 1.

How long does an international transfer to Uttara Bank Limited take?

How quickly a transfer arrives at Uttara Bank Limited depends on a few things: which currency you send, how many intermediary banks are involved, cut-off times and differences in time zone. Transfers sent late in the day or on weekends and holidays usually start the next business day. Occasionally a bank wants to know about the purpose of a payment.

Many banks are connected to SWIFT gpi for faster and traceable payments. Each payment carries a unique reference, the UETR that banks can use to trace it. Specialist transfer services usually show a status online so you can see where the money has got.

A missing payment is investigated by the sending bank on the basis of the transfer details. Ask the sender for a copy of the payment confirmation.

Receiving money from abroad at Uttara Bank Limited

For an international payment into your account at Uttara Bank Limited, the person paying you needs more than the BIC. What they need is: the account holder’s name, IBAN or account number, UTBLBDDHXXX and, for some countries, your postal address.

It helps to include Uttara Bank Limited and its city too. A typo in your account number can be more trouble than it looks, so copy the details from your online banking.

Money from abroad will not always arrive in full. Correspondent banks can take a fee, and if the currency changes, a markup on the rate comes on top. Make clear with the sender who covers the fees.

Protect yourself against fake payment requests

Criminals regularly use payment requests containing new bank details, sometimes in an email that looks completely genuine. The fact that UTBLBDDH exists is no guarantee that a request mentioning it is genuine.

Before paying, confirm changed bank details by phone, using a number you already had. Urgency and secrecy tend to be warning signs. Acted too fast? Contact your bank without delay and ask them to try to recall the payment.

Scams also target the receiver: someone sends more than agreed and wants you to return the extra to a new account. Wait until the money is actually in your account – ask Uttara Bank Limited if something looks wrong.

Sending money abroad from Uttara Bank Limited

When you transfer money to another country from Uttara Bank Limited, the fee you see is only part of the cost. On top of a fixed fee, banks in between can deduct a fee, and when currencies are converted, the bank usually uses a rate below the actual market rate.

The markup on the rate is often the biggest item. Check their rate with the mid-market rate; the gap is what conversion costs you.

Money transfer services often offer rates closer to the mid-market rate. GoldexPay compares these services side by side so you can see the amount the recipient gets for the same amount sent. Choosing a specialist does not mean closing your account at Uttara Bank Limited – you pay the provider from your own account.