Agrani Bank Limited SWIFT/BIC code

What AGBKBDDH means for a payment to Agrani Bank Limited

Whether you are given AGBKBDDH or AGBKBDDHXXX, you are looking at the same address for Agrani Bank Limited in Bangladesh. Every bank on the SWIFT network uses these codes to route international transfers to the right bank. In practice you usually come across it on invoices from abroad, in payment forms and in the bank details that Agrani Bank Limited provides.

On this page you will find how the code is put together, when it matters and what else a transfer to or from Agrani Bank Limited requires. The BIC identifies an institution, not a single account.

Agrani Bank Limited: head office code versus branch codes

Agrani Bank Limited uses 39 different SWIFT/BIC codes. One of them is the head office code, AGBKBDDHXXX; the rest belong to branches or departments, and sometimes specific services.

For most incoming transfers, the head office code AGBKBDDHXXX is the right choice. If you have been given a specific code, use it as it is instead of swapping it for the head office code.

Not sure which code applies? Ask the recipient, or look at a recent statement from Agrani Bank Limited. Codes for branches are more likely to change than AGBKBDDHXXX.

A note on our data

The codes here come from publicly available data. It can happen that information on this page is no longer current. Figures such as the number of codes come from our own dataset.

Treat our data as a reference, not as the final word: the recipient’s bank details come first. GoldexPay is a comparison service for money transfers and not part of Agrani Bank Limited. If you notice a mistake, we appreciate a message via the contact page.

When will the money arrive at Agrani Bank Limited?

There is no fixed answer for international payments: many land the same day or the next, others take several business days. Weekends and public holidays in the sending or receiving country can add a day or more, since banks do not process on those days. Sometimes a bank wants to know what the payment is for.

If a transfer is late, ask the sending bank about the tracking status and the transaction reference; with that reference banks can see where the payment is. Keep the payment confirmation until the money has arrived; it contains the details a bank needs to start a trace.

The bank that sent the money can request a trace; the receiving side usually has nothing to trace yet. Request from the sender a copy of the payment confirmation including the reference.

What the XXX in AGBKBDDHXXX means

Every SWIFT/BIC code starts with an 8-character core: a four-letter bank code, two letters for the country and a two-character location code. The result is AGBKBDDH for Agrani Bank Limited.

Most payment forms work with both lengths. If yours requires eleven characters, use AGBKBDDHXXX.

Leave out spaces when you enter AGBKBDDH. Look out for the letter O and the digit 0 and the letter I and the digit 1, a common source of typos.

International transfers from Agrani Bank Limited: the real cost

What you pay for a payment abroad has more than one component – not just the fee on your screen. There is the transfer fee, sometimes fees charged by intermediary banks along the way and, most importantly, the exchange rate markup when the money is converted.

Banks do not list the margin on the rate as a cost, but you pay it all the same. A simple test: put the rate you get next to the mid-market rate and look at the difference.

Specialist money transfer services frequently offer a rate near the mid-market rate with clearer fees. Next time you send money, it is worth to compare the total cost on GoldexPay rather than accepting the bank’s rate by default. You can always keep your account at Agrani Bank Limited as the source of the money, while a cheaper service handles the conversion.

Changed bank details? Be careful

Scammers often send payment requests containing new bank details sent from what looks like a familiar address. The fact that AGBKBDDH exists is no guarantee that the account is legitimate; criminals use the codes of real banks too.

Never trust a phone number from the same email that contains the new account. Watch out for urgent requests, unusual wording or a sender address that is slightly off. If a payment has already gone to the wrong account, call your bank right away.

Scams can also target the receiver: someone claims to have sent more than agreed and asks you to return the difference via a different route. Wait until the money has really arrived and check with Agrani Bank Limited if anything seems off.

Verifying the SWIFT code of Agrani Bank Limited

The safest source for a SWIFT code is the bank details provided by the recipient – an invoice, a statement or a screenshot from online banking. Compare that code against AGBKBDDH on this page.

An incorrect BIC may lead to a delay, a payment being sent back or additional charges along the way. A mistake in the IBAN or account number can be a bigger problem, because the money may be credited to someone else, so check that just as carefully.

Many banking apps validate the structure of an IBAN, but that does not prove the account belongs to the right person. Where available, a payee name check before sending adds extra certainty. For a first payment, some people start with a small amount first and wait for confirmation.

Incoming international payments to Agrani Bank Limited

To receive a transfer from abroad into your account at Agrani Bank Limited, the person paying you needs not just the SWIFT code. Share the account holder’s name, your account number or IBAN, SWIFT code AGBKBDDHXXX and your address.

You can include Agrani Bank Limited and Dhaka too, since some forms ask for it. Double-check every detail before you send them, because the sender’s bank usually copies them as is.

An incoming payment will not always land for the full amount. Intermediary banks may deduct a fee, and if the currency changes, a markup on the rate comes on top. On invoices, you can agree how the fees are split to avoid a shortfall.