Pubali Bank Limited SWIFT/BIC code

Pubali Bank Limited SWIFT code: PUBABDDH

Whether a recipient gives you PUBABDDH or PUBABDDHXXX, you are looking at the same address for Pubali Bank Limited in Bangladesh. A SWIFT code shows the banks handling a payment which institution should receive the money. It comes up mainly when dealing with payments that cross a border and payments in foreign currencies.

On this page you can read how the code is put together, when you need it and which other details a transfer to or from Pubali Bank Limited requires. The SWIFT code on its own cannot identify an individual account holder; for that you need the account number or IBAN .

Why Pubali Bank Limited has an 8- and an 11-character code

The structure of a BIC is always the same: four characters for the institution, two for the country and two for the location, sometimes followed by a branch code. In this case, the 8-character core is PUBABDDH.

XXX at the end of PUBABDDHXXX is not a missing value or an error: it indicates the head office of Pubali Bank Limited. Some forms insist on 11 characters, in which case you can enter XXX after PUBABDDH.

Type the code in one piece, in capitals and without separators, exactly as shown here. Pasting the code beats typing it by hand.

International transfers from Pubali Bank Limited: the real cost

An international bank payment can cost rather more than the listed fee. On top of a fixed fee, correspondent or intermediary banks can take a cut, and if currencies are converted, the bank often applies a rate that is less favourable than the actual market rate.

That exchange rate margin is often the largest cost because it is hidden in the rate. Compare their rate against the mid-market rate – the rate you find on financial news sites.

For a lot of routes, a specialist provider is less expensive than a traditional bank transfer. GoldexPay compares transfer providers side by side so you can see what actually arrives for the same amount sent. You can always keep your account at Pubali Bank Limited to fund the transfer, while a cheaper service handles the conversion.

How to check PUBABDDH before you pay

The most reliable source for the BIC is the bank details provided by the recipient: an invoice, a bank statement or their online banking. When the code you were given differs from PUBABDDH or PUBABDDHXXX, do not guess: check with the recipient or with Pubali Bank Limited directly.

An incorrect BIC can cause delays, a returned payment or extra fees for investigation. An error in the IBAN or account number is more serious because it can reach the wrong person, so check that just as carefully.

Most online banking apps check the structure of an IBAN and some suggest the matching BIC – that confirms the format, not the owner. Some banks now check the name with the account before you confirm. For a first payment, many people send a small test amount.

About this information

This directory is compiled from public sources and we update it periodically. Still, banks merge, rename themselves or retire codes and our data may lag behind. Figures such as the number of codes are from our own dataset and are not confirmed by Pubali Bank Limited.

Treat our directory here as a handy check. We are an independent comparison site and not part of Pubali Bank Limited. Should you notice something that is out of date, we welcome a message.

What to give a sender who pays you at Pubali Bank Limited

Someone abroad who wants to pay you needs several details from you, and missing ones are a common cause of delays. Share your name as the bank knows it, your account number or IBAN, SWIFT code PUBABDDHXXX and your address, which some banks require.

You can add Pubali Bank Limited and its city too, because some payment forms have separate fields for them. A typo in your account number is harder to fix than you might think; copy them from your banking app rather than typing.

An incoming payment does not always land in full. Correspondent banks can take a fee, Pubali Bank Limited may charge for incoming payments, and if the currency changes, a markup on the rate comes on top. Make clear with the sender who covers the fees.

Protect yourself against fake payment requests

A common scam works like this: you receive a message saying that a contact has new bank details and that the next payment should go there. That PUBABDDH is a real code does not mean that a request mentioning it is genuine – fraudsters use real bank codes as well.

Before paying, verify changed bank details through a phone call. Be suspicious of urgent requests, odd spelling or an email address that differs by one letter. When a payment has already gone to the wrong account, contact your bank immediately – speed improves the chance of getting it back.

Scams can also work the other way: someone claims to have sent too much and asks you to return the extra via a different route. Wait until the money has really arrived and check with Pubali Bank Limited if anything seems off.

Choosing between the 34 SWIFT codes of Pubali Bank Limited

Our database contains 34 SWIFT/BIC codes for Pubali Bank Limited, spread over 11 locations. Besides the head office code PUBABDDHXXX, you will find codes for individual branches and departments.

For most payments to a private or business account, the head office code PUBABDDHXXX is the right choice. Just use a branch code when the recipient gives you that exact code, for example on a letter or invoice.

Not sure which code to use? Ask the recipient. Branch codes are more likely to change than the head office code.

Tracking a transfer to or from Pubali Bank Limited

There is no single delivery time for international payments: many arrive within a day while others need several business days. Bank holidays in the sending or receiving country can add extra days to the journey. Compliance checks by one of the banks can also cause a delay, regardless of the details.

A growing number of banks are connected to SWIFT gpi, which lets them follow a payment from bank to bank. Every gpi transfer carries a unique transaction reference, the UETR that banks can use to trace it. Save the payment confirmation until the recipient confirms.

A missing payment is traced from the sending side. Ask the sender for the payment receipt with the date and reference.