Dhaka Bank Limited SWIFT/BIC code

DHBLBDDH – the SWIFT/BIC code of Dhaka Bank Limited

The short code DHBLBDDH and the full code DHBLBDDHXXX identify the same bank: Dhaka Bank Limited. A SWIFT code shows every bank in the chain exactly which bank should receive the money, a bit like a postal address for banks. It comes up mainly for transfers between countries.

On this page we explain what the code is put together, when you need it and what else a transfer to or from Dhaka Bank Limited requires. Remember that the SWIFT code only identifies the bank, not the account: the IBAN or account number does that part.

DHBLBDDH or DHBLBDDHXXX – which one to use?

A SWIFT code is built from fixed blocks: characters one to four identify the bank, the next two give the country and the two after that indicate the location. Together, those parts make up DHBLBDDH.

The long version has three more characters that identify a branch or department. When those three characters are XXX, the code points to the head office, which is why DHBLBDDHXXX and DHBLBDDH lead to the same place.

As a rule the code is written in capitals, without spaces or dashes. Watch for O versus 0 or the letter I and the digit 1.

A note on our data

We collect SWIFT/BIC codes from publicly available data and check them regularly. Even so, banks merge or change codes, so information can be out of date. The figures we show are based on our own data.

Treat our data as a starting point, rather than as the final word: the recipient’s bank details come first. GoldexPay is independent of Dhaka Bank Limited, we only compare transfer services. Spotted outdated information? Let us know via our contact form so we can correct it.

International transfers from Dhaka Bank Limited: the real cost

What you pay for an international transfer has more than one component – not just the fee on your screen. Besides a fixed fee, correspondent or intermediary banks can deduct a fee, and if currencies are converted, the bank often uses a rate that is less favourable than the real market rate.

The markup on the rate is often the largest item, and it is easy to miss. Check the rate you are offered against the mid-market rate – the rate you find on financial news sites; the gap is what conversion costs you.

Money transfer services often use a rate near the mid-market rate and lower fees. Before your next transfer, take a minute comparing what arrives via GoldexPay. Choosing a specialist does not mean closing your account at Dhaka Bank Limited – you pay the provider from your own account.

What to give a sender who pays you at Dhaka Bank Limited

A sender in another country needs a few details from you – incomplete details often cause delays. What they need is: your name, IBAN or account number, DHBLBDDHXXX or DHBLBDDH and often your postal address.

You can add Dhaka Bank Limited and Dhaka too, because some payment forms have separate fields for them. Double-check each detail before you send them – a sender rarely spots a mistake in someone else’s details.

Money from abroad does not always land in full. Intermediary banks may deduct a fee and your own bank may charge for processing, and if the money is converted, an exchange rate margin applies. For business payments, you can agree how the fees are split.

How long does an international transfer to Dhaka Bank Limited take?

A SWIFT payment typically needs anywhere from one to several business days, depending on the currency, the route and the banks involved. Payments made after the cut-off time or just before weekends and holidays usually go out a business day later. Compliance checks on larger or unusual payments may also cause some delay.

When a payment takes longer than expected, ask your bank about the tracking status and the transaction reference. Money transfer services often provide tracking online so you can see how far the payment has got.

The bank that sent the money is able to start an official trace or a recall. As a recipient, you can look at your account for a partial amount, since fees may have been deducted.

Head office or branch code at Dhaka Bank Limited?

Dhaka Bank Limited has 22 separate SWIFT/BIC codes across 4 cities. One of them is the head office code; the others identify branches or departments.

In most cases there is no need to pick a branch: transfers sent to DHBLBDDHXXX reach Dhaka Bank Limited correctly. A branch code only makes sense when the account holder specifically mentions it.

The best way is to copy the code straight from the account holder’s invoice. Codes for branches are more likely to be retired than the head office code.

Watch out for payment fraud

Be alert when someone unexpectedly asks you to pay into another account or a bank in another country. A correct SWIFT code tells you nothing about whether the request is genuine: scammers use real codes of real banks.

Check new payment details via a separate channel like a call to a number from an earlier contract. Watch out for time pressure, odd spelling or a sender address that is slightly off. Acted too fast? Call the bank you paid from straight away and have them try to recall the payment; also report it to the police.

Recipients can be targeted as well: one known trick is a buyer who pays too much and then sends a request to send back the difference abroad. A payment confirmation from the sender is no proof – check your own account.

Is DHBLBDDH still correct? How to check

The most reliable place for the right code remains paperwork issued by the bank. When the code you were given does not match DHBLBDDH or DHBLBDDHXXX, stop and ask – contact the recipient or Dhaka Bank Limited.

With a wrong code, the payment may be delayed, bounce back or end up costing more. A mistake in the IBAN or account number can be a bigger problem.

An automatic check in your banking app merely tells you that the IBAN is valid, not that it is the right account. More and more banks check the payee name against the account – do not ignore a mismatch warning. A small test payment can be worth it for large sums, even if it costs an extra fee.