Eastern Bank LTD. SWIFT/BIC code

SWIFT/BIC code of Eastern Bank LTD.

The short code EBLDBDDH and the 11-character code EBLDBDDHXXX refer to the same bank: Eastern Bank LTD. in Dhaka, Bangladesh. A BIC has a single purpose: it makes sure that a cross-border transfer reaches the right bank. In practice you mostly see the code on international invoices, in your banking app and on the account details of Eastern Bank LTD. customers.

Below we go through the practical questions: receiving money at Eastern Bank LTD., paying someone in another country and how to check the code before you confirm a payment. Keep in mind that the BIC only identifies the bank, not the account: the IBAN or account number does that part.

What a transfer from Eastern Bank LTD. abroad really costs

When you send money abroad from Eastern Bank LTD., the visible fee is rarely all of what you pay. There is the transfer fee, possibly fees charged by intermediary banks in between and, above all, the margin on the exchange rate if the currency changes.

The real cost is often in the rate, rather than in the fee: many banks convert using an exchange rate with a margin built in. Compare their rate with the mid-market rate, the midpoint between buy and sell rates you see on financial sites. The difference is your real conversion cost.

Specialised transfer providers often offer a rate near the mid-market rate and lower fees. GoldexPay compares transfer providers next to each other so you can see what actually arrives for the same amount sent. You can always use your account at Eastern Bank LTD., while a cheaper service handles the conversion.

About this information

The details here come from publicly available data that we update regularly. It is possible that information here is out of date, for example after a merger. The figures we show are based on what is in our directory.

Before any payment of any size, always confirm the code with Eastern Bank LTD. or the recipient. GoldexPay has no connection to Eastern Bank LTD.. Found outdated information? Tell us via our contact form so we can correct it.

Transfer times and tracking a payment to Eastern Bank LTD.

An international transfer usually needs anywhere from one to several business days. Weekends and public holidays in either country add extra days to the journey. Extra checks on larger or unusual payments may also cause a delay, even when all details are correct.

A growing number of banks are connected to SWIFT gpi, which lets them follow a payment from bank to bank. Each gpi transfer carries a unique reference, the UETR that banks can use to trace it. Specialist transfer services often provide tracking in their app so you can see how far the money has got.

Only the sending bank is able to request a trace; the receiving side usually has nothing to trace yet. On the receiving end, you can check your statements for a slightly lower amount.

Choosing between the 24 SWIFT codes of Eastern Bank LTD.

We have 24 SWIFT/BIC codes for Eastern Bank LTD. in 7 cities. Besides the head office code EBLDBDDHXXX, there are codes for individual branches and departments.

In most cases there is no need to pick a branch: transfers addressed to EBLDBDDHXXX are routed within Eastern Bank LTD. without problems. Only use a branch code when the account holder explicitly asks for it, for example on a letter or invoice.

Unsure which code applies? Check with the recipient or the bank itself. Codes for branches are more likely to change than the head office code.

Verifying the SWIFT code of Eastern Bank LTD.

Ask the recipient to send you their bank details directly from their banking app. If the code you have differs from EBLDBDDH or EBLDBDDHXXX, do not guess – contact the recipient or Eastern Bank LTD..

With a wrong code, the payment may be delayed, be returned or end up costing more, and tracing it can take weeks. Remember the account number: a mistake there is harder to undo than a wrong BIC.

A format check by your bank merely tells you that the code is valid. If your bank offers it, a name check before sending gives extra certainty. When you pay someone new, some people send a small test amount before sending the rest.

8 or 11 characters: EBLDBDDH versus EBLDBDDHXXX

Each SWIFT/BIC code starts with an 8-character core: a four-letter bank code, two letters for the country and two characters for the location. Together, those parts make up EBLDBDDH – the version you usually see online.

XXX at the end of EBLDBDDHXXX does not stand for a missing value or an error: it stands for the main office of Eastern Bank LTD.. Some forms insist on 11 characters, and then you simply enter XXX after EBLDBDDH.

Leave out spaces, dots when you type EBLDBDDH; the code is always written in one block. A single character may route the money to a different institution, so check it twice.

Protect yourself against fake payment requests

Fraudsters often use fake invoices with changed bank details. The fact that EBLDBDDH exists does not mean that a request mentioning it is legitimate.

Never trust contact details in the same message that announces the new account. Watch out for time pressure, unusual wording or an email address that differs by one letter. Already paid? Contact your bank straight away and ask them to start a recall; also report it to the police.

Fraud can also work the other way: someone sends too much and asks you to refund the extra to a new account. A screenshot of a transfer is no proof; only your own account shows what has arrived.

Receiving money from abroad at Eastern Bank LTD.

To receive a transfer from abroad into your account at Eastern Bank LTD., the sender needs more than the SWIFT code. Give them the account holder’s name, your account number or IBAN, the BIC EBLDBDDHXXX and your address, which some banks require.

Some sending banks want the bank’s address; it does no harm to include it. Check every detail before you share them.

An incoming payment will not always land for the full amount. Charges on incoming payments differ from bank to bank. Make clear with the sender who covers the fees, especially for larger amounts.