Export Import Bank of Bangladesh LTD SWIFT/BIC code

Export Import Bank of Bangladesh LTD SWIFT code: EXBKBDDH

The 8-character code EXBKBDDH and the full code EXBKBDDHXXX refer to the same bank: Export Import Bank of Bangladesh LTD, with its head office in Dhaka. A BIC does one job: it ensures that a cross-border transfer ends up at the right bank. You will need it mainly when dealing with transfers between countries or a currency.

On this page we explain what the code means, when you need it and which other details you need for a transfer to or from Export Import Bank of Bangladesh LTD. Keep in mind that the SWIFT code just identifies the bank, not the account: the IBAN or account number takes care of that.

8 or 11 characters: EXBKBDDH versus EXBKBDDHXXX

A SWIFT code is made up of a few fixed parts: characters one to four identify the bank, characters five and six give the country and characters seven and eight mark the location. That gives you EXBKBDDH for Export Import Bank of Bangladesh LTD.

XXX at the end of EXBKBDDHXXX does not stand for a missing value or an error: it stands for the head office of Export Import Bank of Bangladesh LTD. Some banking apps insist on 11 characters, in which case you simply add XXX after EXBKBDDH.

Type the code in one piece, in upper case and without spaces, exactly as shown here. Copying the code beats retyping it.

What a transfer from Export Import Bank of Bangladesh LTD abroad really costs

What you pay for a payment abroad has more than one component – not just the fee on your screen. You pay the fee for the transfer itself, sometimes charges from correspondent banks in between and, above all, the exchange rate markup when the money is converted.

The real cost is often in the rate: the bank converts at a rate with a margin built in. An easy check: put the rate you get against the mid-market rate and work out the difference on your amount.

For a lot of routes, a specialist provider is less expensive than a traditional bank transfer – mostly thanks to the rate. GoldexPay compares these services next to each other so you can see what actually arrives for the same amount sent. You can still keep your account at Export Import Bank of Bangladesh LTD as the source of the money; only the conversion and sending happen elsewhere.

Tracking a transfer to or from Export Import Bank of Bangladesh LTD

How fast a transfer reaches Export Import Bank of Bangladesh LTD is determined by several factors: which currency you send, the number of banks in between, daily processing deadlines and differences in time zone. Bank holidays in either country can add a day or more, since banks do not process on those days. Extra checks by one of the banks can also cause some delay.

When a payment takes longer than expected, ask the sending bank about the status; with that reference banks can see where the payment is. Keep your transfer receipt until the recipient confirms – you will need it for any trace request.

If a payment has not arrived after a few business days, the sender needs to start with the bank that sent it, not the receiving bank. Request from the sender a copy of the payment confirmation; that often settles the question quickly.

Incoming international payments to Export Import Bank of Bangladesh LTD

If you are waiting for money from abroad, give the sender all details at once. What they need is: the account holder’s name, IBAN or account number, EXBKBDDHXXX and, for some countries, your home address.

Certain banks want the bank’s address in Dhaka, so keep it at hand. A mistake in your account number can be harder to fix than you might think.

Money from abroad does not always land in full. Charges on incoming payments vary from bank to bank. On invoices, it is common to state how the fees are split.

Protect yourself against fake payment requests

Criminals often send fake invoices containing changed bank details, sometimes in an email that looks completely genuine. A valid SWIFT code tells you nothing about who owns the account – scammers simply use real codes.

Never trust a phone number from the same email that contains the change. Be suspicious of time pressure, unusual wording or a sender address that is slightly off. Already paid? Contact the bank you paid from without delay and ask them to start a recall.

Scams can also target the receiver: someone claims to have sent more than agreed and wants you to return the difference. Do not act before the money is actually in your account.

Which of the 23 codes of Export Import Bank of Bangladesh LTD do you need?

Having 23 codes, Export Import Bank of Bangladesh LTD is one of the banks that use individual codes for parts of the organisation and departments. The head office code remains EXBKBDDHXXX.

For most payments to a private or business account, the head office code EXBKBDDHXXX is the right choice. Branch codes are only needed if the recipient’s bank specifically mentions it.

If you are not sure, check with the recipient which code their bank gave them. Codes for branches are more likely to change than the head office code when a bank merges or closes offices.

Before you send: check the Export Import Bank of Bangladesh LTD code

The most reliable place for the right code remains paperwork issued by the bank like a bank statement or the account page in online banking. When the code you were given does not match EXBKBDDH or EXBKBDDHXXX, do not guess – contact the recipient or Export Import Bank of Bangladesh LTD.

If the code is wrong, the transfer might be delayed, be returned or end up costing more – sometimes after weeks of searching. Do not forget the account number: an error there can be more difficult to correct than a wrong BIC.

An automatic check by your bank only confirms that the IBAN exists, not that it is the right account. Some banks now compare the payee name with the account; take any warning seriously. When you pay someone new, many people send a small test amount before sending the rest.

Where our SWIFT data comes from

The directory on GoldexPay is based on publicly available sources and we update it periodically. Institutions merge, change names and change codes – a directory can be a step behind. Figures such as the number of codes are from our own dataset.

Before a payment of any size, confirm the BIC with Export Import Bank of Bangladesh LTD or the recipient. GoldexPay is independent of Export Import Bank of Bangladesh LTD. Spotted an error? Tell us via our contact form so we can correct it.