Banco BNP Paribas Brasil S/A SWIFT/BIC code

What BNPABRSP means for a payment to Banco BNP Paribas Brasil S/A

Whether you are given BNPABRSP or BNPABRSPXXX, you are looking at the identical address for Banco BNP Paribas Brasil S/A in Brazil. Banks worldwide use BIC codes to direct payments between countries to the right bank. It comes up mostly for transfers between countries and payments in foreign currencies.

On this page you will find what the code is put together, when you need it and what else you need for a transfer to or from Banco BNP Paribas Brasil S/A. Remember that the SWIFT code just identifies the bank, not the account: the account number or IBAN does that part.

Transfer times and tracking a payment to Banco BNP Paribas Brasil S/A

There is no fixed answer for every transfer: some arrive within a day, others take several business days. Weekends and public holidays in the sending or receiving country add extra days to the journey. Compliance checks on larger or unusual payments can also add a delay.

If a transfer seems late, contact your bank about the tracking status so they can trace it along the chain. Save the payment confirmation until the recipient confirms – you will need it for any trace request.

If a payment has not arrived within the expected time, the sender needs to contact their own bank. Ask the sender for the payment receipt including the reference; that often settles the question quickly.

International transfers from Banco BNP Paribas Brasil S/A: the real cost

A bank transfer abroad costs rather more than the fee suggests. On top of a fixed fee, banks in between may deduct a fee, and when currencies are converted the bank usually applies a rate that is less favourable than the actual market rate.

That exchange rate margin is often the largest item because it is hidden in the rate. Compare their rate against the mid-market rate, the midpoint between buy and sell rates you see on financial sites. The difference is your real conversion cost.

Specialist money transfer services frequently use a rate near the mid-market rate. GoldexPay compares the amount that arrives with different services, which makes the cheapest option easy to spot. Using a transfer service does not require leaving Banco BNP Paribas Brasil S/A: you simply pay the service from your account.

Protect yourself against fake payment requests

Be wary when someone suddenly asks you to pay into another account. A valid SWIFT code says nothing about who owns the account: scammers use real codes of real banks.

Before paying, confirm a change of bank details by phone, using a number you already had. Watch out for urgent requests, unusual wording or an email address that differs by one letter. If a payment was sent to the wrong account, call your bank right away – speed improves the chance of getting it back.

People receiving money can be targeted as well: one known trick is an overpayment and then sends a request to refund the difference to another account. A screenshot of a transfer is no proof.

Why Banco BNP Paribas Brasil S/A has an 8- and an 11-character code

Each SWIFT/BIC code starts with an 8-character core: a four-letter bank code, two letters for the country and a two-character location code. Combined, these eight characters form BNPABRSP – the version you usually see online.

The long version has three more characters for a branch or department. When those three characters are XXX, the code points to the head office, which is why BNPABRSPXXX and BNPABRSP lead to the same place.

Type the code as one block, in upper case and without separators, exactly as shown here. A wrong character can send the money to a different institution.

Is BNPABRSP still correct? How to check

Have the recipient copy the bank details directly from a recent statement. Check that code against BNPABRSP here; if they differ, ask before you pay.

If the code is wrong, the payment might get stuck, be returned or end up costing more, and tracing it can take weeks. Do not forget the IBAN: a mistake there can be harder to correct than a wrong code.

A format check in your banking app only confirms that the code exists – not that it belongs to the person you mean to pay. More and more banks check the payee name against the account; take any warning seriously. Sending a small amount first is a sensible step for large sums.

How up to date is this code?

This directory draws on public sources and is updated regularly. Still, banks merge, rename themselves or change codes. Figures such as the number of codes come from our own dataset and may differ from what Banco BNP Paribas Brasil S/A publishes.

Before a payment that matters, confirm the code with Banco BNP Paribas Brasil S/A or the recipient. We are an independent comparison service for money transfers and not affiliated with Banco BNP Paribas Brasil S/A. If you notice a mistake, we welcome a message via the contact page.

Banco BNP Paribas Brasil S/A: head office code versus branch codes

Our directory lists 3 SWIFT/BIC codes for Banco BNP Paribas Brasil S/A. Besides the head office code BNPABRSPXXX, you will find codes for branches, departments or specific services.

For the vast majority of incoming transfers, the head office code BNPABRSPXXX is the right choice. Just use a branch code when the recipient gives you that exact code, for example on an invoice or in their bank details.

Not sure which code applies? Check with the recipient. Branch codes can change over time, so do not rely on old paperwork.

Paying into Banco BNP Paribas Brasil S/A in BRL

The currency of Brazil is the Brazilian Real (BRL). When you pay another currency has to be converted at some point – by your bank, by Banco BNP Paribas Brasil S/A or by a bank in between. Every conversion eats into the amount, even when no fee is shown.

Who converts the payment makes a difference. Compare how much BRL arrives with several services; the difference between options can be larger than you expect.

The BRL rate fluctuates constantly. On larger amounts, a seemingly small gap in the rate can be worth more than the fee.

What to give a sender who pays you at Banco BNP Paribas Brasil S/A

For an international payment at Banco BNP Paribas Brasil S/A, the sender needs not just the BIC. In practice that means: your name exactly as it appears on the account, your account number or IBAN, the SWIFT/BIC code BNPABRSPXXX (or BNPABRSP) and sometimes your address.

Some sending banks want the address of Banco BNP Paribas Brasil S/A. Double-check every detail before you send them.

An incoming payment does not always land for the full amount. Fees for incoming transfers vary per bank – the price list of Banco BNP Paribas Brasil S/A tells you what applies. Agree with the sender who covers the fees, especially for larger amounts.