Banco de Investimentos Credit Suisse (Brasil) S.A. SWIFT/BIC code

BIGABRRJ – the SWIFT/BIC code of Banco de Investimentos Credit Suisse (Brasil) S.A.

The short code BIGABRRJ and the 11-character code BIGABRRJXXX refer to one and the same institution: Banco de Investimentos Credit Suisse (Brasil) S.A.. Every bank on the SWIFT network uses BIC codes to route international transfers to the correct bank. In daily life you mostly see it on invoices from abroad, in your banking app and in the bank details of Banco de Investimentos Credit Suisse (Brasil) S.A. customers.

Further down you will find the practical side: receiving money at Banco de Investimentos Credit Suisse (Brasil) S.A., sending money abroad and how to check the code before you confirm a payment. The SWIFT code on its own does not identify an individual account holder; that is what the IBAN or account number .

Transfer times and tracking a payment to Banco de Investimentos Credit Suisse (Brasil) S.A.

How fast a payment reaches Banco de Investimentos Credit Suisse (Brasil) S.A. is determined by several factors: which currency you send, how many intermediary banks are involved, daily processing deadlines and time zones. Transfers sent after the cut-off time or on a weekend or public holiday usually go out the next business day. Sometimes a bank wants to know what the payment is for.

If the money seems late, ask the sending bank about the tracking status and the transaction reference. Money transfer services often provide a status in their app so you can see how far the money has got.

A delayed transfer is investigated by the sending bank. Request from the sender the payment receipt with the date and reference; that often settles the question quickly.

8 or 11 characters: BIGABRRJ versus BIGABRRJXXX

A SWIFT code is made up of a few fixed parts: the first four letters stand for the bank, characters five and six give the country and characters seven and eight indicate the location. In this case, that core is BIGABRRJ.

The 11-character version adds a three-character extension that identify a branch or department. When those three characters are XXX, they simply mean the head office.

Do not add spaces or dashes when you type BIGABRRJ or BIGABRRJXXX. Copying the code is safer than typing it by hand, because one wrong letter changes the bank.

Getting paid from abroad into a Banco de Investimentos Credit Suisse (Brasil) S.A. account

To receive an international payment at Banco de Investimentos Credit Suisse (Brasil) S.A., the sender needs more than the BIC. Give them your name as the bank knows it, the IBAN or account number, SWIFT code BIGABRRJXXX and your address.

You can add the bank name and its city as well. A typo in the IBAN can be more trouble than you might think.

Do not be surprised if the amount credited is smaller than what the sender paid. Charges on incoming payments differ per bank – the price list of Banco de Investimentos Credit Suisse (Brasil) S.A. tells you what applies. Agree with the sender who pays which costs.

Watch out for payment fraud

A common scam works like this: you receive a message saying that a supplier now has new bank details. A correct SWIFT code tells you nothing about whether the request is genuine: scammers use real codes of real banks.

Do not rely on a phone number from the same email that announces the new account. Be suspicious of urgent requests, unusual wording or an email address that differs by one letter. When a payment has already gone to the wrong account, call your bank right away.

Recipients are targeted too: a classic trick is a buyer who pays too much and then sends a request to refund the difference. Wait until the money has really arrived – ask Banco de Investimentos Credit Suisse (Brasil) S.A. if something looks wrong.

What a transfer from Banco de Investimentos Credit Suisse (Brasil) S.A. abroad really costs

An international bank payment can cost rather more than the fee suggests. On top of a fixed fee, banks in between may deduct a fee, and when currencies are converted, the bank usually uses a rate below the real market rate.

Many banks do not list their exchange rate markup as a cost. An easy check: set the bank’s rate against the mid-market rate and work out the difference on your amount.

Specialised transfer providers frequently offer rates closer to the mid-market rate with clearer fees. Before your next transfer, it is worth comparing the total cost on GoldexPay rather than accepting the bank’s rate by default. You can still use your account at Banco de Investimentos Credit Suisse (Brasil) S.A. as the source of the money.

Paying into Banco de Investimentos Credit Suisse (Brasil) S.A. in BRL

The currency in Brazil is the Brazilian Real (BRL). When you pay another currency it gets converted at some point – by your bank, by Banco de Investimentos Credit Suisse (Brasil) S.A. or by a bank in between. Each conversion costs something, even when no fee is shown.

Who converts the money makes a difference, because each party uses its own rate. Compare how much BRL the recipient gets with several services before choosing one.

The rate for BRL fluctuates throughout the day. With bigger transfers, even small gap in the rate adds up quickly.

Banco de Investimentos Credit Suisse (Brasil) S.A.: head office code versus branch codes

With 3 codes, Banco de Investimentos Credit Suisse (Brasil) S.A. is one of the banks that register individual codes for parts of the organisation. The main code remains BIGABRRJXXX.

Unless the recipient tells you otherwise, go with BIGABRRJXXX. When you receive a branch code, use it as it is rather than replacing it for the head office code.

The best way is to take the code straight from the account holder’s statement. Codes for branches are more prone to change than BIGABRRJXXX.

Before you send: check the Banco de Investimentos Credit Suisse (Brasil) S.A. code

The most reliable place for the correct BIC is paperwork issued by the bank like a bank statement or the account page in online banking. Check it against BIGABRRJ here; if they differ, ask before you pay.

Mistakes in the BIC tend to be annoying more than fatal – usually the money comes back, minus fees and time lost. A mistake in the IBAN or account number is a bigger problem because it can reach the wrong person; check it just as carefully.

An automatic check by your bank merely tells you that the IBAN is valid – not that it belongs to the person you mean to pay. More and more banks check the payee name against the account before you confirm – do not ignore a mismatch warning. For a first payment, some people send a small amount first.

About this information

The details on this page come from publicly available data which we refresh regularly. It is possible that a code here is out of date after a merger or reorganisation. Counts and locations come from our directory and may differ from what Banco de Investimentos Credit Suisse (Brasil) S.A. publishes.

For a payment of any size, always confirm the code with the recipient’s bank or the recipient. GoldexPay has no connection to Banco de Investimentos Credit Suisse (Brasil) S.A., we only compare transfer services. Spotted outdated information? Let us know via our contact form and we will look into it.