Banco de la Nacion Argentina SWIFT/BIC code

Banco de la Nacion Argentina SWIFT code: NACNBRSP

If an invoice shows NACNBRSP or NACNBRSPXXX, it is the identical address for Banco de la Nacion Argentina in Brazil. A BIC has a single purpose: it makes sure that a cross-border transfer reaches the right bank. In practice you mostly come across the code on invoices from abroad, in payment forms and on the account details that Banco de la Nacion Argentina provides.

Below we go through the practical side: money coming in from abroad, paying someone in another country and how to check the code before you confirm a payment. The SWIFT code alone does not identify an individual account holder; that is what the IBAN or account number is for.

Incoming international payments to Banco de la Nacion Argentina

For a transfer from abroad at Banco de la Nacion Argentina, the sender needs not just the BIC. What they need is: your name, IBAN or account number, NACNBRSPXXX and, for some countries, your postal address.

It helps to include the bank name and Sao Paulo too, since some forms ask for it. Check the details before you send them – a sender rarely spots a mistake in someone else’s details.

The amount you receive is often less than what was sent. Correspondent banks can take a fee, Banco de la Nacion Argentina may charge for incoming payments, and when currencies differ, an exchange rate margin applies. Make clear with the sender who covers the fees, especially for larger amounts.

Before you send: check the Banco de la Nacion Argentina code

The best place to find the correct BIC is paperwork issued by the bank like a bank statement or the account page in online banking. If the code you have does not match NACNBRSP or NACNBRSPXXX, do not guess.

Errors in the BIC are annoying rather than disastrous – usually the money comes back, minus fees and time lost. Remember the account number: a mistake there can be more difficult to undo than a wrong code.

Most online banking apps check the format of an IBAN and sometimes look up the BIC automatically – that confirms the format, not the owner. If your bank offers it, a payee name check before sending adds extra certainty. Sending a small amount first can be worth it for large sums despite the extra fee.

Which of the 2 codes of Banco de la Nacion Argentina do you need?

Banco de la Nacion Argentina has 2 different SWIFT/BIC codes across 2 cities. One of them is the head office code; the rest identify branches or departments.

Usually there is no need to look up a branch: payments addressed to NACNBRSPXXX are routed within Banco de la Nacion Argentina correctly. When you receive a branch code, stick to it instead of replacing it with the head office code.

When in doubt, check with the recipient which code their bank gave them. Codes for branches are more likely to change than NACNBRSPXXX when a bank merges or closes offices.

The Brazilian Real and what conversion costs you

Most accounts at Banco de la Nacion Argentina are usually held in BRL, the national currency of Brazil. If you send another currency it has to be converted at some point: by your bank, an intermediary or Banco de la Nacion Argentina itself. There is rarely a separate charge for the conversion – the cost sits in the rate.

Who converts the payment makes a difference: every bank has its own margin. Sending the amount already in BRL often avoids an extra conversion at the receiving end.

Exchange rates move during the day. If you pay regularly, small differences in the rate add up over time.

8 or 11 characters: NACNBRSP versus NACNBRSPXXX

A SWIFT code is made up of fixed blocks: the first four letters stand for the bank, the next two show the country and the two after that indicate the location. For Banco de la Nacion Argentina, the 8-character core is NACNBRSP.

The 11-character version has three more characters that identify a branch or department. When those three characters are XXX, the code points to the head office.

In practice the code is typed in capitals. Pasting the code beats retyping it, because one wrong letter changes the bank.

How up to date is this code?

The details on this page come from public sources that we update regularly. Still, banks merge, rename themselves or retire codes, so information can be out of date. Figures such as the number of codes are from our directory and are not confirmed by Banco de la Nacion Argentina.

Treat our directory here as a handy check, and let the details from the recipient or Banco de la Nacion Argentina have the final say. GoldexPay is independent of Banco de la Nacion Argentina; we are a comparison site for money transfers. Found an error? Let us know via our contact form and we will look into it.

Sending money abroad from Banco de la Nacion Argentina

What you pay for an international transfer is made up of more than one component, and the transfer fee is only the most visible one. There is the transfer fee, possibly charges from correspondent banks in between and, above all, the margin on the exchange rate when the money is converted.

The real cost is often in the rate: the bank converts at a rate with a margin built in. An easy check: put the rate you get next to the mid-market rate and work out the difference on your amount.

Specialist money transfer services frequently offer rates closer to the mid-market rate. GoldexPay compares what recipients receive across services, so you can pick the cheapest route. You can always keep your account at Banco de la Nacion Argentina to fund the transfer, while a cheaper service handles the conversion.

Changed bank details? Be careful

Stay wary if a contact unexpectedly wants you to pay into another account. That NACNBRSP is a real code is no guarantee that the account is genuine; criminals use the codes of real banks too.

Before paying, confirm a change of bank details by phone, using a number you already had. Pressure and requests to keep it quiet tend to be warning signs – a real supplier can wait a day. Already paid? Contact your bank without delay and have them try to recall the payment; also report it to the police.

Scams also work the other way: someone sends too much and asks you to return the difference to a new account. A screenshot of a transfer is no proof – check your own account.

Tracking a transfer to or from Banco de la Nacion Argentina

A SWIFT payment usually needs one to a few business days – it depends on currency, route and the banks in between. Payments made after the cut-off time or on weekends and holidays usually start the next business day. Compliance checks by one of the banks may also cause some delay, regardless of the details.

A growing number of banks use SWIFT gpi. Each payment gets a unique reference, the UETR, which your bank can use to see where the money is. Specialist transfer services usually provide a status online so you can see where the payment is.

The bank that sent the money is able to request a trace. Request from the sender the payment receipt.