Banco do Estado de Sergipe S.A. SWIFT/BIC code

What SEEBBRR1 means for a payment to Banco do Estado de Sergipe S.A.

Whether a recipient gives you SEEBBRR1 or SEEBBRR1XXX, it is the identical identifier for Banco do Estado de Sergipe S.A. in Brazil. Every bank on the SWIFT network uses BIC codes to route payments between countries to the correct institution. You will need it mostly when dealing with transfers between countries and payments in foreign currencies.

On this page you will find how the code is put together, when it matters and which other details you need for a transfer to or from Banco do Estado de Sergipe S.A.. The SWIFT code on its own cannot identify a personal account; that is what the IBAN or account number .

SEEBBRR1 or SEEBBRR1XXX – which one to use?

The structure of every SWIFT code is always the same: a bank code of four letters, two for the country and a two-character location code, sometimes followed by a branch code. For Banco do Estado de Sergipe S.A., that core is SEEBBRR1.

XXX at the end of SEEBBRR1XXX is not a missing value or an error: it stands for the main office of Banco do Estado de Sergipe S.A.. Some forms insist on 11 characters, in which case you can enter XXX behind SEEBBRR1.

In practice the code is typed in capitals, without spaces or dashes. A wrong character can send a payment to another bank, so check it twice.

Watch out for payment fraud

A common scam works like this: an email arrives with a message saying that a contact has new bank details. That SEEBBRR1 is a real code is no guarantee that a request mentioning it is genuine.

Check changed payment details via a different channel, not by replying to the message. Pressure or secrecy are warning signs; a genuine business can wait for you to check. When money was sent to the wrong account, contact your bank immediately.

People receiving money can be targeted as well: one known trick is an overpayment followed by a request to refund the difference abroad. A screenshot of a transfer is no proof – check your own account.

The Brazilian Real and what conversion costs you

Accounts at Banco do Estado de Sergipe S.A. are typically held in BRL, the local currency of Brazil. If you send another currency it gets converted at some point: by your bank, an intermediary or Banco do Estado de Sergipe S.A. itself. Each conversion costs the amount, even when no fee is shown.

Where the conversion happens has an effect on how much arrives, as rates and margins differ per bank. Compare how much BRL the recipient gets with several providers.

Rates for BRL change during the day – some services let you fix a rate in advance. If you pay regularly, a slightly better rate add up over time.

Before you send: check the Banco do Estado de Sergipe S.A. code

The most reliable place for the correct BIC remains paperwork issued by the bank, such as a statement or the account details in online banking. Check it against SEEBBRR1 here; if they differ, ask before you pay.

Mistakes in the BIC are costly more than fatal – usually the money comes back, minus fees and time lost. A mistake in the IBAN or account number is a bigger problem because it can reach the wrong person; check it just as carefully.

An automatic check by your bank merely confirms that the code is valid. Where available, a name check before sending adds an extra layer of safety. A small test payment can be worth it for a large first payment.

What to give a sender who pays you at Banco do Estado de Sergipe S.A.

When you are waiting for money from abroad, give the sender everything they need in one go. Share the account holder’s name, your account number or IBAN, SWIFT code SEEBBRR1XXX and your address, which some banks require.

The sender’s bank may also ask for the bank address of Banco do Estado de Sergipe S.A.. A typo in your account number is harder to fix than it looks.

Expect that the incoming amount is below the amount on the sender’s receipt. Correspondent banks can take a fee, and if the currency changes, a markup on the rate applies. Agree with the sender who pays which costs, especially for larger amounts.

Which of the 2 codes of Banco do Estado de Sergipe S.A. do you need?

Banco do Estado de Sergipe S.A. has 2 separate SWIFT/BIC codes. Only one is the head office code, SEEBBRR1XXX; the others identify branches or departments, and sometimes specific services.

Usually there is no need to pick a branch: payments addressed to SEEBBRR1XXX are routed within Banco do Estado de Sergipe S.A. without problems. Just use a branch code when the account holder gives you that exact code, for example on an invoice or in their bank details.

Not sure which code to use? Check with the recipient, or look at a recent statement from Banco do Estado de Sergipe S.A.. Codes are sometimes changed or retired over time, so a code from an old document is not always valid.

When will the money arrive at Banco do Estado de Sergipe S.A.?

How fast a payment reaches Banco do Estado de Sergipe S.A. is determined by a few things: the currency, the number of banks in between, cut-off times and time zones. Payments made late in the day or on a weekend or public holiday usually go out the next business day. Sometimes a bank asks about the purpose of a payment, which can hold things up.

Many banks use SWIFT gpi. Each payment gets a unique transaction reference, the UETR. Specialist transfer services usually show a status online showing where the money is.

If a payment has not arrived after a few business days, the sender should start with their own bank rather than Banco do Estado de Sergipe S.A.. As a recipient, it helps to check your statements to see a partial amount because fees can reduce the amount.

How up to date is this code?

The directory on GoldexPay is based on public sources. Institutions reorganise, change names and retire codes, and a directory never catches every change immediately. The figures we show are based on what is in our directory.

For a payment that matters, confirm the code with the recipient’s bank or with the recipient. GoldexPay has no connection to Banco do Estado de Sergipe S.A.. Spotted an error? Tell us via our contact form so we can correct it.

What a transfer from Banco do Estado de Sergipe S.A. abroad really costs

When you send money to another country from Banco do Estado de Sergipe S.A., the visible fee is rarely all of the cost. You pay the fee for the transfer itself, possibly charges from correspondent banks in between and, most importantly, the margin on the exchange rate.

The real cost is often in the rate: the bank converts using an exchange rate with a margin built in. Check their rate against the mid-market rate – the rate you find on financial news sites. The difference is your real conversion cost.

Money transfer services often use rates closer to the mid-market rate with clearer fees. On GoldexPay you can compare the amount that arrives across services, so you can pick the cheapest route. You can always use your account at Banco do Estado de Sergipe S.A. as the source of the money, while a cheaper service handles the conversion.