Banco Regional de Desenvolvimento do Extremo Sul SWIFT/BIC code

What RDESBRP1 means for a payment to Banco Regional de Desenvolvimento do Extremo Sul

RDESBRP1 and RDESBRP1XXX are two spellings of the same SWIFT/BIC code, and both lead to Banco Regional de Desenvolvimento do Extremo Sul in Curitiba. Banks worldwide use BIC codes to route payments between countries to the right institution. In daily life you mostly see it on international invoices, in payment forms and on the account details that Banco Regional de Desenvolvimento do Extremo Sul provides.

This page is meant to help people who sends money to an account at Banco Regional de Desenvolvimento do Extremo Sul. The SWIFT code alone does not identify a personal account; that is what the account number or IBAN is for.

Scams that use SWIFT codes

Fraudsters regularly use fake invoices containing new bank details, sometimes in an email that looks completely genuine. That RDESBRP1 is a real code does not mean that the account is genuine; criminals use the codes of real banks too.

Always verify changed bank details through a phone call, using a number you already had. Watch out for urgent requests, unusual wording or a sender address that is slightly off. Already paid? Call the bank you paid from without delay and have them start a recall and report the fraud.

Fraud also work the other way: someone claims to have sent too much and wants you to refund the extra via a different route. Wait until the money has really arrived.

Choosing between the 3 SWIFT codes of Banco Regional de Desenvolvimento do Extremo Sul

With 3 codes, Banco Regional de Desenvolvimento do Extremo Sul is one of the banks that register individual codes for parts of the organisation and departments. The main code is RDESBRP1XXX.

Unless the recipient tells you otherwise, use RDESBRP1XXX or its short form RDESBRP1. A branch code only makes sense if the account holder explicitly mentions it, which is more common for corporate accounts and trade services.

The best way is to copy the code straight from the account holder’s invoice. Branch codes are more likely to be retired than RDESBRP1XXX when a bank merges or closes offices.

Sending BRL to Banco Regional de Desenvolvimento do Extremo Sul

Accounts at Banco Regional de Desenvolvimento do Extremo Sul are typically held in BRL, the national currency. If you send money in a different currency, the amount has to be converted at some point. You rarely see a separate line for that conversion – the cost sits in the rate.

Which bank converts the money makes a difference, because each party uses its own rate. Compare how much BRL arrives with several services; the difference between options can be larger than you expect.

Exchange rates change all the time, and some providers let you lock in a rate. For regular payments, small differences in the rate add up over time.

A note on our data

The directory on GoldexPay draws on public sources. Even so, banks merge or change codes and our data may lag behind. The number of codes on this page are based on what is in our directory.

For a payment that matters, always check the BIC with Banco Regional de Desenvolvimento do Extremo Sul or with the recipient. GoldexPay has no connection to Banco Regional de Desenvolvimento do Extremo Sul; we are a comparison site for money transfers. Found an error? Let us know through the contact page so we can correct it.

How to check RDESBRP1 before you pay

Ask the recipient to send you their account details straight from a recent statement. If the code you have does not match RDESBRP1 or RDESBRP1XXX, stop and ask: check with the recipient or with Banco Regional de Desenvolvimento do Extremo Sul directly.

Errors in the BIC are costly more than fatal. Do not forget the account number: an error there is harder to undo than a wrong BIC.

Many banking apps validate the structure of IBANs and sometimes look up the BIC automatically. Where available, a payee name check on the recipient gives an extra layer of safety. When you pay someone new, some people send a small test amount before sending the rest.

8 or 11 characters: RDESBRP1 versus RDESBRP1XXX

Every SWIFT/BIC code starts with the same eight core characters: four letters for the bank, two letters for the country and two characters for the location. Together, these eight characters make up RDESBRP1 – the version you usually see online.

The 11-character version adds a three-character extension that identify a branch or department. When those three characters are XXX, the code points to the head office, which is why RDESBRP1XXX and RDESBRP1 lead to the same place.

Leave out spaces, dots when you enter RDESBRP1; the code is always written in one block. Copying the code is safer than typing it by hand, because one wrong letter changes the bank.

Tracking a transfer to or from Banco Regional de Desenvolvimento do Extremo Sul

There is no fixed answer: many arrive within a day, others take several business days. Bank holidays in either country can add extra days, since banks do not process on those days. Sometimes a bank wants to know about the purpose of a payment, which can hold things up.

Many banks use SWIFT gpi for faster and traceable payments. Each payment gets a unique reference, the UETR, which your bank can use to see where the money is. Keep the payment confirmation until the money has arrived.

The bank that sent the money is able to start an official trace – the recipient’s bank often cannot see a payment that has not arrived. Ask the sender for a copy of the payment confirmation including the reference.

International transfers from Banco Regional de Desenvolvimento do Extremo Sul: the real cost

The price of an international transfer is made up of several parts – not just the fee on your screen. You pay the fee for the transfer itself, sometimes charges from correspondent banks along the way and, most importantly, the exchange rate markup.

Many banks rarely list the margin on the rate as a cost, but you pay it all the same. Check the rate you are offered with the mid-market rate.

Specialised transfer providers frequently use rates closer to the mid-market rate. Next time you send money, it is worth to compare the total cost via GoldexPay instead of going straight to your bank. Using a transfer service does not mean closing your account at Banco Regional de Desenvolvimento do Extremo Sul.

Receiving money from abroad at Banco Regional de Desenvolvimento do Extremo Sul

When you expect a payment from another country, send the payer everything they need in one go. Give them the account holder’s name, your account number or IBAN, the BIC RDESBRP1XXX and your address.

Their bank might also ask for the bank address of Banco Regional de Desenvolvimento do Extremo Sul; the head office in Curitiba is usually fine. A typo in the IBAN can be more trouble than it looks.

Expect that the amount credited is below what the sender paid. Charges on incoming payments differ per bank – the price list of Banco Regional de Desenvolvimento do Extremo Sul tells you what applies. On invoices, it is common to state how the fees are split, so that nobody is left short.