Haitong Banco de Investimentodo Brasil S.A. SWIFT/BIC code

SWIFT/BIC code of Haitong Banco de Investimentodo Brasil S.A.

Whether a recipient gives you BESBBRSP or BESBBRSPXXX, it is the identical address for Haitong Banco de Investimentodo Brasil S.A. in Brazil. A SWIFT code shows the banks handling a payment exactly which bank should receive the money. You will need it mostly for payments that cross a border and payments in foreign currencies.

We wrote this page to help people who receives money at an account at Haitong Banco de Investimentodo Brasil S.A. and wants to get the details right. The BIC names an institution, never a specific account; the IBAN or account number does that.

International transfers from Haitong Banco de Investimentodo Brasil S.A.: the real cost

The price of an international transfer is made up of several parts. You pay the fee for the transfer itself, sometimes fees charged by intermediary banks in between and, above all, the margin on the exchange rate when the money is converted.

The real cost is often in the rate, rather than in the fee: many banks convert at a rate that includes a margin. A simple test: set the rate you get against the mid-market rate for the same moment and work out the difference on your amount.

For a lot of currency pairs, a transfer service turns out to be cheaper than a traditional bank transfer. Next time you send money, take a minute to compare what arrives on GoldexPay rather than accepting the bank’s rate by default. Choosing a specialist does not mean closing your account at Haitong Banco de Investimentodo Brasil S.A. – you pay the provider from your own account.

Changed bank details? Be careful

A common scam works like this: you receive a request saying that a company now has a new bank account. A valid SWIFT code tells you nothing about whether the request is genuine: scammers use real codes of real banks.

Always verify changed bank details through a phone call. Watch out for time pressure, odd spelling or a sender address that is slightly off. Already paid? Call the bank you paid from without delay and ask them to start a recall and report the fraud.

Scams also target the receiver. Someone sends more than agreed and asks you to refund the difference via a different route. A payment confirmation from the sender proves nothing – check your own account.

Incoming international payments to Haitong Banco de Investimentodo Brasil S.A.

If you expect money from abroad, give the sender all details at once. What they need is: the account holder’s name, account number or IBAN, BESBBRSPXXX or BESBBRSP and in many cases your postal address.

The sender’s bank might request the address of your bank. Double-check each detail before you share them, because the sender’s bank usually copies them as is.

What lands in your account is often less than what was sent. Correspondent banks can take a fee, Haitong Banco de Investimentodo Brasil S.A. may charge for incoming payments, and if the currency changes, a markup on the rate comes on top. Make clear with the sender who covers the fees.

BESBBRSP or BESBBRSPXXX – which one to use?

Every SWIFT/BIC code has an 8-character core: four letters for the bank, a two-letter country code and two characters for the location. That gives you BESBBRSP for Haitong Banco de Investimentodo Brasil S.A..

Most banks and apps work with either length. If yours requires eleven characters, use BESBBRSPXXX.

Leave out spaces, dots when you enter BESBBRSP. Look out for the letter O and the digit 0 and the letter I and the digit 1, a common source of typos.

Before you send: check the Haitong Banco de Investimentodo Brasil S.A. code

Ask the recipient to send you their account details directly from a recent statement. Check it with BESBBRSP on this page.

With a wrong code, the transfer may be delayed, be returned or cost extra. A mistake in the IBAN or account number can be a bigger problem because it can reach the wrong person.

A format check in your banking app only tells you that the IBAN exists, not that it is the right account. More and more banks check the payee name against the account before you confirm; take any warning seriously. A small test payment is worth it for large sums, even if it costs an extra fee.

Choosing between the 2 SWIFT codes of Haitong Banco de Investimentodo Brasil S.A.

With 2 codes, Haitong Banco de Investimentodo Brasil S.A. is one of the banks that use individual codes for parts of the organisation and departments. The main code is BESBBRSPXXX.

Usually there is no need to look up a branch: payments sent to BESBBRSPXXX reach Haitong Banco de Investimentodo Brasil S.A. without problems. Branch codes are only needed if the recipient’s bank explicitly asks for it, which is more common for business accounts and specialised services.

The safest approach is to copy the code straight from the account holder’s statement. Branch codes are more likely to change than the head office code.

How up to date is this code?

The codes here are taken from publicly available data. It is possible that information on this page is no longer current, for example after a merger. Figures such as the number of codes come from our own dataset.

Use this page as a starting point, not as the last word. We are a comparison site and not affiliated with Haitong Banco de Investimentodo Brasil S.A.. Spotted an error? Let us know through the contact page.

How long does an international transfer to Haitong Banco de Investimentodo Brasil S.A. take?

There is no single delivery time for every transfer: many land within a day. Bank holidays in either country add extra days, since banks do not process on those days. Extra checks by one of the banks may also add some delay, even when all details are correct.

When a payment takes longer than expected, contact your bank about the tracking status and the transaction reference; with that reference banks can see where the payment is. Specialist transfer services usually provide tracking online so you can see how far the money has got.

A missing payment is investigated by the sending bank, using the payment confirmation. As a recipient, you can check your statements to see a partial amount.

The Brazilian Real and what conversion costs you

The national currency of Brazil is the Brazilian Real (BRL). If you send another currency, the amount gets converted somewhere along the way. Every conversion costs the amount – usually through the rate rather than a fee.

Which bank converts the money matters: every bank has its own margin. Check what BRL arrives via several services.

Rates for BRL move during the day – some services let you fix a rate in advance. On larger amounts, even seemingly small difference in the rate can be worth more than the fee.