SWIFT/BIC codes in Hong Kong SAR China: banks starting with B

Finding a SWIFT code in Hong Kong SAR China

This overview covers 1158 banks and financial institutions in Hong Kong SAR China, with 1362 SWIFT/BIC codes in total. A BIC shows every bank in the chain which institution should receive an international payment.

Choose the bank from the list to see its head office code and any branch codes. Further down you can read how a code from Hong Kong SAR China is put together, how to send money there without overpaying and what to check before you pay.

International payments to Hong Kong SAR China and the BIC

Hong Kong SAR China is outside the SEPA area, so European euro rules do not apply. Payments from abroad normally go over the SWIFT network – which is why you need the BIC of the recipient’s bank.

Not every country uses IBAN numbers. Check with the recipient exactly which details their bank needs for payments from abroad – many banks give clear instructions for this. SWIFT payments sometimes go via correspondent banks, each of which may deduct a fee.

Check the code before you pay

The most reliable source for a SWIFT code is the bank details provided by the recipient. If the code you have does not match the code listed here, do not guess – contact the recipient or their bank.

This list draws on public sources that we update periodically. Still, banks merge or retire codes. Treat our data as a reference, not as the final word. GoldexPay is not a bank and is not affiliated with the banks listed.

Watch out for invoices containing changed bank details. A real SWIFT code says nothing about who owns the account.

Banks in Hong Kong SAR China starting with :letter

You are looking at a selection: just institutions in Hong Kong SAR China with a name starting with :letter. The totals mentioned above still cover all banks in Hong Kong SAR China.

If the bank you need is missing under :letter, try another letter – the registered name can differ from the name people use. The complete list remains one click away if the letter filter does not help.

Hong Kong SAR China and the Hong Kong Dollar

The national currency in Hong Kong SAR China is the Hong Kong Dollar (HKD). Money sent in a different currency is converted into HKD, and whoever converts it chooses the rate.

Which bank converts the money matters, because each party uses its own rate. Check what HKD the recipient gets via different services. Exchange rates change all the time.

Most SWIFT codes in Hong Kong SAR China: Hongkong and Shanghai Banking Corporation Limited, The

Of all banks we list for Hong Kong SAR China, Hongkong and Shanghai Banking Corporation Limited, The is listed with the largest number of SWIFT codes. The head office of Hongkong and Shanghai Banking Corporation Limited, The uses HSBCHKHHXXX and that code covers most payments.

Banks differ in how many codes they register, so the count is not a ranking of size. Unless the recipient asks for a branch, the head office code HSBCHKHHXXX works for a payment to Hongkong and Shanghai Banking Corporation Limited, The.

Tracking a payment to Hong Kong SAR China

A SWIFT payment to Hong Kong SAR China usually needs anywhere from one to several business days – it depends on currency, route and the banks in between. Bank holidays in either country add extra days to the journey.

If the money is delayed, ask the sender to contact the sending bank for a trace. Money transfer services usually show tracking online, which makes it easier to see where the money is.

What the letters in a Hong Kong SAR China BIC mean

A SWIFT code is 8 or 11 characters long. First comes four letters for the bank, followed by two letters for the country and a two-character location code.

In every code from Hong Kong SAR China, letters five and six are the ISO country code of Hong Kong SAR China. Codes with other letters in that position belong to another country.

The optional last three characters identify a specific branch; XXX is used for the head office. Choose a branch code only when the recipient explicitly gives you one.

What a transfer to Hong Kong SAR China really costs

If you transfer money to Hong Kong SAR China via a regular bank, the fee you see is only part of the cost. There is the transfer fee, sometimes charges from intermediary banks and, most importantly, the exchange rate markup if the money is converted.

Most of the cost usually sits in the exchange rate. Compare the rate you are offered against the mid-market rate that you find on financial sites. The difference is your real cost.

Specialist money transfer services frequently offer a rate near the mid-market rate and lower fees. GoldexPay lists these providers next to each other so you can see the amount that reaches the recipient.

Incoming international payments in Hong Kong SAR China

If you are waiting for a payment from another country in Hong Kong SAR China, give the sender all details at once. Share the account holder’s name, the IBAN or account number, the BIC of your bank and your address.

The code of your bank appears in the list on this page. Some sending banks may also ask for your bank’s address, so keep it at hand.

The amount you receive is often lower than what was sent. Fees for incoming transfers vary per bank; check the price list of your bank. On invoices, state who bears the costs, so nobody is left short.