SWIFT/BIC codes in Hong Kong SAR China: banks starting with K

Finding a SWIFT code in Hong Kong SAR China

On this page you find the SWIFT/BIC codes of 1158 banks in Hong Kong SAR China, 1362 codes in all. A SWIFT code shows every bank in the chain which institution should receive the money.

Look for the recipient’s bank in the list and open its page to see all codes we have and the details a transfer needs. Below the list you can read how a code from Hong Kong SAR China is put together, how to send money there without overpaying and what to check before you pay.

What a sender needs to pay you in Hong Kong SAR China

A sender in another country needs several details from you – incomplete details often cause delays. Share the account holder’s name, your account number or IBAN, the BIC of your bank and your address, which some banks require.

Your bank’s code appears in the list on this page, yet the version on your own statement or in your banking app is leading. Certain sending banks also want your bank’s address.

Expect that the amount credited is below what the sender paid. Fees for incoming transfers vary from bank to bank – your bank’s price list tells you what applies. For business payments, agree who bears the costs.

Tracking a payment to Hong Kong SAR China

An international transfer to Hong Kong SAR China typically needs anywhere from one to several business days. Bank holidays in Hong Kong SAR China or in the sending country add a day or more.

Many banks use SWIFT gpi. Each gpi transfer carries a unique reference, the UETR, which the sending bank can use to trace it. Keep your transfer receipt.

Recognising a SWIFT code from Hong Kong SAR China

Bank identifier codes follow the same format worldwide: eight characters, sometimes followed by three more. First comes a four-letter bank code, then two letters for the country and a two-character location code.

No matter which bank, every code from Hong Kong SAR China have the same fifth and sixth letters. A code with a different country code come from another country.

If the last three are XXX, it refers to the main office. Choose a branch code only if the recipient’s bank asks for it – otherwise stick with the head office.

Sending HKD to Hong Kong SAR China

Most accounts in Hong Kong SAR China are usually held in HKD – the Hong Kong Dollar. A payment in a foreign currency will be converted into HKD before it reaches the account.

Who does the conversion has an effect on the final amount. In many cases it is cheaper if you send HKD directly via a provider that converts near the mid-market rate. With bigger transfers, even a small difference in the rate adds up quickly.

Banks in Hong Kong SAR China starting with :letter

The letter filter narrows the list down to banks in Hong Kong SAR China starting with :letter. The totals on this page apply to all 1158 banks and not only this letter.

If the bank you need does not appear here, check another letter – the registered name can differ from the name people use. The complete list remains available when the letter filter does not help.

How reliable is this list?

The most reliable place for the right code remains paperwork issued by the bank, such as a statement or the account page in online banking. An incorrect BIC may lead to delays, a returned payment or additional charges.

The directory on GoldexPay is compiled from publicly available sources. Still, banks merge or change codes and our data may lag behind. Use our data as a reference rather than the last word: the bank details from the recipient come first. We are an independent comparison service.

Be wary of payment requests containing changed bank details – a common fraud method. Before paying, verify a change of bank details through a separate channel.

SWIFT transfers to Hong Kong SAR China

Since Hong Kong SAR China does not belong to SEPA, a transfer from abroad normally goes as a SWIFT payment. That means you always need the SWIFT/BIC code of the receiving bank.

Not all countries use the IBAN. Check with the recipient which details their bank needs for incoming international payments. On the way to Hong Kong SAR China, a transfer can go through correspondent banks.

Bank or transfer service for Hong Kong SAR China?

A bank transfer to Hong Kong SAR China can cost rather more than you think. On top of a fixed fee, correspondent banks can take a cut, and when the money is converted the bank often applies a rate below the actual market rate.

Most of the cost usually sits in the exchange rate, rather than in the fee: banks convert at a rate with a margin built in. Compare the bank’s rate with the mid-market rate, the midpoint you see on financial news sites; the gap is what conversion costs you.

Specialised transfer providers frequently offer rates closer to the mid-market rate with clearer fees. GoldexPay compares these providers next to each other, showing the amount that reaches the recipient.

Hongkong and Shanghai Banking Corporation Limited, The and its SWIFT codes

Of all banks we list for Hong Kong SAR China, Hongkong and Shanghai Banking Corporation Limited, The is listed with the largest number of SWIFT codes. Its head office code is HSBCHKHHXXX – the code most transfers need.

How many codes a bank has says something about how it registers branches and services than about how big it is. If not the recipient asks for a branch, the head office code HSBCHKHHXXX works for a payment to Hongkong and Shanghai Banking Corporation Limited, The.