SWIFT/BIC codes in Hong Kong SAR China: banks starting with A

Hong Kong SAR China: banks and their SWIFT/BIC codes

For Hong Kong SAR China we have 1362 SWIFT/BIC codes, spread over 1158 banks. Each code identifies an institution or one of its branches and tells other banks where an international payment should go.

Every bank has its own page showing its main code and, where available, branch codes. The sections below explain how the codes work, the cost of transfers and how to avoid mistakes before a payment.

International payments to Hong Kong SAR China and the BIC

Hong Kong SAR China is outside the SEPA area, so European euro rules do not apply. International transfers to Hong Kong SAR China normally go over the SWIFT network.

Depending on the country, the account is identified by a domestic account number rather than an IBAN and sometimes a local routing or branch code. Check with the recipient which details their bank requires for payments from abroad. International transfers sometimes go via correspondent banks.

Recognising a SWIFT code from Hong Kong SAR China

A SWIFT code is either 8 or 11 characters long. It starts with a four-letter bank code, followed by a two-letter country code and a two-character location code.

In every code from Hong Kong SAR China, characters five and six are the ISO country code of Hong Kong SAR China – that is the quickest way to spot one. When the country letters point to another country, you are looking at a bank somewhere else.

The last three characters, if present, identify a specific branch; XXX means the head office. Use a branch code only if the recipient explicitly gives you one – otherwise stick with the head office.

SWIFT codes in Hong Kong SAR China: banks under :letter

This list only shows the banks in Hong Kong SAR China beginning with :letter. The figures for Hong Kong SAR China on this page cover every bank we list.

If a bank is missing here, try the full list – the registered name can differ from the name people use. Use the full list for Hong Kong SAR China when you do not know the exact name.

About our data and how to check a code

The most reliable source for a SWIFT code is the bank details provided by the recipient: an invoice, a statement or their online banking. A wrong code may lead to a delay, a payment being sent back or extra fees, so compare it with the list on this page.

This list is based on public sources that we update periodically. Still, banks merge, rename themselves or retire codes, so information can be out of date. Treat this list as a reference rather than the last word. We are a comparison site for money transfers and not part of any bank listed here.

Fraudsters regularly send payment requests carrying new bank details that look completely genuine. A real SWIFT code says nothing about whether a request is genuine.

Getting paid from abroad into an account in Hong Kong SAR China

Someone abroad who wants to pay you will ask for several details from you, and missing ones are a common cause of delays. Share your name as registered with the bank, the IBAN or account number, your bank’s SWIFT code and your address.

Look up the bank in the list on this page to check its code – your bank statement is the final word. Certain sending banks may also want your bank’s address, so keep it at hand.

What lands in your account can be lower than the amount sent. Correspondent banks can take a fee and your own bank may charge for processing, and when currencies differ, a markup on the rate comes on top. Agree with the sender who pays which costs before the money is sent.

The Hong Kong Dollar (HKD) and conversion costs

Hong Kong SAR China pays in the Hong Kong Dollar. A payment in a foreign currency is exchanged into HKD on its way to the recipient.

Who does the conversion affects how much arrives, since every bank sets its own rate. Compare how much HKD the recipient gets with different services. Exchange rates change all the time – some providers let you lock in a rate.

Sending money to Hong Kong SAR China for less

A bank transfer to Hong Kong SAR China often costs more than you think. Besides a fixed fee, correspondent banks may deduct a charge and, if currencies are converted, the bank usually uses a less favourable rate than the actual market rate.

That exchange rate margin is often the biggest cost item. Check the bank’s rate against the mid-market rate. The difference is your real cost.

For many currency pairs, a specialist provider is cheaper than a bank. Before your next transfer to Hong Kong SAR China, it is worth to compare what arrives via GoldexPay instead of going straight to your bank.

Tracking a payment to Hong Kong SAR China

A SWIFT payment to Hong Kong SAR China usually needs one to a few business days, depending on the currency, the route and the banks involved. Transfers sent after the cut-off time or just before weekends and holidays usually start the next business day.

When a payment takes longer than expected, ask the sender to contact the sending bank and ask for the status or the UETR – the receiving bank often cannot see a payment that has not arrived. Keep your transfer receipt until the recipient confirms; a bank needs it to start a trace.

Which bank in Hong Kong SAR China has the most codes?

Of the 1158 banks in Hong Kong SAR China, Hongkong and Shanghai Banking Corporation Limited, The is listed with the most SWIFT codes. Its main office has HSBCHKHHXXX and that code covers most payments.

The number of codes says more about how it registers branches and services than about its size. Unless a branch code is given, the head office code HSBCHKHHXXX works for a payment to Hongkong and Shanghai Banking Corporation Limited, The.