SWIFT/BIC codes in Hong Kong SAR China: banks starting with V

Bank SWIFT codes for Hong Kong SAR China

On this page you find the SWIFT/BIC codes of 1158 institutions in Hong Kong SAR China – 1362 codes altogether. A SWIFT code tells the banks handling a transfer which institution should receive an international payment.

Search for the bank you need in the list and open its page for the full list of codes and the details a transfer needs. Below the list you can read how a code from Hong Kong SAR China is put together, how to send money to Hong Kong SAR China at a fair price and what to check before you pay.

Receiving money in Hong Kong SAR China from abroad

For an international payment in Hong Kong SAR China, the sender needs more than the SWIFT code. Give them your name as registered with the bank, the IBAN or account number, your bank’s SWIFT code and your address.

Your bank’s code is in the list on this page. You can include your bank’s name and city as well because some forms have separate fields for it.

Expect that the incoming amount is smaller than the amount on the sender’s receipt. Correspondent banks can take a fee and your own bank may charge for processing, and when currencies differ, an exchange rate margin applies. Agree with the sender who pays which costs, especially for larger amounts.

Recognising a SWIFT code from Hong Kong SAR China

SWIFT/BIC codes use the same format worldwide: eight characters. It starts with four letters for the bank, followed by a two-letter country code and a two-character location code.

In every code from Hong Kong SAR China, characters five and six show the ISO country code of Hong Kong SAR China – that is the quickest way to spot one. Codes with other letters in that position belong to another country – a quick way to catch mistakes.

If the last three are XXX, it means the main office, and the 8-character version leads to the same place. In most cases the head office code is what you need.

Sending HKD to Hong Kong SAR China

Hong Kong SAR China pays in the Hong Kong Dollar (HKD). Money sent in a different currency is exchanged into HKD.

Who does the conversion has an effect on the final amount. In many cases it is cheaper if you send HKD directly via a provider that converts near the mid-market rate rather than letting the receiving bank convert. Exchange rates move all the time.

Check the code before you pay

Have the recipient copy the account details straight from a recent statement. When the code you were given does not match our list, stop and ask – contact the recipient or their bank.

Our SWIFT/BIC directory is based on public sources. Banks merge, close branches and change codes, and no directory catches every change immediately. Before a payment that matters, confirm the BIC with the recipient’s bank. GoldexPay is an independent comparison service and not part of any bank listed here.

Watch out for invoices containing a new account. A real SWIFT code tells you nothing about who owns the account.

Banks in Hong Kong SAR China beginning with the letter :letter

Here you see a selection: just banks in Hong Kong SAR China with a name starting with :letter. The totals on this page apply to all 1158 banks, not just the ones under :letter.

Many institutions appear under their official name rather than the name on their app or website, so the letter can differ from what you expect. Try the full list for Hong Kong SAR China when you do not know how the name is spelled.

Bank or transfer service for Hong Kong SAR China?

If you transfer money to Hong Kong SAR China through a regular bank, the stated fee is only part of the cost. You pay the transfer fee, sometimes fees from correspondent banks along the way and, most importantly, the exchange rate markup when currencies differ.

The real cost is often in the rate, rather than in the fee: banks convert at a rate with a margin built in. A simple test: put the offered rate against the mid-market rate and look at the difference.

Specialised transfer providers often offer rates closer to the mid-market rate and lower fees. GoldexPay compares transfer services side by side so you can see the amount that reaches the recipient for the same amount sent.

How long does a transfer to Hong Kong SAR China take?

There is no fixed delivery time for transfers to Hong Kong SAR China: many land within a day. Transfers sent after the cut-off time or on weekends and holidays usually start the next business day.

A growing number of banks are connected to SWIFT gpi, which lets them follow a payment from bank to bank. Each gpi transfer gets a unique reference, the UETR that banks can use to see where the money is. Keep the payment confirmation until the money has arrived; a bank needs it to start a trace.

SWIFT transfers to Hong Kong SAR China

Hong Kong SAR China is not part of the SEPA area, so European euro rules do not apply. Payments from abroad normally go through the SWIFT network – which is why you need the BIC of the recipient’s bank.

Not every country uses IBAN numbers; in that case the local account number is used instead. Check with the recipient exactly which details their bank needs for incoming international payments; banks often publish instructions for this. International transfers can pass through correspondent banks and fees can be taken along the way.

Which bank in Hong Kong SAR China has the most codes?

Among the 1158 institutions we list, Hongkong and Shanghai Banking Corporation Limited, The holds the largest number of SWIFT/BIC codes of all banks in Hong Kong SAR China. The head office of Hongkong and Shanghai Banking Corporation Limited, The has HSBCHKHHXXX; that is usually the right code for a transfer.

Practice differs in whether they register branch codes, so the count is not a ranking of size. Unless a branch code is given, the head office code HSBCHKHHXXX works for a payment to Hongkong and Shanghai Banking Corporation Limited, The.