Pt Bank Maybank Indonesia Tbk SWIFT/BIC code

IBBKIDJA – the SWIFT/BIC code of Pt Bank Maybank Indonesia Tbk

Whether you are given IBBKIDJA or IBBKIDJAXXX, it is the identical identifier for Pt Bank Maybank Indonesia Tbk in Indonesia. Banks worldwide use BIC codes to route international transfers to the correct institution. In daily life you mostly come across it on international invoices, in your banking app and in the bank details of Pt Bank Maybank Indonesia Tbk customers.

Further down you will find the practical side: money coming in from abroad, paying someone in another country and how to verify a SWIFT code before you hit send. A SWIFT code identifies an institution, not a single account; the IBAN or account number does that.

IBBKIDJA or IBBKIDJAXXX – which one to use?

Each SWIFT/BIC code has the same eight core characters: a four-letter bank code, a two-letter country code and two characters for the location. The result is IBBKIDJA, the short form of the code.

Many payment forms work with either length. If a form requires eleven characters, use IBBKIDJAXXX, otherwise IBBKIDJA is fine.

Leave out spaces, dots when you enter IBBKIDJA. Look out for O versus 0 and I versus 1.

A note on our data

The details here are taken from public sources which we refresh regularly. Institutions merge, close branches and retire codes – a directory can be a step behind. The number of codes on this page reflect our own data.

Treat our data as a starting point, not as the last word: the recipient’s bank details come first. GoldexPay has no connection to Pt Bank Maybank Indonesia Tbk. Found outdated information? Tell us via our contact form.

Paying someone abroad from your Pt Bank Maybank Indonesia Tbk account

A bank transfer abroad can cost more than the listed fee. On top of the transfer fee, banks in between can take a cut, and if currencies are converted, the bank usually applies a rate that is less favourable than the real market rate.

That exchange rate margin is often the largest item, and it is easy to miss. Compare the rate you are offered against the mid-market rate – the rate you find on financial news sites.

Specialised transfer providers frequently use rates closer to the mid-market rate and lower fees. GoldexPay compares the amount that arrives across services. Using a transfer service does not mean closing your account at Pt Bank Maybank Indonesia Tbk: you simply pay the service from your account.

Before you send: check the Pt Bank Maybank Indonesia Tbk code

The safest source for the BIC is the bank details provided by the recipient – an invoice, a statement or a screenshot from online banking. Compare that code against IBBKIDJA here.

An incorrect BIC can cause delays, a payment being sent back or extra fees. An error in the IBAN or account number can be more serious because it can reach the wrong person; check it just as carefully.

Many banking apps validate the format of an IBAN and sometimes look up the BIC automatically, but that does not prove the account belongs to the right person. Some banks now compare the payee name with the account – do not ignore a mismatch warning. Sending a small amount first is worth it for large sums, even if it costs an extra fee.

Getting paid from abroad into a Pt Bank Maybank Indonesia Tbk account

Someone abroad who wants to pay you needs a few details about your account – incomplete details often cause delays. In practice that means: your name as registered with Pt Bank Maybank Indonesia Tbk, your account number or IBAN, the BIC IBBKIDJAXXX (or IBBKIDJA) and, often, your postal address.

Some sending banks also ask for the name and address of Pt Bank Maybank Indonesia Tbk in Jakarta, so keep it at hand. A mistake in the IBAN is more trouble than it looks, so copy the details from your online banking.

Money from abroad does not always land for the full amount. Intermediary banks may deduct a fee, and if the currency changes, an exchange rate margin comes on top. For business payments, you can state who bears the costs, so that nobody is left short.

Tracking a transfer to or from Pt Bank Maybank Indonesia Tbk

How fast a transfer reaches Pt Bank Maybank Indonesia Tbk is determined by a few things: the currency, the number of banks in between, daily processing deadlines and time zones. Payments made late in the day or on a weekend or public holiday often go out the next business day. Sometimes a bank asks what the payment is for, which can hold things up.

If the money seems delayed, contact your bank for the tracking status; with that reference banks can see where the payment is. Specialist transfer services often provide tracking online so you can see where the money is.

The bank that sent the money can start an official trace or a recall. Request from the sender the payment receipt.

Changed bank details? Be careful

Stay alert when someone unexpectedly asks you to pay into another account or a bank in another country. That IBBKIDJA is a real code does not mean that the account is legitimate.

Verify changed bank details through a different channel, such as a phone number you already know, not by replying to the message. Be suspicious of time pressure, unusual wording or a sender address that is slightly off. When money has already gone to the wrong account, contact your bank immediately: the sooner they act, the better the chance of a recall.

Recipients can be targeted as well: a classic trick is a buyer who pays too much and then sends a request to send back the difference to another account. Wait until the money has really arrived.

Which of the 7 codes of Pt Bank Maybank Indonesia Tbk do you need?

With 7 codes, Pt Bank Maybank Indonesia Tbk is one of the banks that register separate codes for parts of the organisation and departments. The head office code remains IBBKIDJAXXX.

Usually you do not need to look up a branch: transfers addressed to IBBKIDJAXXX are routed within Pt Bank Maybank Indonesia Tbk correctly. When you receive a branch code, use it as it is instead of swapping it with the head office code.

The safest route is to copy the code directly from the recipient’s invoice. Branch codes are more prone to be retired than IBBKIDJAXXX.