Pt. Bank Rakyat Indonesia (Persero), Tbk SWIFT/BIC code

SWIFT/BIC code of Pt. Bank Rakyat Indonesia (Persero), Tbk

BRINIDJA and BRINIDJAXXX are two spellings of the same bank identifier, and both point to Pt. Bank Rakyat Indonesia (Persero), Tbk in Jakarta. A BIC does one job: it ensures that an international payment ends up at the right bank. In daily life you usually come across the code on invoices from abroad, in payment forms and in the bank details of Pt. Bank Rakyat Indonesia (Persero), Tbk customers.

Below we go through the practical questions: receiving money at Pt. Bank Rakyat Indonesia (Persero), Tbk, paying someone in another country and how to verify the code before you hit send. The SWIFT code alone cannot identify a personal account; that is what the account number or IBAN is for.

Receiving money from abroad at Pt. Bank Rakyat Indonesia (Persero), Tbk

Someone abroad who wants to pay you will ask for several details about your account – incomplete details often cause delays. What they need is: the account holder’s name, account number or IBAN, BRINIDJAXXX and in many cases your postal address.

It helps to include Pt. Bank Rakyat Indonesia (Persero), Tbk and its city as well, since some forms ask for it. A mistake in the IBAN can be harder to fix than it looks, so copy the details from your online banking.

What lands in your account is often lower than the amount sent. Intermediary banks may deduct a fee, and when currencies differ, a markup on the rate applies. Make clear with the sender who covers the fees, especially for larger amounts.

How to check BRINIDJA before you pay

The most reliable source for a SWIFT code is the recipient’s own bank details – an invoice, a statement or a screenshot from online banking. Compare it against BRINIDJA on this page and ask if anything does not match.

Mistakes in the SWIFT code tend to be costly rather than fatal: often the payment comes back, minus fees. Do not forget the account number: an error there is harder to undo than a wrong BIC.

Many banking apps validate the structure of an IBAN and sometimes look up the BIC automatically, but that does not prove the account belongs to the right person. More and more banks compare the payee name against the account before you confirm. For a first payment, some people send a small test amount.

Why Pt. Bank Rakyat Indonesia (Persero), Tbk has an 8- and an 11-character code

A SWIFT code is made up of fixed blocks: characters one to four stand for the bank, characters five and six show the country and characters seven and eight indicate the location. In this case, that core is BRINIDJA.

Most payment forms accept either length. If yours requires eleven characters, enter BRINIDJAXXX, otherwise BRINIDJA is fine.

As a rule the code is typed in capitals. Look out for O versus 0 and the letter I and the digit 1; they are easy to mix up.

About this information

This directory is compiled from publicly available sources. Still, banks merge or change codes and our data may lag behind. Counts and locations come from our directory.

For a payment of any size, always check the code with the recipient’s bank or with the recipient. GoldexPay is a comparison site and not affiliated with Pt. Bank Rakyat Indonesia (Persero), Tbk. Spotted outdated information? Let us know via our contact form.

International transfers from Pt. Bank Rakyat Indonesia (Persero), Tbk: the real cost

The price of an international transfer has more than one component – not just the fee on your screen. There is the transfer fee, possibly charges from correspondent banks in between and, most importantly, the exchange rate markup when the money is converted.

Many banks do not show the margin on the rate as a cost, but you pay it all the same. A simple test: set the rate you get against the mid-market rate for the same moment and look at the difference.

Specialist money transfer services frequently use a rate near the mid-market rate and lower fees. GoldexPay lists these services side by side, showing the amount the recipient gets before you commit. Choosing a specialist does not mean leaving Pt. Bank Rakyat Indonesia (Persero), Tbk: you simply pay the service from your account.

Scams that use SWIFT codes

Criminals often use fake invoices with changed bank details, sometimes in an email that looks completely genuine. A real SWIFT code says nothing about who owns the account – scammers simply use real codes.

Always confirm changed bank details by phone. Pressure and secrecy tend to be warning signs – a real supplier can wait a day. Acted too fast? Contact your bank without delay and have them start a recall and report the fraud.

People receiving money can be targeted as well: a classic trick is an overpayment followed by a request to send back the difference abroad. Wait until the money has really arrived.

Head office or branch code at Pt. Bank Rakyat Indonesia (Persero), Tbk?

Our directory lists 80 SWIFT/BIC codes for Pt. Bank Rakyat Indonesia (Persero), Tbk. Next to the head office code BRINIDJAXXX, there are codes for individual branches and departments.

If nobody asks you for a branch code, use BRINIDJAXXX. Only use a branch code when your contact explicitly asks for it, for example on a letter or invoice.

When in doubt, check with the recipient which code their bank gave them. Branch codes are more prone to be retired than BRINIDJAXXX when a bank merges or closes offices.

Tracking a transfer to or from Pt. Bank Rakyat Indonesia (Persero), Tbk

How fast a transfer arrives at Pt. Bank Rakyat Indonesia (Persero), Tbk depends on a few things: which currency you send, how many intermediary banks are involved, daily processing deadlines and differences in time zone. Transfers sent late in the day or on a weekend or public holiday often go out the next business day. Compliance checks on larger or unusual payments can also cause some delay.

If the money seems late, contact your bank for the status and the transaction reference; with that reference banks can see where the payment is. Save your transfer receipt until the recipient confirms – you will need it for any trace request.

Only the sending bank is able to start an official trace or a recall; the receiving side usually has nothing to trace yet. On the receiving end, it helps to check your account for a slightly lower amount, since fees may have been deducted.