Pt Bank Uob Indonesia SWIFT/BIC code

BBIJIDJA – the SWIFT/BIC code of Pt Bank Uob Indonesia

The 8-character code BBIJIDJA and the 11-character code BBIJIDJAXXX refer to the same bank: Pt Bank Uob Indonesia, with its head office in Jakarta. Banks worldwide use BIC codes to route international transfers to the correct bank. It comes up mainly for transfers between countries or a currency.

On this page we explain what the code is put together, when it matters and which other details a transfer to or from Pt Bank Uob Indonesia requires. The SWIFT code on its own cannot identify an individual account holder; that is what the account number or IBAN .

How up to date is this code?

The details here are taken from public sources which we refresh regularly. Even so, banks merge, rename themselves or retire codes, so information can be out of date. Counts and locations come from our own dataset and are not confirmed by Pt Bank Uob Indonesia.

Treat this page as a reference, not as the final word – the bank details from the recipient are leading. GoldexPay has no connection to Pt Bank Uob Indonesia; we are a comparison site for money transfers. Should you notice something that is out of date, we welcome a message.

Scams that use SWIFT codes

Fraudsters regularly use payment requests with new bank details sent from what looks like a familiar address. That BBIJIDJA is a real code does not mean that a request mentioning it is genuine – fraudsters use real bank codes as well.

Before paying, verify a change of bank details by phone on a number you know, not one from the message. Pressure or requests to keep it quiet tend to be warning signs; a genuine business can wait for you to check. When money has already gone to the wrong account, call your bank right away: the sooner they act, the better the chance of a recall.

Scams can also work the other way: someone sends too much and wants you to refund the extra. Wait until the money has really arrived.

Tracking a transfer to or from Pt Bank Uob Indonesia

A SWIFT payment usually needs one to a few business days. Weekends and public holidays in the sending or receiving country add a day or more, since banks do not process on those days. Sometimes a bank wants to know what the payment is for, which can hold things up.

Many banks use SWIFT gpi for faster and traceable payments. Each gpi transfer gets a unique transaction reference, the UETR. Keep the payment confirmation until the money has arrived – you will need it for any trace request.

A delayed transfer has to be investigated by the sending bank. As a recipient, it helps to look at your statements for a partial amount, since fees may have been deducted.

Which of the 6 codes of Pt Bank Uob Indonesia do you need?

Pt Bank Uob Indonesia has 6 separate SWIFT/BIC codes. Only one is the head office code, BBIJIDJAXXX; the rest identify branches or departments, and sometimes specific services.

Usually you do not need to pick a branch: transfers addressed to BBIJIDJAXXX are routed within Pt Bank Uob Indonesia without problems. Only use a branch code when the recipient explicitly asks for it, for example on an invoice or in their bank details.

The safest approach is to take the code directly from the recipient’s invoice. Codes for branches are more likely to be retired than the head office code when a bank merges or closes offices.

Paying someone abroad from your Pt Bank Uob Indonesia account

What you pay for a payment abroad is made up of more than one component. There is the transfer fee, possibly charges from correspondent banks in between and, above all, the margin on the exchange rate.

Many banks do not show the margin on the rate as a cost – you only notice it if you compare. Check the rate you are offered with the mid-market rate – the rate you find on financial news sites.

Specialised transfer providers often use a rate near the mid-market rate with clearer fees. On GoldexPay you can compare the amount that arrives across providers, which makes the cheapest option easy to spot. Using a transfer service does not mean closing your account at Pt Bank Uob Indonesia: you simply pay the service from your account.

Receiving money from abroad at Pt Bank Uob Indonesia

A sender in another country will ask for a few details from you, and missing ones are a common cause of delays. What they need is: the account holder’s name, IBAN or account number, BBIJIDJAXXX or BBIJIDJA and often your postal address.

Some banks want the address of Pt Bank Uob Indonesia in Jakarta; it does no harm to include it. Double-check each detail before you send them, because the sender’s bank usually copies them as is.

An incoming payment does not always arrive in full. Intermediary banks may deduct a fee and your own bank may charge for processing, and when currencies differ, a markup on the rate applies. Make clear with the sender who covers the fees, especially for larger amounts.

Verifying the SWIFT code of Pt Bank Uob Indonesia

The safest source for a SWIFT code is the bank details provided by the recipient – an invoice, a statement or a screenshot from online banking. If the code you have does not match BBIJIDJA or BBIJIDJAXXX, stop and ask.

With a wrong code, the transfer may be delayed, bounce back or end up costing more, and tracing it can take weeks. A mistake in the IBAN or account number can be more serious because it can reach the wrong person, so check that just as carefully.

Many banking apps check the format of an IBAN and some suggest the matching BIC. If your bank offers it, a payee name check on the recipient adds extra certainty. A small test payment is a sensible step for large sums, even if it costs an extra fee.

BBIJIDJA or BBIJIDJAXXX – which one to use?

Each SWIFT/BIC code has the same eight core characters: a four-letter bank code, a two-letter country code and two characters for the location. For Pt Bank Uob Indonesia, the 8-character core is BBIJIDJA.

The 11-character version adds three more characters for a branch or department. When those three characters are XXX, they simply mean the head office, which is why BBIJIDJAXXX and BBIJIDJA lead to the same place.

Enter the code in one piece, in upper case and without spaces, exactly as shown here. Watch for the letter O and the digit 0 and I versus 1; they are easy to mix up.