Standard Chartered Bank SWIFT/BIC code

What SCBLIDJX means for a payment to Standard Chartered Bank

SCBLIDJX and SCBLIDJXXXX are the short and the long form of the same SWIFT/BIC code, and both lead to Standard Chartered Bank in Jakarta. Every bank on the SWIFT network uses BIC codes to direct international transfers to the right bank. It comes up mainly for payments that cross a border and payments in foreign currencies.

We wrote this page to help anyone who receives money at an account at Standard Chartered Bank and wants to get the details right. The BIC names a bank or branch, not a specific account; the IBAN or account number does that.

SCBLIDJX or SCBLIDJXXXX – which one to use?

Every SWIFT/BIC code has an 8-character core: a four-letter bank code, two letters for the country and a two-character location code. The result is SCBLIDJX for Standard Chartered Bank.

XXX at the end of SCBLIDJXXXX does not stand for a placeholder or a mistake: it indicates the main office of Standard Chartered Bank. Some banking apps ask for 11 characters, and then you can add XXX after SCBLIDJX.

Do not add spaces when you enter SCBLIDJX; the code is always written in one block. Look out for O versus 0 and I versus 1; they are easy to mix up.

Paying someone abroad from your Standard Chartered Bank account

The price of a payment abroad has several parts – not just the fee on your screen. On top of the transfer fee, banks in between may deduct a fee, and if currencies are converted, the bank usually uses a rate below the real market rate.

The markup on the rate is often the biggest item. Compare their rate against the mid-market rate; the gap is what conversion costs you.

For many routes, a transfer service turns out to be less expensive than a bank – mostly thanks to the rate. GoldexPay compares the amount that arrives across providers, which makes the cheapest option easy to spot. You can still keep your account at Standard Chartered Bank to fund the transfer, while a cheaper service handles the conversion.

Is SCBLIDJX still correct? How to check

Have the recipient copy the bank details straight from a recent statement. When the code you were given does not match SCBLIDJX or SCBLIDJXXXX, do not guess: check with the recipient or with Standard Chartered Bank directly.

Mistakes in the SWIFT code are annoying more than fatal – usually the money comes back, minus fees and time lost. Remember the IBAN: a mistake there is more difficult to correct than a wrong BIC.

A format check by your bank only tells you that the code exists, not that it is the right account. More and more banks check the name against the account before you confirm – do not ignore a mismatch warning. A small test payment is worth it for a large first payment, even if it costs an extra fee.

Receiving money from abroad at Standard Chartered Bank

Someone abroad who wants to pay you will ask for a few details from you, and missing ones are a common cause of delays. Share your name as the bank knows it, your account number or IBAN, SWIFT code SCBLIDJXXXX and your address, which some banks require.

You can add the bank name and Jakarta as well. Double-check the details before you share them.

What lands in your account can be lower than the amount sent. Fees for incoming transfers differ per bank. Agree with the sender who pays which costs, especially for larger amounts.

Changed bank details? Be careful

Stay wary if someone unexpectedly wants you to pay into a different account abroad. A real SWIFT code says nothing about who owns the account – scammers simply use real codes.

Before paying, verify a change of bank details through a phone call. Watch out for urgent requests, odd spelling or an email address that differs by one letter. If a payment has already gone to a fraudster, call your bank right away – speed improves the chance of getting it back.

Recipients are targeted too: a classic trick is an overpayment followed by a request to send back the difference. Do not act before the money is actually in your account.

How long does an international transfer to Standard Chartered Bank take?

How fast a payment reaches Standard Chartered Bank depends on several factors: which currency you send, how many intermediary banks are involved, daily processing deadlines and differences in time zone. Weekends and public holidays in either country can add extra days, since banks do not process on those days. Sometimes a bank wants to know about the purpose of a payment before releasing it.

Many banks are connected to SWIFT gpi. Each gpi transfer carries a unique reference, the UETR that banks can use to trace it. Money transfer services usually show a status online showing where the money is.

A delayed transfer is traced from the sending side on the basis of the transfer details. As a recipient, you can look at your account for a partial amount, since fees may have been deducted.

About this information

Our SWIFT/BIC directory draws on publicly available sources. Institutions merge, close branches and retire codes – a directory can be a step behind. Figures such as the number of codes are from our own dataset and are not confirmed by Standard Chartered Bank.

Before a payment that matters, check the code with the recipient’s bank or with the recipient. GoldexPay is not affiliated with Standard Chartered Bank, we only compare transfer services. Spotted an error? Tell us via our contact form so we can correct it.

Choosing between the 6 SWIFT codes of Standard Chartered Bank

Our directory lists 6 SWIFT/BIC codes for Standard Chartered Bank. Besides the head office code SCBLIDJXXXX, you will find codes for regional offices and specialised units.

For the vast majority of payments to a private or business account, the head office code SCBLIDJXXXX is what you need. Only use a branch code when your contact explicitly asks for it, for example on a letter or invoice.

Unsure which code to use? Ask the recipient. Codes for branches are more prone to be retired than SCBLIDJXXXX.