Bloxham Stockbrokers SWIFT/BIC code

SWIFT/BIC code of Bloxham Stockbrokers

Whether a recipient gives you BLOXIE21 or BLOXIE21XXX, you are looking at the same identifier for Bloxham Stockbrokers in Ireland. A SWIFT code shows every bank in the chain exactly which bank should receive the money, a bit like a postal address for banks. In practice you mostly come across the code on international invoices, in payment forms and in the bank details that Bloxham Stockbrokers provides.

We wrote this page to help people who sends money to an account at Bloxham Stockbrokers without mistakes. Remember that the SWIFT code just identifies the bank, not the person: the account number or IBAN takes care of that.

Where our SWIFT data comes from

We gather SWIFT/BIC codes using publicly available data and update them regularly. Banks merge, change names and change codes – a directory can be a step behind. Counts and locations are from our own dataset and may differ from what Bloxham Stockbrokers publishes.

For a payment of any size, confirm the code with the recipient’s bank or the recipient. We are a comparison site for money transfers and not part of Bloxham Stockbrokers. Should you notice a mistake, we appreciate a message via the contact page.

8 or 11 characters: BLOXIE21 versus BLOXIE21XXX

The layout of a BIC never changes: a bank code of four letters, two for the country and two for the location, plus an optional branch code. The result is BLOXIE21, the short form of the code.

XXX at the end of BLOXIE21XXX is not a placeholder or an error: it stands for the main office of Bloxham Stockbrokers. Certain payment forms insist on 11 characters, in which case you can add XXX after BLOXIE21.

Enter the code as one block, in capitals and without separators, exactly as shown here. Watch for O versus 0 and I versus 1, a common source of typos.

What a transfer from Bloxham Stockbrokers abroad really costs

What you pay for an international transfer has several parts – not just the fee on your screen. You pay the fee for the transfer itself, possibly fees charged by intermediary banks along the way and, above all, the margin on the exchange rate when the money is converted.

Banks rarely list the margin on the rate as a cost. Compare their rate with the mid-market rate; the gap is what conversion costs you.

For many currency pairs, a transfer service turns out to be less expensive than a traditional bank transfer – mostly thanks to the rate. GoldexPay compares what recipients receive across providers. Using a transfer service does not require closing your account at Bloxham Stockbrokers: you simply pay the service from your account.

Bloxham Stockbrokers: head office code versus branch codes

Bloxham Stockbrokers has 3 separate SWIFT/BIC codes across 1 locations. Only one is the head office code, BLOXIE21XXX; the others belong to branches or departments.

Unless the recipient tells you otherwise, go with BLOXIE21XXX or its short form BLOXIE21. If you have been given a branch code, stick to it rather than replacing it for the head office code.

Unsure which code to use? Ask the recipient. Codes can change over time, so a code from an old document is not always valid.

Paying into Bloxham Stockbrokers in EUR

Accounts at Bloxham Stockbrokers are usually held in EUR, the local currency. Money sent in a different currency will be exchanged into EUR. Each conversion costs the amount – usually through the rate rather than a fee.

Who converts the money matters. Check how much EUR arrives with different services; the difference between options can be larger than you expect.

Exchange rates change all the time, and some providers let you lock in a rate. With bigger transfers, a seemingly small difference in the rate can be worth more than the fee.

What to give a sender who pays you at Bloxham Stockbrokers

A sender in another country needs a few details about your account – incomplete details often cause delays. Share your name as the bank knows it, your account number or IBAN, SWIFT code BLOXIE21XXX and your address.

The sender’s bank may also ask for the address of your bank. Double-check each detail before you share them.

Expect that the incoming amount is smaller than what the sender paid. Intermediary banks may deduct a fee and your own bank may charge for processing, and if the money is converted, a markup on the rate comes on top. Agree with the sender who covers the fees before the money is sent.

Paying Bloxham Stockbrokers in euros within SEPA

Because Ireland is in SEPA, a euro transfer into Bloxham Stockbrokers from within the SEPA area normally requires just the IBAN. Most banking apps no longer ask for the BIC in that case.

You will still need BLOXIE21XXX for non-euro payments or transfers from countries outside SEPA. If your banking app asks for the BIC anyway, entering BLOXIE21 is fine.

Instant euro transfers are widely supported across SEPA. Provided the payment stays in euros, the transfer is inexpensive.

Tracking a transfer to or from Bloxham Stockbrokers

A SWIFT payment usually takes anywhere from one to several business days. Weekends and public holidays in the sending or receiving country can add a day or more. Sometimes a bank wants to know about the purpose of a payment, which can hold things up.

When a payment takes longer than expected, ask your bank for the tracking status or the UETR; with that reference banks can see where the payment is. Specialist transfer services usually show a status online showing where the payment is.

If the money does not arrive within the expected time, the sender should start with their own bank, not the receiving bank. Request from the sender a copy of the payment confirmation; that often settles the question quickly.

How to check BLOXIE21 before you pay

The safest source for a SWIFT code is the bank details provided by the recipient: an invoice, a bank statement or their online banking. When the code you were given does not match BLOXIE21 or BLOXIE21XXX, do not guess: check with the recipient or with Bloxham Stockbrokers directly.

If the code is wrong, the transfer may be delayed, be returned or cost extra, and tracing it can take weeks. A mistake in the account number can be a bigger problem because it can reach the wrong person, so check that just as carefully.

Many banking apps validate the format of IBANs and some suggest the matching BIC, but that does not prove the account belongs to the right person. More and more banks check the name with the account. When you pay someone new, some people send a small amount first and wait for confirmation.

Protect yourself against fake payment requests

Be wary when someone unexpectedly wants you to send money to a different account or a bank in another country. A valid SWIFT code tells you nothing about who owns the account: scammers use real codes of real banks.

Do not rely on a phone number from the same email that contains the new account. Pressure or secrecy tend to be red flags; a genuine business can wait for you to check. Already paid? Call your bank straight away and have them start a recall; also report it to the police.

People receiving money are targeted too: one known trick is a buyer who pays too much and then sends a request to refund the difference. Wait until the money has really arrived.