Credit Suisse AG, Dublin SWIFT/BIC code

What CRESIE3P means for a payment to Credit Suisse AG, Dublin

The 8-character code CRESIE3P and the full code CRESIE3PXXX refer to the same bank: Credit Suisse AG, Dublin in Dublin, Ireland. The code does one job: it ensures that money from abroad ends up at the right bank. In daily life you usually see it on international invoices, in payment forms and in the bank details of Credit Suisse AG, Dublin customers.

On this page you will find what the code is put together, when it matters and what else you need for a transfer to or from Credit Suisse AG, Dublin. The SWIFT code on its own cannot identify an individual account holder; that is what the IBAN or account number is for.

Verifying the SWIFT code of Credit Suisse AG, Dublin

The most reliable source for a SWIFT code is the recipient’s own bank details – an invoice, a statement or a screenshot from online banking. If the code you have does not match CRESIE3P or CRESIE3PXXX, do not guess – contact the recipient or Credit Suisse AG, Dublin.

With a wrong code, the payment may be delayed, bounce back or cost extra, and tracing it can take weeks. A mistake in the account number can be more serious, because the money may be credited to someone else.

A validity check by your bank only confirms that the IBAN exists – not that it belongs to the person you mean to pay. More and more banks check the payee name against the account – do not ignore a mismatch warning. When you pay someone new, some people send a small test amount.

International transfers from Credit Suisse AG, Dublin: the real cost

When you transfer money abroad through Credit Suisse AG, Dublin, the fee you see is only part of what you pay. Besides a fixed fee, correspondent or intermediary banks can take a cut, and if currencies are converted, the bank often applies a rate below the actual market rate.

Most of the cost usually sits in the exchange rate, not in the fee: the bank converts at a rate that includes a margin. An easy check: set the rate you get against the mid-market rate for the same moment and look at the difference.

Specialist money transfer services frequently offer a rate near the mid-market rate and lower fees. Before your next transfer, it is worth comparing what arrives via GoldexPay rather than accepting the bank’s rate by default. Using a transfer service does not mean closing your account at Credit Suisse AG, Dublin – you pay the provider from your own account.

Watch out for payment fraud

One of the most common tricks works like this: an email arrives with a request saying that a supplier has a new bank account. A correct SWIFT code tells you nothing about whether the request is genuine.

Never trust a phone number in the same message that announces the new account. Be suspicious of urgent requests, odd spelling or a sender address that is slightly off. Acted too fast? Call the bank you paid from straight away and ask them to try to recall the payment.

Fraud also work the other way: someone sends more than agreed and asks you to return the extra. A payment confirmation from the sender proves nothing – check your own account.

Euro transfers to Credit Suisse AG, Dublin: is a BIC needed?

Within the SEPA zone, euro payments to an account in Ireland use common rules, so the IBAN does the job in most cases. A field for the BIC is often optional in that case.

You will still need CRESIE3PXXX for payments in other currencies or money from outside the SEPA area. A few forms also ask for the BIC; if so, enter CRESIE3P or CRESIE3PXXX.

Euro payments within SEPA normally land within one business day; instant payments are faster if both banks offer them. Provided the payment stays in euros, the transfer tends to be inexpensive; it is the conversion that costs money.

Choosing between the 3 SWIFT codes of Credit Suisse AG, Dublin

Credit Suisse AG, Dublin uses 3 different SWIFT/BIC codes. Only one is the head office code; the rest belong to branches or departments.

In most cases you do not need to look up a branch: payments sent to CRESIE3PXXX are routed within Credit Suisse AG, Dublin correctly. Branch codes are only needed if the account holder explicitly asks for it.

Not sure which code applies? Check with the recipient or the bank itself. Branch codes are more likely to be retired than the head office code.

Getting paid from abroad into a Credit Suisse AG, Dublin account

When you expect a payment from another country, give the sender everything they need in one go. The basics are: the account holder’s name, account number or IBAN, CRESIE3PXXX and in many cases your postal address.

Some banks want the bank’s address; it does no harm to include it. A typo in your account number is more trouble than you might think; copy them from your banking app rather than typing.

What lands in your account is often less than what was sent. Intermediary banks may deduct a fee, Credit Suisse AG, Dublin may charge for incoming payments, and when currencies differ, an exchange rate margin comes on top. On invoices, it is common to agree how the fees are split, so that nobody is left short.

When will the money arrive at Credit Suisse AG, Dublin?

There is no single answer: many land the same day or the next. Weekends and public holidays in the sending or receiving country can add a day or more. Occasionally a bank wants to know what the payment is for.

A growing number of banks are connected to SWIFT gpi. Each payment gets a unique transaction reference, the UETR, which your bank can use to see where the money is. Specialist transfer services usually show a status in their app so you can see how far the money is.

If a payment has not arrived within the expected time, the sender should start with the bank that sent it rather than Credit Suisse AG, Dublin. On the receiving end, you can look at your account for a slightly lower amount.

CRESIE3P or CRESIE3PXXX – which one to use?

The layout of a BIC never changes: a bank code of four letters, a two-letter country code and two for the location. Combined, those parts form CRESIE3P, the code most people search for.

XXX at the end of CRESIE3PXXX does not stand for a missing value or a mistake: it stands for the head office of Credit Suisse AG, Dublin. Certain payment forms ask for 11 characters, and then you can add XXX after CRESIE3P.

As a rule the code is typed in capitals and without spaces. Copying the code beats typing it by hand, because one wrong letter changes the bank.

A note on our data

The directory on GoldexPay draws on public sources and is updated regularly. It can happen that a code on this page is no longer current, for example after a merger. The figures we show reflect our own data, not official figures from Credit Suisse AG, Dublin.

See our directory on this page as a helpful check and rely on the recipient or Credit Suisse AG, Dublin for the final confirmation. GoldexPay is not affiliated with Credit Suisse AG, Dublin; we are a comparison site for money transfers. Spotted an error? Let us know via our contact form and we will look into it.

Euro (EUR) and conversion costs

The national currency of Ireland is the Euro (EUR). A payment in a foreign currency will be converted into EUR before it reaches the account. Each conversion eats into something – usually through the rate rather than a fee.

Where the conversion happens has an effect on the final amount, as rates and margins differ per bank. Compare how much EUR arrives with different providers.

The rate for EUR fluctuates constantly and quotes are often valid only for a short time. For recurring payments, a slightly better rate add up over time.