Elavon Financial Services Dac SWIFT/BIC code

What USBKIE2D means for a payment to Elavon Financial Services Dac

USBKIE2D and USBKIE2DXXX are the short and the long form of the same bank identifier, and both point to Elavon Financial Services Dac in Dublin. Every bank on the SWIFT network uses BIC codes to direct payments between countries to the right bank. You will need it mainly when dealing with transfers between countries and payments in foreign currencies.

Further down you will find the practical side: receiving money at Elavon Financial Services Dac, sending money abroad and how to check a SWIFT code before you confirm a payment. The SWIFT code alone cannot identify an individual account holder; for that you need the account number or IBAN is for.

Paying someone abroad from your Elavon Financial Services Dac account

When you transfer money abroad through Elavon Financial Services Dac, the visible fee is rarely all of the cost. On top of the transfer fee, banks in between may deduct a fee, and if currencies are converted, the bank usually uses a rate below the actual market rate.

Many banks rarely list their exchange rate markup as a cost – you only notice it if you compare. A simple test: put the bank’s rate next to the mid-market rate and look at the difference.

For many currency pairs, a specialist provider turns out to be cheaper than a bank. GoldexPay compares transfer providers side by side so you can see the amount the recipient gets for the same amount sent. You can always use your account at Elavon Financial Services Dac to fund the transfer, while a cheaper service handles the conversion.

Elavon Financial Services Dac: head office code versus branch codes

With 3 codes, Elavon Financial Services Dac is one of the banks that use separate codes for parts of the organisation. The head office code is USBKIE2DXXX.

For most payments to a private or business account, the head office code USBKIE2DXXX works fine. Just use a branch code when the account holder explicitly asks for it, for example on an invoice or in their bank details.

If you are not sure, ask the person you are paying for the exact BIC in their bank details. Codes for branches are more likely to change than the head office code when a bank merges or closes offices.

Transfer times and tracking a payment to Elavon Financial Services Dac

There is no fixed answer: many land the same day or the next, others take several business days. Weekends and public holidays in the sending or receiving country can add extra days to the journey. Occasionally a bank asks about the purpose of a payment, which can hold things up.

When a payment takes longer than expected, contact the sending bank for the status and the transaction reference. Specialist transfer services often provide tracking in their app so you can see where the money has got.

Only the sending bank can start an official trace or a recall – the recipient’s bank often cannot see a payment that has not arrived. As a recipient, you can check your statements to see a partial amount, since fees may have been deducted.

About this information

The codes on this page are taken from public sources which we refresh regularly. Even so, banks merge, rename themselves or retire codes. Counts and locations come from our own dataset and are not confirmed by Elavon Financial Services Dac.

Use our data as a reference, not as the last word – the bank details from the recipient are leading. GoldexPay is a comparison service and not affiliated with Elavon Financial Services Dac. If you notice a mistake, we welcome a message.

The Euro and what conversion costs you

The national currency in Ireland is the Euro (EUR). Money sent in a different currency is converted into EUR on its way to Elavon Financial Services Dac, and whoever converts it chooses the rate. Each conversion costs the amount – usually through the rate rather than a fee.

Where the conversion happens has an effect on how much arrives. Sending the amount already in EUR usually avoids a second conversion at the receiving end.

The EUR rate fluctuates constantly and quotes are often valid only for a short time. If you pay regularly, small differences in the rate make a real difference over time.

Euro transfers to Elavon Financial Services Dac: is a BIC needed?

Because Ireland is part of SEPA, a euro payment to Elavon Financial Services Dac from another SEPA country normally only needs the IBAN. Many banks do not require the BIC in that case.

A SWIFT code like USBKIE2D still come into play for payments in other currencies. If a payment form asks for the BIC regardless, adding USBKIE2D is fine.

Instant payments in euros have become increasingly available across SEPA – whether Elavon Financial Services Dac offers them for your account is worth checking. Provided the payment stays in euros, a SEPA transfer tends to be inexpensive.

Incoming international payments to Elavon Financial Services Dac

If you expect money from abroad, send the payer everything they need in one go. The basics are: the account holder’s name, IBAN or account number, USBKIE2DXXX or USBKIE2D and often your postal address.

Their bank might also ask for the address of your bank; the head office in Dublin is usually fine. Check every detail before you send them.

What lands in your account can be less than what was sent. Fees for incoming transfers vary per bank; check the price list of Elavon Financial Services Dac. Agree with the sender who pays which costs, especially for larger amounts.

Why Elavon Financial Services Dac has an 8- and an 11-character code

The layout of a BIC never changes: four characters for the institution, a two-letter country code and two for the location, sometimes followed by a branch code. In this case, the 8-character core is USBKIE2D.

The full version has a three-character extension for a branch or department. If the last three are XXX, they simply mean the head office, which is why USBKIE2DXXX and USBKIE2D lead to the same place.

Do not add spaces when you type USBKIE2D; the code is always written in one block. Watch for the letter O and the digit 0 and I versus 1.

Verifying the SWIFT code of Elavon Financial Services Dac

The most reliable place for the right code remains paperwork issued by the bank. Compare that code with USBKIE2D here; if they differ, ask before you pay.

An incorrect BIC can cause delays, a payment being sent back or extra fees for investigation. A mistake in the account number is more serious.

Many banking apps validate the format of IBANs and some suggest the matching BIC – that confirms the format, not the owner. More and more banks compare the payee name against the account before you confirm – do not ignore a mismatch warning. A small test payment can be a sensible step for large sums despite the extra fee.

Watch out for payment fraud

A common scam works like this: an email arrives with a request claiming that a contact has new bank details. A valid SWIFT code says nothing about who owns the account.

Do not rely on a phone number from the same email that announces the change. Pressure or secrecy tend to be warning signs – a real supplier can wait a day. Acted too fast? Contact your bank without delay and ask them to start a recall and report the fraud.

Recipients are targeted too: one known trick is a buyer who pays too much followed by a request to send back the difference to another account. Do not act before the money has really arrived – ask Elavon Financial Services Dac if something looks wrong.