Attijariwafa Bank (Formerly Banque Commerciale du Maroc) SWIFT/BIC code

Attijariwafa Bank (Formerly Banque Commerciale du Maroc) SWIFT code: BCMAMAMC

The short code BCMAMAMC and the 11-character code BCMAMAMCXXX refer to the same bank: Attijariwafa Bank (Formerly Banque Commerciale du Maroc), with its head office in Casablanca. Every bank on the SWIFT network uses these codes to route international transfers to the right institution. In practice you mostly see the code on invoices from abroad, in your banking app and on the account details of Attijariwafa Bank (Formerly Banque Commerciale du Maroc) customers.

This page is meant to help anyone who pays into an account at Attijariwafa Bank (Formerly Banque Commerciale du Maroc) without mistakes. A SWIFT code names an institution, not a single account; the IBAN or account number does that.

Incoming international payments to Attijariwafa Bank (Formerly Banque Commerciale du Maroc)

When you expect a payment from another country, send the payer a complete set of details. Give them your name as the bank knows it, the IBAN or account number, the BIC BCMAMAMCXXX and your address.

Certain banks want the address of Attijariwafa Bank (Formerly Banque Commerciale du Maroc) in Casablanca; it does no harm to include it. A mistake in your account number can be harder to fix than it looks.

Expect that the incoming amount is below what the sender paid. Charges on incoming payments vary from bank to bank – the price list of Attijariwafa Bank (Formerly Banque Commerciale du Maroc) tells you what applies. On invoices, you can state who bears the costs.

BCMAMAMC or BCMAMAMCXXX – which one to use?

A SWIFT code is made up of a few fixed parts: the first four letters identify the bank, characters five and six give the country and the two after that mark the location. In this case, that core is BCMAMAMC.

Many banks and apps accept either length. If a form requires eleven characters, use BCMAMAMCXXX, otherwise BCMAMAMC is fine.

Type the code as one block, in capitals and without spaces, exactly as shown here. A single letter can send the money to another bank, so copy it carefully.

Protect yourself against fake payment requests

Scammers regularly use fake invoices with changed bank details sent from what looks like a familiar address. A valid SWIFT code tells you nothing about who owns the account.

Do not trust contact details from the same email that announces the change. Urgency or secrecy tend to be red flags – a real supplier can wait a day. When a payment has already gone to a fraudster, contact your bank immediately: the sooner they act, the better the chance of a recall.

Fraud can also work the other way: someone sends too much and wants you to return the difference. A payment confirmation from the sender proves nothing – check your own account.

Is BCMAMAMC still correct? How to check

Have the recipient send you their bank details straight from their online banking. Check it with BCMAMAMC on this page; if they differ, ask before you pay.

With a wrong code, the payment may be delayed, bounce back or cost extra – sometimes after weeks of searching. Do not forget the IBAN: an error there can be harder to undo than a wrong BIC.

Many banking apps check the format of an IBAN and sometimes look up the BIC automatically – that confirms the format, not the owner. Some banks now compare the payee name against the account before you confirm – do not ignore a mismatch warning. Sending a small amount first can be a sensible step for a large first payment.

What a transfer from Attijariwafa Bank (Formerly Banque Commerciale du Maroc) abroad really costs

What you pay for a payment abroad has several parts – not just the fee on your screen. Besides a fixed fee, banks in between may take a cut, and if the money changes currency, the bank often uses a rate that is less favourable than the real market rate.

The markup on the rate is often the biggest item because it is hidden in the rate. Compare their rate against the mid-market rate, the midpoint between buy and sell rates you see on financial sites.

Specialist money transfer services often use rates closer to the mid-market rate and lower fees. Before your next transfer, take a minute to compare the total cost via GoldexPay. Choosing a specialist does not require closing your account at Attijariwafa Bank (Formerly Banque Commerciale du Maroc) – you pay the provider from your own account.

Tracking a transfer to or from Attijariwafa Bank (Formerly Banque Commerciale du Maroc)

A SWIFT payment usually needs anywhere from one to several business days, depending on the currency, the route and the banks involved. Payments made after the cut-off time or on a weekend or public holiday usually go out the next business day. Sometimes a bank wants to know what the payment is for before releasing it.

If the money seems delayed, ask your bank about the status and the transaction reference. Money transfer services usually show a status in their app showing how far the money has got.

A delayed transfer has to be traced from the sending side, using the payment confirmation. Ask the sender for the payment receipt with the date and reference – it helps your own bank look for the money.

Where our SWIFT data comes from

The details here come from public sources. It can happen that a code on this page is out of date after a merger or reorganisation. Counts and locations come from our directory.

For a payment of any size, check the code with the recipient’s bank or the recipient. GoldexPay is independent of Attijariwafa Bank (Formerly Banque Commerciale du Maroc). Found outdated information? Tell us via our contact form.

Attijariwafa Bank (Formerly Banque Commerciale du Maroc): head office code versus branch codes

With 4 codes in 1 locations, Attijariwafa Bank (Formerly Banque Commerciale du Maroc) belongs to the banks that use individual codes for branches. The head office code is BCMAMAMCXXX.

For most payments to a private or business account, the head office code BCMAMAMCXXX is what you need. Only use a branch code when your contact gives you that exact code, for example on an invoice or in their bank details.

When in doubt, ask the person you are paying which code their bank gave them. Codes are sometimes changed or retired when banks reorganise.