Credit Agricole du Maroc SWIFT/BIC code

What CNCAMAMR means for a payment to Credit Agricole du Maroc

If an invoice shows CNCAMAMR or CNCAMAMRXXX, it is the same address for Credit Agricole du Maroc in Morocco. Every bank on the SWIFT network uses BIC codes to route international transfers to the correct institution. It comes up mainly when dealing with payments that cross a border or a currency.

This page is meant to help anyone who sends money to an account at Credit Agricole du Maroc and wants to get the details right. Keep in mind that the BIC only identifies the bank, not the account: the IBAN or account number takes care of that.

About this information

We gather SWIFT/BIC codes using public sources and check our list from time to time. Banks merge, change names and change codes, and a directory never catches every change immediately. Figures such as the number of codes are from our own dataset.

For a payment that matters, always confirm the BIC with the recipient’s bank or the recipient. GoldexPay is independent of Credit Agricole du Maroc, we only compare transfer services. Found an error? Let us know through the contact page so we can correct it.

Sending money abroad from Credit Agricole du Maroc

The price of a payment abroad has more than one component – not just the fee on your screen. Besides the transfer fee, correspondent or intermediary banks can take a cut, and if the money changes currency, the bank usually uses a rate that is less favourable than the actual market rate.

Banks do not list the margin on the rate as a cost, but you pay it all the same. A simple test: set the rate you get against the mid-market rate and work out the difference on your amount.

For a lot of currency pairs, a transfer service is cheaper than a bank. GoldexPay compares transfer providers next to each other so you can see what actually arrives. Choosing a specialist does not mean closing your account at Credit Agricole du Maroc.

CNCAMAMR or CNCAMAMRXXX – which one to use?

Every SWIFT/BIC code starts with the same eight core characters: a four-letter bank code, two letters for the country and two characters for the location. That gives you CNCAMAMR, the short form of the code.

The long version has three more characters for a branch or department. If the last three are XXX, the code points to the head office.

Leave out spaces, dots when you enter CNCAMAMR. Copying the code beats retyping it: a typo can point to another bank.

Transfer times and tracking a payment to Credit Agricole du Maroc

There is no single answer for international payments: some arrive within a day, others take several business days. Bank holidays in the sending or receiving country add extra days to the journey. Extra checks by one of the banks can also cause a delay.

When a payment takes longer than expected, ask your bank about the tracking status and the transaction reference so they can trace it along the chain. Keep your transfer receipt; it contains the details a bank needs to start a trace.

If a payment has not arrived after a few business days, the sender should start with the bank that sent it rather than Credit Agricole du Maroc. As a recipient, you can look at your statements for a slightly lower amount, since fees may have been deducted.

Watch out for payment fraud

Criminals regularly send fake invoices with changed bank details, sometimes in an email that looks completely genuine. That CNCAMAMR is a real code is no guarantee that the account is legitimate.

Always confirm a change of bank details by phone on a number you know, not one from the message. Urgency and requests to keep it quiet tend to be red flags; a genuine business can wait for you to check. If a payment was sent to the wrong account, call your bank right away.

People receiving money are targeted too: one known trick is a buyer who pays too much followed by a request to send back the difference abroad. Wait until the money is actually in your account – ask Credit Agricole du Maroc if something looks wrong.

Incoming international payments to Credit Agricole du Maroc

A sender in another country will ask for several details from you. That means: your full name exactly as it appears on the account, your IBAN or account number, the SWIFT/BIC code CNCAMAMRXXX (or CNCAMAMR) and sometimes your address.

It helps to add Credit Agricole du Maroc and its city as well. A mistake in your account number can be more trouble than it looks.

Money from abroad will not always land in full. Intermediary banks may deduct a fee, and if the money is converted, an exchange rate margin comes on top. Agree with the sender who pays which costs, especially for larger amounts.

Credit Agricole du Maroc: head office code versus branch codes

We have 2 SWIFT/BIC codes for Credit Agricole du Maroc in 1 places. Next to the head office code CNCAMAMRXXX, there are codes for branches, departments or specific services.

For the vast majority of payments to a private or business account, the head office code CNCAMAMRXXX works fine. Just use a branch code when the account holder explicitly asks for it, for example on a letter or invoice.

Unsure which code applies? Ask the recipient. Codes can change over time.

Is CNCAMAMR still correct? How to check

The best place to find the correct BIC remains a document from the bank itself like a bank statement or the account page in online banking. Check it against CNCAMAMR here and ask if anything does not match.

A wrong SWIFT code can cause a delay, a returned payment or additional charges for investigation. A mistake in the account number can be a bigger problem, because the money may be credited to someone else; check it just as carefully.

A format check in your banking app merely tells you that the IBAN exists – not that it belongs to the person you mean to pay. Some banks now check the name against the account before you confirm; take any warning seriously. Sending a small amount first can be worth it for a large first payment.