Societe Generale Marocaine de Banques SWIFT/BIC code

SWIFT/BIC code of Societe Generale Marocaine de Banques

SGMBMAMC and SGMBMAMCXXX are two ways of writing the same bank identifier, and both point to Societe Generale Marocaine de Banques in Casablanca. The code does one job: it ensures that an international payment ends up at the right bank. In practice you mostly see it on international invoices, in payment forms and in the bank details of Societe Generale Marocaine de Banques customers.

This page is meant to help anyone who pays into an account at Societe Generale Marocaine de Banques. The BIC names a bank or branch, never a specific account, which is why you always need the account number too.

About this information

The codes here come from public sources that we update regularly. It can happen that information on this page is no longer current. The figures on this page reflect our own data, not official figures from Societe Generale Marocaine de Banques.

Treat our data as a starting point, rather than as the final word: the recipient’s bank details come first. GoldexPay is independent of Societe Generale Marocaine de Banques; we are a comparison site for money transfers. Spotted an error? Tell us through the contact page.

Paying someone abroad from your Societe Generale Marocaine de Banques account

A bank transfer abroad costs rather more than the fee suggests. There is the fee for the transfer itself, possibly charges from correspondent banks along the way and, above all, the margin on the exchange rate if the currency changes.

Banks rarely show the margin on the rate separately – you only notice it if you compare. Compare their rate with the mid-market rate, the midpoint between buy and sell rates you see on financial sites.

Specialist money transfer services often offer rates closer to the mid-market rate with clearer fees. On GoldexPay we compare the amount that arrives across providers, so you can pick the cheapest route. You can still use your account at Societe Generale Marocaine de Banques as the source of the money.

Why Societe Generale Marocaine de Banques has an 8- and an 11-character code

A SWIFT code is made up of a few fixed parts: characters one to four stand for the bank, characters five and six show the country and characters seven and eight indicate the location. Combined, those parts make up SGMBMAMC – the version you usually see online.

XXX at the end of SGMBMAMCXXX is not a placeholder or an error: it indicates the head office of Societe Generale Marocaine de Banques. Some forms ask for 11 characters, in which case you simply add XXX behind SGMBMAMC.

Enter the code in one piece, in capitals and without spaces, exactly as shown here. Copying the code beats typing it by hand: a typo can point to another bank.

What to give a sender who pays you at Societe Generale Marocaine de Banques

When you are waiting for a payment from another country, send the payer a complete set of details. That means: your full name as registered with Societe Generale Marocaine de Banques, your account number or IBAN, the BIC SGMBMAMCXXX (or SGMBMAMC) and sometimes your address.

Their bank might request the bank address of Societe Generale Marocaine de Banques, in which case the Casablanca head office is the usual answer. Check the details before you share them, because the sender’s bank usually copies them as is.

The amount you receive is often less than the amount sent. Charges on incoming payments vary per bank; check the price list of Societe Generale Marocaine de Banques. Make clear with the sender who covers the fees.

Choosing between the 3 SWIFT codes of Societe Generale Marocaine de Banques

Having 3 codes, Societe Generale Marocaine de Banques is one of the banks that register individual codes for parts of the organisation. The head office code is SGMBMAMCXXX.

In most cases there is no need to look up a branch: payments addressed to SGMBMAMCXXX reach Societe Generale Marocaine de Banques correctly. If you have been given a specific code, use it as it is instead of swapping it with the head office code.

Not sure which code applies? Check with the recipient, or look at a recent statement from Societe Generale Marocaine de Banques. Branch codes can change when banks reorganise, so do not rely on old paperwork.

When will the money arrive at Societe Generale Marocaine de Banques?

An international transfer usually needs anywhere from one to several business days. Bank holidays in the sending or receiving country can add a day or more to the journey. Compliance checks by one of the banks may also cause some delay, regardless of the details.

When a payment takes longer than expected, contact the sending bank about the status and the transaction reference. Specialist transfer services often show tracking online so you can see where the payment is.

A delayed transfer has to be investigated by the sending bank, using the payment confirmation. Ask the sender for the payment receipt including the reference; that often settles the question quickly.

Verifying the SWIFT code of Societe Generale Marocaine de Banques

Ask the recipient to copy the bank details straight from their banking app. When the code you were given does not match SGMBMAMC or SGMBMAMCXXX, do not guess.

If the code is wrong, the transfer might be delayed, be returned or cost extra, and tracing it can take weeks. A mistake in the account number can be more serious.

Many banking apps check the format of IBANs. If your bank offers it, a payee name check on the recipient gives an extra layer of safety. For a first payment, many people send a small test amount before sending the rest.

Scams that use SWIFT codes

Scammers often use payment requests with new bank details. That SGMBMAMC is a real code is no guarantee that the account is legitimate.

Always verify changed bank details through a phone call on a number you know, not one from the message. Pressure or requests to keep it quiet tend to be red flags. If a payment was sent to the wrong account, contact your bank immediately.

Fraud also work the other way: someone claims to have sent too much and wants you to refund the extra via a different route. A payment confirmation from the sender proves nothing – check your own account.