Banque Centrale Populaire SWIFT/BIC code

Banque Centrale Populaire SWIFT code: BCPOMAMC

BCPOMAMC and BCPOMAMCXXX are two ways of writing the same SWIFT/BIC code, and both lead to Banque Centrale Populaire in Casablanca. The code does one job: it ensures that money from abroad reaches the right bank. You will need it mostly when dealing with transfers between countries.

On this page you can read how the code is put together, when you need it and which other details a transfer to or from Banque Centrale Populaire requires. The SWIFT code on its own cannot identify an individual account holder; for that you need the account number or IBAN is for.

Before you send: check the Banque Centrale Populaire code

The best place to find the right code remains paperwork issued by the bank like a bank statement or the account page in online banking. Compare that code against BCPOMAMC on this page; if they differ, ask before you pay.

An incorrect BIC may lead to a delay, a returned payment or extra fees. Do not forget the account number: an error there is more difficult to correct than a wrong BIC.

Many banking apps check the structure of IBANs and some suggest the matching BIC – that confirms the format, not the owner. If your bank offers it, a name check before sending adds extra certainty. Sending a small amount first is worth it for large sums.

Getting paid from abroad into a Banque Centrale Populaire account

For an international payment at Banque Centrale Populaire, the person paying you has to have not just the SWIFT code. That means: your full name exactly as it appears on the account, your IBAN or account number, the SWIFT/BIC code BCPOMAMCXXX (or BCPOMAMC) and sometimes your address.

Their bank may request the address of your bank, in which case the Casablanca head office is the usual answer. Check every detail before you send them.

What lands in your account is often lower than the amount sent. Correspondent banks can take a fee, and if the money is converted, a markup on the rate comes on top. Make clear with the sender who pays which costs, especially for larger amounts.

About this information

We collect bank codes from public sources and update them from time to time. Still, banks merge, rename themselves or change codes and our data may lag behind. The figures on this page reflect what is in our directory, not official figures from Banque Centrale Populaire.

See our directory on this page as a handy check. We are a comparison site for money transfers and not part of Banque Centrale Populaire. Spotted outdated information? Tell us through the contact page and we will look into it.

Watch out for payment fraud

Stay wary if a contact suddenly wants you to send money to a different account or a bank in another country. A correct SWIFT code tells you nothing about whether the request is genuine.

Verify new payment details through a separate channel like a call to a number from an earlier contract, not by replying to the message. Be suspicious of time pressure, unusual wording or an email address that differs by one letter. Acted too fast? Call the bank you paid from straight away and ask them to try to recall the payment and report the fraud.

People receiving money are targeted too: a classic trick is an overpayment and then sends a request to refund the difference to another account. A payment confirmation from the sender proves nothing; only your own account shows what has arrived.

What the XXX in BCPOMAMCXXX means

A SWIFT code is built from fixed blocks: characters one to four identify the bank, the next two give the country and characters seven and eight indicate the location. The result is BCPOMAMC, the short form of the code.

Many payment forms accept either length. If yours asks for eleven characters, enter BCPOMAMCXXX; if it wants eight, use BCPOMAMC.

Enter the code as one block, in capitals and without spaces. Look out for the letter O and the digit 0 or the letter I and the digit 1; they are easy to mix up.

Choosing between the 9 SWIFT codes of Banque Centrale Populaire

Our database contains 9 SWIFT/BIC codes for Banque Centrale Populaire in 2 cities. Besides the head office code BCPOMAMCXXX, you will find codes for branches, departments or specific services.

In most cases you do not need to pick a branch: payments sent to BCPOMAMCXXX reach Banque Centrale Populaire without problems. When you receive a branch code, use it as it is instead of replacing it with the head office code.

Unsure which code to use? Ask the recipient or the bank itself. Codes are sometimes changed or retired when banks reorganise.

International transfers from Banque Centrale Populaire: the real cost

What you pay for a payment abroad is made up of several parts, and the transfer fee is only the most visible one. On top of a fixed fee, correspondent or intermediary banks can deduct a fee, and if the money changes currency the bank often applies a rate below the real market rate.

The real cost is often in the rate, not in the fee: the bank converts at a rate that includes a margin. Check the rate you are offered with the mid-market rate, the midpoint between buy and sell rates you see on financial sites.

For many currency pairs, a specialist provider turns out to be less expensive than a traditional bank transfer. Next time you send money, it is worth to compare what arrives on GoldexPay. Using a transfer service does not require leaving Banque Centrale Populaire: you simply pay the service from your account.

How long does an international transfer to Banque Centrale Populaire take?

A SWIFT payment usually takes one to a few business days. Transfers sent late in the day or just before weekends and holidays usually start the next business day. Extra checks on larger or unusual payments can also add some delay.

Many banks use SWIFT gpi. Every gpi transfer carries a unique reference, the UETR, which your bank can use to see where the money is. Save your transfer receipt.

If a payment has not arrived within the expected time, the sender should contact the bank that sent it, not the receiving bank. As a recipient, it helps to look at your account for a partial amount because fees can reduce the amount.