SWIFT/BIC codes in Tunisia

Bank SWIFT codes for Tunisia

Here you will find codes for 34 institutions in Tunisia – 79 codes altogether. You will need such a code mostly for payments across borders and for payments in a foreign currency.

Each bank is listed with its own page with its main code and, where available, branch codes. Below the list we explain how a code from Tunisia is put together, how to send money there without overpaying and what to check before you pay.

SWIFT transfers to Tunisia

Since Tunisia is outside SEPA, a transfer from abroad is usually sent through SWIFT. This means you always need the SWIFT/BIC code of the receiving bank, together with the account number or IBAN.

Depending on the country, the account is identified by a local account number instead of an IBAN, sometimes with an extra bank or branch code. Ask the recipient exactly which details their bank needs for incoming international payments – many banks give clear instructions for this. SWIFT payments can pass through correspondent banks.

How long does a transfer to Tunisia take?

There is no fixed answer for transfers to Tunisia: some arrive the same day or the next, others take several business days. Bank holidays in either country add a day or more, because banks do not process payments on those days.

If a transfer is late, ask the sender to contact their own bank; only the sending side can start an official trace. Keep the payment confirmation.

Verifying a SWIFT code from Tunisia

The best place to find the right code is paperwork issued by the bank. If the code you have differs from the code listed here, do not guess.

We collect bank codes using publicly available data and check our list from time to time. Banks merge, change names and change codes – a directory can be a step behind. Treat our data as a reference. GoldexPay is an independent comparison site and not part of any bank listed here.

Scammers regularly use payment requests with changed bank details that look completely genuine. A valid BIC says nothing about whether a request is genuine: criminals use real codes too.

Which bank in Tunisia has the most codes?

Of all banks we list for Tunisia, Banque Internationale Arabe de Tunisie has the most codes. The head office of Banque Internationale Arabe de Tunisie has BIATTNTTXXX.

Practice differs in whether they register branch codes. Unless a branch code is given, BIATTNTTXXX is fine for transfers to this bank.

The structure of a Tunisia SWIFT/BIC code

SWIFT/BIC codes follow one international format: eight characters, sometimes followed by three more. First comes a four-letter bank code, then a two-letter country code and a two-character location code.

You can spot a bank code from Tunisia from letters five and six: they always show the ISO country code of Tunisia. A code with other letters in that position come from another country, even if the bank name looks familiar.

The long version adds a branch code. For most transfers the head office code is fine.

Receiving money in Tunisia from abroad

Someone abroad who wants to pay you needs several details about your account – incomplete details often cause delays. Share your name as registered with the bank, your account number or IBAN, the BIC of your bank and your address.

The code of your bank is in the list on this page, yet the version on your own statement or in your banking app is leading. It helps to include the name and city of your bank as well because some forms have separate fields for it.

The amount you receive can be less than the amount sent. Charges on incoming payments vary per bank. Agree with the sender who pays which costs.

The cheapest way to send money to Tunisia

What you pay for a transfer to Tunisia is made up of several parts. You pay the transfer fee, sometimes charges from intermediary banks and, most importantly, the margin on the exchange rate when currencies differ.

The real cost is often in the rate, not in the fee. An easy check: put the rate you get next to the mid-market rate and work out the difference on your amount.

For many routes, a transfer service is less expensive than a traditional bank transfer, mainly because of the rate. Before your next transfer to Tunisia, it is worth to compare the total cost on GoldexPay.