Banque Centrale de Tunisie SWIFT/BIC code

BCTNTNTT – the SWIFT/BIC code of Banque Centrale de Tunisie

The short code BCTNTNTT and the full code BCTNTNTTXXX identify one and the same institution: Banque Centrale de Tunisie in Tunis, Tunisia. A SWIFT code tells the sending bank exactly which bank is meant to get the money. It comes up mainly for transfers between countries or a currency.

We wrote this page to help anyone who receives money at an account at Banque Centrale de Tunisie and wants to get the details right. Keep in mind that the SWIFT code just identifies the bank, not the account: the account number or IBAN does that part.

Banque Centrale de Tunisie: head office code versus branch codes

Banque Centrale de Tunisie uses 2 separate SWIFT/BIC codes across 1 locations. One of them is the head office code; the others identify branches.

Usually you do not need to look up a branch: transfers addressed to BCTNTNTTXXX reach Banque Centrale de Tunisie correctly. Only use a branch code when the account holder explicitly asks for it, for example on a letter or invoice.

Unsure which code applies? Check with the recipient or the bank itself. Codes for branches are more likely to change than the head office code.

About this information

Our SWIFT/BIC directory is based on public sources and is updated regularly. Even so, banks merge, rename themselves or retire codes. Figures such as the number of codes are from our directory and are not confirmed by Banque Centrale de Tunisie.

Treat our directory on this page as a helpful check and rely on the recipient or Banque Centrale de Tunisie for the final confirmation. GoldexPay is not affiliated with Banque Centrale de Tunisie, we only compare transfer services. Should you notice something that is out of date, we appreciate a short note.

Paying someone abroad from your Banque Centrale de Tunisie account

An international bank payment can cost more than the fee suggests. Besides the transfer fee, banks in between may deduct a fee, and when currencies are converted, the bank usually uses a rate that is less favourable than the real market rate.

Banks do not show their exchange rate markup separately – you only notice it if you compare. Check the rate you are offered with the mid-market rate – the rate you find on financial news sites. The difference is your real conversion cost.

Money transfer services frequently offer rates closer to the mid-market rate and lower fees. Before your next transfer, take a minute comparing what arrives on GoldexPay instead of going straight to your bank. Choosing a specialist does not require leaving Banque Centrale de Tunisie: you simply pay the service from your account.

Tracking a transfer to or from Banque Centrale de Tunisie

There is no single delivery time: some land the same day or the next, others take several business days. Bank holidays in either country add extra days. Occasionally a bank wants to know what the payment is for, which can hold things up.

If the money seems delayed, ask the sending bank for the tracking status or the UETR; with that reference banks can see where the payment is. Money transfer services often provide a status in their app showing how far the payment is.

A missing payment is traced from the sending side, using the payment confirmation. On the receiving end, it helps to look at your statements for a partial amount.

Is BCTNTNTT still correct? How to check

The safest source for the BIC is the bank details provided by the recipient – an invoice, a statement or a screenshot from online banking. When the code you were given does not match BCTNTNTT or BCTNTNTTXXX, do not guess – contact the recipient or Banque Centrale de Tunisie.

Mistakes in the SWIFT code are annoying rather than fatal: often the payment comes back, minus fees. An error in the IBAN or account number can be more serious; check it just as carefully.

An automatic check in your banking app only confirms that the IBAN exists, not that it is the right account. Where available, a name check on the recipient adds extra certainty. A small test payment can be a sensible step for a large first payment.

Getting paid from abroad into a Banque Centrale de Tunisie account

For an international payment into your account at Banque Centrale de Tunisie, the sender has to have more than the BIC. Share the account holder’s name, the IBAN or account number, SWIFT code BCTNTNTTXXX and your address.

You can add the bank name and its city as well, since some forms ask for it. Check each detail before you share them, because the sender’s bank usually copies them as is.

Do not be surprised if the amount credited is smaller than what the sender paid. Fees for incoming transfers vary from bank to bank – the price list of Banque Centrale de Tunisie tells you what applies. On invoices, you can state who bears the costs.

Changed bank details? Be careful

Be wary when someone unexpectedly wants you to send money to a different account or a bank in another country. That BCTNTNTT is a real code does not mean that a request mentioning it is legitimate – fraudsters use real bank codes as well.

Check changed bank details through a different channel. Watch out for time pressure, unusual wording or an email address that differs by one letter. If a payment was sent to a fraudster, contact your bank immediately – speed improves the chance of getting it back.

Scams can also target the receiver: someone claims to have sent too much and asks you to return the difference via a different route. A screenshot of a transfer is no proof; only your own account shows what has arrived.

BCTNTNTT or BCTNTNTTXXX – which one to use?

A SWIFT code is built from fixed blocks: characters one to four stand for the bank, characters five and six show the country and characters seven and eight indicate the location. Together, these eight characters make up BCTNTNTT – the version you usually see online.

Many banks and apps work with either length. If yours requires eleven characters, enter BCTNTNTTXXX.

As a rule the code is typed in capitals and without spaces. Look out for the letter O and the digit 0 or I versus 1, a common source of typos.