Banque de Tunisie SWIFT/BIC code

What BTBKTNTT means for a payment to Banque de Tunisie

Whether you are given BTBKTNTT or BTBKTNTTXXX, it is the same identifier for Banque de Tunisie in Tunisia. The code does one job: it ensures that money from abroad reaches the right bank. In daily life you usually see it on international invoices, in your banking app and on the account details that Banque de Tunisie provides.

We wrote this page to help people who pays into an account at Banque de Tunisie without mistakes. Remember that the SWIFT code only identifies the bank, not the account: the account number or IBAN takes care of that.

Tracking a transfer to or from Banque de Tunisie

There is no fixed answer for every transfer: some land the same day or the next. Payments made after the cut-off time or just before a weekend or public holiday often go out a business day later. Occasionally a bank asks about the purpose of a payment.

If a transfer is delayed, contact your bank about the tracking status so they can trace it along the chain. Keep your transfer receipt until the money has arrived – you will need it for any trace request.

A missing payment is investigated by the sending bank on the basis of the transfer details. On the receiving end, you can check your account for a partial amount, since fees may have been deducted.

Receiving money from abroad at Banque de Tunisie

To receive an international payment into your account at Banque de Tunisie, the sender has to have not just the SWIFT code. What they need is: your name, IBAN or account number, BTBKTNTTXXX and, for some countries, your postal address.

The sender’s bank might request the bank address of Banque de Tunisie; the head office in Tunis is usually fine. Check each detail before you send them – a sender rarely spots a mistake in someone else’s details.

Do not be surprised if the amount credited is below the amount on the sender’s receipt. Intermediary banks may deduct a fee and your own bank may charge for processing, and if the money is converted, an exchange rate margin applies. For business payments, it is common to state who bears the costs.

A note on our data

We collect SWIFT/BIC codes from public sources and check our list from time to time. It can happen that a code here is out of date. Figures such as the number of codes are from our directory.

Treat our directory on this page as a handy check. GoldexPay is a comparison site for money transfers and not affiliated with Banque de Tunisie. Spotted outdated information? Let us know via our contact form and we will look into it.

Paying someone abroad from your Banque de Tunisie account

What you pay for an international transfer is made up of several parts, and the transfer fee is only the most visible one. Besides the transfer fee, banks in between may take a cut, and when currencies are converted, the bank usually applies a rate that is less favourable than the real market rate.

Banks do not show their exchange rate markup as a cost, but you pay it all the same. Check their rate against the mid-market rate, the midpoint between buy and sell rates you see on financial sites; the gap is what conversion costs you.

For a lot of currency pairs, a transfer service is less expensive than a traditional bank transfer, mainly because of the exchange rate. Before your next transfer, it is worth to compare what arrives via GoldexPay instead of going straight to your bank. You can always keep your account at Banque de Tunisie to fund the transfer.

Verifying the SWIFT code of Banque de Tunisie

The most reliable place for the correct BIC remains paperwork issued by the bank. Check it with BTBKTNTT here; if they differ, ask before you pay.

With a wrong code, the payment may get stuck, bounce back or cost extra. Remember the account number: an error there can be harder to undo than a wrong BIC.

Many banking apps check the structure of IBANs and some suggest the matching BIC. Where available, a payee name check before sending adds an extra layer of safety. When you pay someone new, many people send a small test amount.

Head office or branch code at Banque de Tunisie?

Banque de Tunisie uses 2 separate SWIFT/BIC codes. One of them is the head office code, BTBKTNTTXXX; the others belong to branches or departments.

For most payments to a private or business account, the head office code BTBKTNTTXXX works fine. Just use a branch code when your contact explicitly asks for it.

Unsure which code applies? Check with the recipient or the bank itself. Branch codes can change when banks reorganise, so do not rely on old paperwork.

Changed bank details? Be careful

Stay wary if someone suddenly wants you to send money to another account abroad. The fact that BTBKTNTT exists does not mean that a request mentioning it is genuine.

Always confirm a change of bank details through a phone call, using a number you already had. Urgency and requests to keep it quiet tend to be red flags; a genuine business can wait for you to check. If a payment was sent to the wrong account, call your bank right away – speed improves the chance of getting it back.

People receiving money can be targeted as well: one known trick is a buyer who pays too much and then sends a request to refund the difference abroad. Wait until the money has really arrived – ask Banque de Tunisie if something looks wrong.

8 or 11 characters: BTBKTNTT versus BTBKTNTTXXX

The layout of every SWIFT code never changes: four characters for the institution, a two-letter country code and a two-character location code. That gives you BTBKTNTT for Banque de Tunisie.

The 11-character version adds a three-character extension for a branch or department. If the last three are XXX, they simply mean the head office, which is why BTBKTNTTXXX and BTBKTNTT lead to the same place.

Do not add spaces when you type BTBKTNTT. Look out for O versus 0 and the letter I and the digit 1.