Attijari Bank SWIFT/BIC code

What BSTUTNTT means for a payment to Attijari Bank

The 8-character code BSTUTNTT and the 11-character code BSTUTNTTXXX identify the same bank: Attijari Bank. A SWIFT code shows the banks handling a payment which institution should receive the money, a bit like a postal address for banks. It comes up mainly for transfers between countries and payments in foreign currencies.

This page is meant to help anyone who pays into an account at Attijari Bank and wants to get the details right. A SWIFT code names an institution, not a specific account.

International transfers from Attijari Bank: the real cost

If you send money to another country from Attijari Bank, the visible fee is rarely all of what you pay. You pay the fee for the transfer itself, sometimes fees charged by intermediary banks in between and, above all, the margin on the exchange rate when the money is converted.

Most of the cost usually sits in the exchange rate, rather than in the fee: the bank converts using an exchange rate that includes a margin. An easy check: put the bank’s rate against the mid-market rate for the same moment and work out the difference on your amount.

Specialised transfer providers frequently offer rates closer to the mid-market rate. GoldexPay compares what recipients receive across services, which makes the cheapest option easy to spot. Choosing a specialist does not require leaving Attijari Bank: you simply pay the service from your account.

Is BSTUTNTT still correct? How to check

The best place to find the right code is paperwork issued by the bank. When the code you were given differs from BSTUTNTT or BSTUTNTTXXX, do not guess: check with the recipient or with Attijari Bank directly.

A wrong SWIFT code may lead to a delay, a payment being sent back or additional charges. Do not forget the account number: an error there can be harder to undo than a wrong code.

An automatic check by your bank only confirms that the code is valid. More and more banks check the payee name against the account; take any warning seriously. A small test payment can be a sensible step for a large first payment.

When will the money arrive at Attijari Bank?

There is no fixed delivery time: many land the same day or the next. Weekends and public holidays in the sending or receiving country add extra days, since banks do not process on those days. Sometimes a bank asks about the purpose of a payment, which can hold things up.

If a transfer is delayed, ask the sending bank about the status or the UETR so they can trace it along the chain. Money transfer services usually provide tracking in their app showing how far the payment is.

If a payment has not arrived after a few business days, the person who paid should start with the bank that sent it, not the receiving bank. On the receiving end, it helps to check your statements for a slightly lower amount, since fees may have been deducted.

How up to date is this code?

The codes here are taken from public sources that we update regularly. Banks reorganise, change names and retire codes – a directory can be a step behind. Counts and locations come from our own dataset and may differ from what Attijari Bank publishes.

Treat the information on this page as a handy check, and let the details from the recipient or Attijari Bank have the final say. GoldexPay is independent of Attijari Bank; we are a comparison site for money transfers. If you notice something that is out of date, we welcome a message.

Why Attijari Bank has an 8- and an 11-character code

Each SWIFT/BIC code starts with the same eight core characters: a four-letter bank code, a two-letter country code and a two-character location code. For Attijari Bank, that core is BSTUTNTT.

XXX at the end of BSTUTNTTXXX does not stand for a missing value or a mistake: it stands for the main office of Attijari Bank. Some banking apps ask for 11 characters, and then you can enter XXX after BSTUTNTT.

Do not add spaces when you enter BSTUTNTT or BSTUTNTTXXX. Watch for O versus 0 and I versus 1.

Scams that use SWIFT codes

One of the most common tricks works like this: you receive a message claiming that a supplier has a new bank account and asking you to pay there from now on. A correct SWIFT code tells you nothing about whether the request is genuine – scammers simply use real codes.

Check changed bank details through a different channel, never via the email that asked for the change. Watch out for time pressure, odd spelling or a sender address that is slightly off. Acted too fast? Call your bank straight away and have them start a recall; also report it to the police.

Scams can also target the receiver. Someone claims to have sent too much and wants you to refund the difference. A payment confirmation from the sender is no proof; only your own account shows what has arrived.

Head office or branch code at Attijari Bank?

Our directory lists 4 SWIFT/BIC codes for Attijari Bank. Next to the head office code BSTUTNTTXXX, there are codes for branches, departments or specific services.

Unless the recipient tells you otherwise, go with BSTUTNTTXXX or its short form BSTUTNTT. Just use a branch code when the recipient explicitly asks for it, for example on an invoice or in their bank details.

Unsure which code to use? Check with the recipient, or look at a recent statement from Attijari Bank. Codes for branches are more likely to change than the head office code when a bank merges or closes offices.

Incoming international payments to Attijari Bank

If you expect a payment from another country, send the payer a complete set of details. What they need is: the account holder’s name, IBAN or account number, BSTUTNTTXXX or BSTUTNTT and often your postal address.

The sender’s bank may also ask for the bank address of Attijari Bank; the head office in Tunis is usually fine. Check the details before you share them.

Expect that the incoming amount is smaller than what the sender paid. Fees for incoming transfers differ from bank to bank. On invoices, it is common to agree how the fees are split.