Banque Franco Tunisienne SWIFT/BIC code

SWIFT/BIC code of Banque Franco Tunisienne

Whether a recipient gives you BFTNTNTT or BFTNTNTTXXX, you are looking at the same address for Banque Franco Tunisienne in Tunisia. A SWIFT code shows the sending bank which institution is meant to get the money, a bit like a postal address for banks. In daily life you mostly come across it on invoices from abroad, in payment forms and in the bank details that Banque Franco Tunisienne provides.

On this page you will find what the code means, when it matters and which other details a transfer to or from Banque Franco Tunisienne requires. Keep in mind that the BIC just identifies the bank, not the person: the account number or IBAN takes care of that.

International transfers from Banque Franco Tunisienne: the real cost

When you transfer money abroad from Banque Franco Tunisienne, the visible fee is rarely all of the cost. Besides the transfer fee, correspondent or intermediary banks may deduct a fee, and when currencies are converted the bank usually uses a rate below the actual market rate.

That exchange rate margin is often the largest cost, and it is easy to miss. A simple test: put the rate you get against the mid-market rate for the same moment and work out the difference on your amount.

Specialised transfer providers frequently offer rates closer to the mid-market rate with clearer fees. GoldexPay lists transfer providers next to each other, showing the amount the recipient gets. Choosing a specialist does not mean leaving Banque Franco Tunisienne – you pay the provider from your own account.

Verifying the SWIFT code of Banque Franco Tunisienne

The most reliable place for the correct BIC remains paperwork issued by the bank. Compare that code against BFTNTNTT here; if they differ, ask before you pay.

With a wrong code, the transfer may get stuck, be returned or cost extra. Do not forget the account number: an error there is harder to correct than a wrong code.

A format check in your banking app only confirms that the code exists, not that it is the right account. More and more banks compare the payee name with the account. Sending a small amount first is a sensible step for a large first payment despite the extra fee.

Changed bank details? Be careful

Be alert when someone unexpectedly wants you to pay into a different account. A valid SWIFT code tells you nothing about whether the request is genuine – scammers simply use real codes.

Always confirm a change of bank details by phone. Urgency and secrecy tend to be warning signs – a real supplier can wait a day. Already paid? Call your bank without delay and have them start a recall and report the fraud.

Scams also target the receiver: someone claims to have sent more than agreed and wants you to refund the extra. A screenshot of a transfer proves nothing; only your own account shows what has arrived.

About this information

This directory is based on public sources and we update it periodically. Institutions merge, close branches and change codes – a directory can be a step behind. The figures we show reflect what is in our directory, not official figures from Banque Franco Tunisienne.

For a payment of any size, always check the BIC with Banque Franco Tunisienne or with the recipient. GoldexPay is not affiliated with Banque Franco Tunisienne; we are a comparison site for money transfers. Spotted an error? Tell us through the contact page.

What the XXX in BFTNTNTTXXX means

The structure of every SWIFT code is always the same: a bank code of four letters, two for the country and two for the location, plus an optional branch code. That gives you BFTNTNTT for Banque Franco Tunisienne.

XXX at the end of BFTNTNTTXXX is not a missing value or a mistake: it stands for the head office of Banque Franco Tunisienne. Certain payment forms ask for 11 characters, and then you can add XXX after BFTNTNTT.

Type the code in one piece, in capitals and without separators. Pasting the code beats typing it by hand: a typo can point to another bank.

How long does an international transfer to Banque Franco Tunisienne take?

How fast a transfer arrives at Banque Franco Tunisienne depends on a few things: the currency, the number of banks in between, cut-off times and time zones. Payments made after the cut-off time or on weekends and holidays often start a business day later. Compliance checks by one of the banks can also cause some delay, regardless of the details.

When a payment takes longer than expected, ask your bank for the tracking status and the transaction reference. Money transfer services often show a status in their app showing how far the payment has got.

Only the sending bank can start an official trace. As a recipient, you can look at your statements to see a partial amount.

Banque Franco Tunisienne: head office code versus branch codes

Having 2 codes in 1 cities, Banque Franco Tunisienne is one of the banks that use individual codes for parts of the organisation and departments. The head office code remains BFTNTNTTXXX.

If nobody asks you for a branch code, go with BFTNTNTTXXX. Only use a branch code when your contact explicitly asks for it, for example on a letter or invoice.

Not sure which code applies? Check with the recipient or the bank itself. Codes can change when banks reorganise, so a code from an old document is not always valid.

Receiving money from abroad at Banque Franco Tunisienne

To receive an international payment at Banque Franco Tunisienne, the person paying you needs not just the BIC. In practice that means: your full name as registered with Banque Franco Tunisienne, your account number or IBAN, the BIC BFTNTNTTXXX (or BFTNTNTT) and sometimes your address.

Certain banks also ask for the bank’s address in Tunis; it does no harm to include it. A mistake in your account number is harder to fix than you might think.

Money from abroad does not always arrive in full. Charges on incoming payments vary per bank – the price list of Banque Franco Tunisienne tells you what applies. Agree with the sender who covers the fees.