Akbank T.a.s. SWIFT/BIC code

Akbank T.a.s. SWIFT code: AKBKTRIS

The 8-character code AKBKTRIS and the full code AKBKTRISXXX identify one and the same institution: Akbank T.a.s., with its head office in Istanbul. Banks worldwide use these codes to direct international transfers to the correct institution. In practice you usually come across it on invoices from abroad, in your banking app and on the account details that Akbank T.a.s. provides.

We wrote this page to help people who pays into an account at Akbank T.a.s. without mistakes. The SWIFT code on its own cannot identify a personal account; for that you need the IBAN or account number is for.

What to give a sender who pays you at Akbank T.a.s.

Someone abroad who wants to pay you needs several details from you, and missing ones are a common cause of delays. That means: your full name exactly as it appears on the account, your account number or IBAN, the SWIFT/BIC code AKBKTRISXXX and, often, your address.

Some banks want the address of Akbank T.a.s. in Istanbul. Check every detail before you send them.

What lands in your account can be lower than what was sent. Intermediary banks may deduct a fee, Akbank T.a.s. may charge for incoming payments, and when currencies differ, an exchange rate margin applies. Make clear with the sender who covers the fees.

What a transfer from Akbank T.a.s. abroad really costs

What you pay for an international transfer is made up of several parts. You pay the transfer fee, sometimes fees charged by intermediary banks along the way and, above all, the margin on the exchange rate if the currency changes.

The markup on the rate is often the largest item, and it is easy to miss. An easy check: put the bank’s rate against the mid-market rate and look at the difference.

Specialised transfer providers frequently offer rates closer to the mid-market rate and lower fees. GoldexPay compares these services side by side so you can see the amount the recipient gets before you commit. Choosing a specialist does not require closing your account at Akbank T.a.s..

How to check AKBKTRIS before you pay

Have the recipient send you their bank details straight from their banking app. When the code you were given does not match AKBKTRIS or AKBKTRISXXX, stop and ask: check with the recipient or with Akbank T.a.s. directly.

An incorrect BIC may lead to a delay, a returned payment or additional charges for investigation. An error in the IBAN or account number is a bigger problem because it can reach the wrong person; check it just as carefully.

Most online banking apps validate the structure of an IBAN and some suggest the matching BIC. More and more banks compare the name against the account. A small test payment can be worth it for large sums.

What the XXX in AKBKTRISXXX means

A SWIFT code is made up of fixed blocks: the first four letters stand for the bank, the next two give the country and characters seven and eight mark the location. The result is AKBKTRIS, the short form of the code.

The full version adds a three-character extension for a branch or department. If the last three are XXX, they simply mean the head office.

In practice the code is written in capitals. A wrong character can send the money to another bank, so check it twice.

Watch out for payment fraud

Scammers regularly use payment requests containing new bank details, sometimes in an email that looks completely genuine. The fact that AKBKTRIS exists is no guarantee that a request mentioning it is legitimate – fraudsters use real bank codes as well.

Check new payment details through a different channel like a call to a number from an earlier contract, never via the email that asked for the change. Urgency or requests to keep it quiet tend to be warning signs – a real supplier can wait a day. Acted too fast? Contact the bank you paid from without delay and have them start a recall.

People receiving money are targeted too: a classic trick is a buyer who pays too much and then sends a request to send back the difference to another account. A payment confirmation from the sender is no proof.

Where our SWIFT data comes from

This directory draws on public sources and is updated regularly. It can happen that information here is out of date. Counts and locations come from our directory.

Treat our directory on this page as a helpful check. GoldexPay is an independent comparison site for money transfers and not affiliated with Akbank T.a.s.. Spotted an error? Let us know via our contact form so we can correct it.

Tracking a transfer to or from Akbank T.a.s.

An international transfer usually takes one to a few business days. Transfers sent late in the day or just before a weekend or public holiday often go out a business day later. Compliance checks by one of the banks may also add some delay, even when all details are correct.

When a payment takes longer than expected, contact your bank for the tracking status. Keep your transfer receipt; it contains the details a bank needs to start a trace.

If a payment has not arrived within the expected time, the sender needs to contact the bank that sent it rather than Akbank T.a.s.. On the receiving end, it helps to check your account for a partial amount because fees can reduce the amount.

Paying into Akbank T.a.s. in TRY

Türkiye uses the Turkish Lira (TRY). Money sent in a different currency will be exchanged into TRY – and the bank that does it picks the rate. Each conversion costs the amount.

Which bank converts the payment makes a difference: every bank has its own margin. Sending the amount already in TRY usually avoids an extra conversion by Akbank T.a.s..

The TRY rate changes constantly. If you pay regularly, a slightly better rate make a real difference over a year.

Choosing between the 20 SWIFT codes of Akbank T.a.s.

We have 20 SWIFT/BIC codes for Akbank T.a.s.. Besides the head office code AKBKTRISXXX, there are codes for branches, departments or specific services.

Usually there is no need to pick a branch: transfers addressed to AKBKTRISXXX are routed within Akbank T.a.s. without problems. When you receive a specific code, use it as it is rather than swapping it for the head office code.

When in doubt, check with the recipient for the exact BIC in their bank details. Branch codes are more likely to change than the head office code when a bank merges or closes offices.