ING Bank A.s. (Formerly Oyak Bank A.s.) SWIFT/BIC code

What INGBTRIS means for a payment to ING Bank A.s. (Formerly Oyak Bank A.s.)

The short code INGBTRIS and the 11-character code INGBTRISXXX identify the same bank: ING Bank A.s. (Formerly Oyak Bank A.s.), with its head office in Istanbul. A SWIFT code tells the banks handling a payment exactly which bank is meant to get the money, a bit like a postal address for banks. You will need it mostly when dealing with transfers between countries or a currency.

This page is meant to help anyone who sends money to an account at ING Bank A.s. (Formerly Oyak Bank A.s.) without mistakes. The SWIFT code alone cannot identify a personal account; that is what the account number or IBAN .

Incoming international payments to ING Bank A.s. (Formerly Oyak Bank A.s.)

A sender in another country will ask for a few details about your account. Give them the account holder’s name, the IBAN or account number, SWIFT code INGBTRISXXX and your address, which some banks require.

The sender’s bank may request the bank address of ING Bank A.s. (Formerly Oyak Bank A.s.); the head office in Istanbul is usually fine. Double-check every detail before you send them – a sender rarely spots a mistake in someone else’s details.

Money from abroad does not always arrive for the full amount. Intermediary banks may deduct a fee, ING Bank A.s. (Formerly Oyak Bank A.s.) may charge for incoming payments, and if the money is converted, a markup on the rate applies. Agree with the sender who pays which costs, especially for larger amounts.

Scams that use SWIFT codes

One of the most common tricks goes like this: an email arrives with a message claiming that a company has a new bank account. The fact that INGBTRIS exists is no guarantee that the account is genuine.

Never rely on a phone number in the same message that contains the change. Pressure or secrecy are red flags. Acted too fast? Contact the bank you paid from without delay and ask them to start a recall and report the fraud.

Fraud also target the receiver: someone sends more than agreed and asks you to return the difference. Wait until the money has really arrived and check with ING Bank A.s. (Formerly Oyak Bank A.s.) if anything seems off.

Head office or branch code at ING Bank A.s. (Formerly Oyak Bank A.s.)?

Our database contains 267 SWIFT/BIC codes for ING Bank A.s. (Formerly Oyak Bank A.s.), spread over 94 cities. Besides the head office code INGBTRISXXX, you will find codes for regional offices and specialised units.

Unless the recipient tells you otherwise, go with INGBTRISXXX or its short form INGBTRIS. Branch codes are only needed when the recipient’s bank specifically mentions it.

The safest route is to copy the code straight from the account holder’s invoice. Branch codes are more likely to change than INGBTRISXXX when a bank merges or closes offices.

Paying into ING Bank A.s. (Formerly Oyak Bank A.s.) in TRY

The currency of Türkiye is the Turkish Lira (TRY). Money sent in a different currency is converted into TRY on its way to ING Bank A.s. (Formerly Oyak Bank A.s.), and whoever converts it chooses the rate. You rarely see a separate line for the conversion – the cost sits in the rate.

Where the conversion happens affects the final amount, as rates and margins differ per bank. Compare what TRY the recipient gets via different services; the difference between options can be larger than you expect.

The rate for TRY changes throughout the day. On larger amounts, a small difference in the rate can be worth more than the fee.

INGBTRIS or INGBTRISXXX – which one to use?

Every SWIFT/BIC code has an 8-character core: four letters for the bank, two letters for the country and a two-character location code. The result is INGBTRIS for ING Bank A.s. (Formerly Oyak Bank A.s.).

Most banks and apps accept either length. If a form asks for eleven characters, use INGBTRISXXX.

Enter the code in one piece, in capitals and without spaces, exactly as shown here. Pasting the code is safer than retyping it.

When will the money arrive at ING Bank A.s. (Formerly Oyak Bank A.s.)?

How fast a payment arrives at ING Bank A.s. (Formerly Oyak Bank A.s.) is determined by a few things: which currency you send, how many intermediary banks are involved, cut-off times and differences in time zone. Bank holidays in the sending or receiving country add a day or more, since banks do not process on those days. Sometimes a bank wants to know about the purpose of a payment, which can hold things up.

Many banks are connected to SWIFT gpi. Every payment gets a unique transaction reference, the UETR, which your bank can use to see where the money is. Keep your transfer receipt until the recipient confirms; it contains the details a bank needs to start a trace.

Only the sending bank can start an official trace. On the receiving end, it helps to look at your account for a slightly lower amount, since fees may have been deducted.

Sending money abroad from ING Bank A.s. (Formerly Oyak Bank A.s.)

An international bank payment can cost rather more than the fee suggests. You pay the fee for the transfer itself, possibly charges from correspondent banks in between and, above all, the margin on the exchange rate.

That exchange rate margin tends to be the biggest cost. An easy check: put the rate you get against the mid-market rate and look at the difference.

Specialist money transfer services often offer a rate near the mid-market rate with clearer fees. Before your next transfer, it is worth comparing what arrives via GoldexPay. You can always use your account at ING Bank A.s. (Formerly Oyak Bank A.s.) to fund the transfer.

Verifying the SWIFT code of ING Bank A.s. (Formerly Oyak Bank A.s.)

Ask the recipient to copy the bank details straight from their banking app. When the code you were given differs from INGBTRIS or INGBTRISXXX, stop and ask – contact the recipient or ING Bank A.s. (Formerly Oyak Bank A.s.).

If the code is wrong, the transfer might be delayed, be returned or end up costing more, and tracing it can take weeks. An error in the account number can be a bigger problem; check it just as carefully.

Many banking apps check the format of an IBAN. More and more banks compare the payee name with the account; take any warning seriously. Sending a small amount first can be worth it for large sums, even if it costs an extra fee.

How up to date is this code?

We collect bank codes using public sources and update our list from time to time. It is possible that information on this page is no longer current, for example after a merger. The figures we show reflect what is in our directory, not official figures from ING Bank A.s. (Formerly Oyak Bank A.s.).

Before any payment that matters, always check the code with ING Bank A.s. (Formerly Oyak Bank A.s.) or the recipient. GoldexPay is a comparison service and not affiliated with ING Bank A.s. (Formerly Oyak Bank A.s.). Should you notice something that is out of date, we welcome a short note.