Finansbank A.s. SWIFT/BIC code

SWIFT/BIC code of Finansbank A.s.

The short code FNNBTRIS and the 11-character code FNNBTRISXXX identify the same bank: Finansbank A.s.. A BIC has a single purpose: it makes sure that money from abroad reaches the right bank. In practice you usually see the code on invoices from abroad, in payment forms and on the account details that Finansbank A.s. provides.

On this page you can read how the code means, when you need it and which other details you need for a transfer to or from Finansbank A.s.. A SWIFT code identifies an institution, not a single account, which is why you always need the account number too.

Tracking a transfer to or from Finansbank A.s.

An international transfer typically takes one to a few business days, depending on the currency, the route and the banks involved. Weekends and public holidays in either country add extra days, since banks do not process on those days. Sometimes a bank wants to know about the purpose of a payment before releasing it.

If a transfer seems late, ask your bank for the status or the UETR so they can trace it along the chain. Money transfer services usually show tracking online showing where the money has got.

A delayed transfer has to be investigated from the sending side, using the payment confirmation. As a recipient, you can look at your account to see a slightly lower amount.

Paying into Finansbank A.s. in TRY

The national currency of Türkiye is the Turkish Lira (TRY). If you send money in a different currency has to be converted at some point. You rarely see a separate line for that conversion.

Which bank converts the money matters: every bank has its own margin. In many cases you pay less to send TRY straight away via a provider with a good rate.

The rate for TRY changes throughout the day and quotes are often valid only for a short time. On larger amounts, even small difference in the rate can be worth more than the fee.

What a transfer from Finansbank A.s. abroad really costs

When you send money abroad through Finansbank A.s., the visible fee is rarely all of the cost. There is the transfer fee, possibly fees charged by intermediary banks in between and, above all, the margin on the exchange rate.

The real cost is often in the rate, rather than in the fee: the bank converts at a rate that includes a margin. Compare their rate with the mid-market rate – the rate you find on financial news sites. The difference is your real conversion cost.

Money transfer services frequently offer rates closer to the mid-market rate and lower fees. Before your next transfer, take a minute to compare what arrives via GoldexPay instead of going straight to your bank. You can still keep your account at Finansbank A.s. as the source of the money, while a cheaper service handles the conversion.

Where our SWIFT data comes from

The directory on GoldexPay draws on public sources. Institutions reorganise, close branches and retire codes, and a directory never catches every change immediately. The figures on this page reflect what is in our directory.

Use this page as a reference, rather than as the final word. GoldexPay is not affiliated with Finansbank A.s.; we are a comparison site for money transfers. Spotted an error? Let us know via our contact form.

What to give a sender who pays you at Finansbank A.s.

For a transfer from abroad into your account at Finansbank A.s., the sender has to have more than the BIC. Give them your name as the bank knows it, your account number or IBAN, the BIC FNNBTRISXXX and your address, which some banks require.

The sender’s bank might also ask for the address of your bank, in which case the Istanbul head office is the usual answer. Double-check every detail before you send them, because the sender’s bank usually copies them as is.

Expect that the incoming amount is below what the sender paid. Correspondent banks can take a fee and your own bank may charge for processing, and if the currency changes, an exchange rate margin comes on top. For business payments, you can agree who bears the costs.

8 or 11 characters: FNNBTRIS versus FNNBTRISXXX

Each SWIFT/BIC code starts with an 8-character core: a four-letter bank code, a two-letter country code and a two-character location code. For Finansbank A.s., that core is FNNBTRIS.

The 11-character version has three more characters for a branch or department. When those three characters are XXX, the code points to the head office, which is why FNNBTRISXXX and FNNBTRIS lead to the same place.

Type the code as one block, in capitals and without spaces, exactly as shown here. Look out for the letter O and the digit 0 or I versus 1, a common source of typos.

Scams that use SWIFT codes

Be wary when someone unexpectedly asks you to send money to a different account or a bank in another country. That FNNBTRIS is a real code does not mean that a request mentioning it is legitimate – fraudsters use real bank codes as well.

Do not rely on a phone number in the same message that announces the new account. Urgency or requests to keep it quiet tend to be red flags. Acted too fast? Call your bank straight away and have them try to recall the payment.

Recipients are targeted too: a classic trick is a buyer who pays too much followed by a request to send back the difference. A payment confirmation from the sender proves nothing – check your own account.

Verifying the SWIFT code of Finansbank A.s.

The most reliable place for the right code is a document from the bank itself, such as a statement or the account details in online banking. Check it with FNNBTRIS on this page; if they differ, ask before you pay.

A wrong SWIFT code may lead to a delay, a returned payment or extra fees for investigation. A mistake in the account number can be a bigger problem because it can reach the wrong person, so check that just as carefully.

Most online banking apps check the structure of IBANs and sometimes look up the BIC automatically – that confirms the format, not the owner. More and more banks compare the name with the account; take any warning seriously. When you pay someone new, some people start with a small test amount.

Choosing between the 56 SWIFT codes of Finansbank A.s.

Finansbank A.s. has 56 separate SWIFT/BIC codes across 25 cities. One of them is the head office code; the rest identify branches or departments.

In most cases you do not need to pick a branch: transfers sent to FNNBTRISXXX are routed within Finansbank A.s. correctly. Only use a branch code when the account holder explicitly asks for it.

The safest approach is to take the code straight from the recipient’s bank details. Branch codes can change over time.