Turkiye Cumhuriyeti Ziraat Bankasi A.s. SWIFT/BIC code

TCZBTR2A – the SWIFT/BIC code of Turkiye Cumhuriyeti Ziraat Bankasi A.s.

The short code TCZBTR2A and the 11-character code TCZBTR2AXXX refer to one and the same institution: Turkiye Cumhuriyeti Ziraat Bankasi A.s.. A SWIFT code shows every bank in the chain exactly which bank should receive the money, much like a postcode for banks. In practice you mostly come across it on invoices from abroad, in payment forms and on the account details of Turkiye Cumhuriyeti Ziraat Bankasi A.s. customers.

We wrote this page to help anyone who sends money to an account at Turkiye Cumhuriyeti Ziraat Bankasi A.s.. The SWIFT code alone cannot identify a personal account; that is what the IBAN or account number .

Paying someone abroad from your Turkiye Cumhuriyeti Ziraat Bankasi A.s. account

What you pay for a payment abroad is made up of several parts, and the transfer fee is only the most visible one. On top of the transfer fee, banks in between can deduct a fee, and if the money changes currency, the bank usually uses a rate below the actual market rate.

The markup on the rate is often the largest item. An easy check: put the bank’s rate next to the mid-market rate and work out the difference on your amount.

For many routes, a transfer service turns out to be less expensive than a traditional bank transfer. On GoldexPay we compare what recipients receive across providers. Choosing a specialist does not mean closing your account at Turkiye Cumhuriyeti Ziraat Bankasi A.s.: you simply pay the service from your account.

How long does an international transfer to Turkiye Cumhuriyeti Ziraat Bankasi A.s. take?

There is no fixed delivery time: many land the same day or the next, others take several business days. Weekends and public holidays in the sending or receiving country can add a day or more, since banks do not process on those days. Compliance checks by one of the banks can also add some delay.

If a transfer seems late, ask the sending bank for the status so they can trace it along the chain. Specialist transfer services usually provide a status online so you can see where the money has got.

If a payment has not arrived after a few business days, the person who paid needs to start with their own bank, not the receiving bank. Request from the sender the payment receipt with the date and reference – it helps your own bank look for the money.

Where our SWIFT data comes from

This directory is based on publicly available sources. Still, banks merge, rename themselves or retire codes and our data may lag behind. The number of codes we show are based on our own data, not official figures from Turkiye Cumhuriyeti Ziraat Bankasi A.s..

Treat this page as a starting point, not as the final word – the bank details from the recipient are leading. GoldexPay has no connection to Turkiye Cumhuriyeti Ziraat Bankasi A.s.; we are a comparison site for money transfers. If you notice something that is out of date, we appreciate a short note.

Is TCZBTR2A still correct? How to check

Ask the recipient to send you their bank details straight from a recent statement. Compare it with TCZBTR2A on this page and ask if anything does not match.

Mistakes in the SWIFT code are costly rather than disastrous: often the payment comes back, minus fees. A mistake in the account number can be more serious, because the money may be credited to someone else.

An automatic check by your bank merely tells you that the IBAN exists, not that it is the right account. More and more banks compare the name against the account before you confirm. Sending a small amount first is a sensible step for large sums, even if it costs an extra fee.

Sending TRY to Turkiye Cumhuriyeti Ziraat Bankasi A.s.

Türkiye pays in the Turkish Lira (TRY). Money sent in a different currency will be exchanged into TRY before it reaches the account, and whoever converts it chooses the rate. There is rarely a separate charge for that conversion – the cost sits in the rate.

Which bank converts the money makes a difference: every bank has its own margin. Compare how much TRY arrives with several services.

The rate for TRY changes throughout the day, so the amount you see is usually only valid for a short time. With bigger transfers, a seemingly small gap in the rate can be worth more than the fee.

Incoming international payments to Turkiye Cumhuriyeti Ziraat Bankasi A.s.

For an international payment into your account at Turkiye Cumhuriyeti Ziraat Bankasi A.s., the person paying you needs not just the BIC. In practice that means: your name as registered with Turkiye Cumhuriyeti Ziraat Bankasi A.s., your account number or IBAN, the SWIFT/BIC code TCZBTR2AXXX (or TCZBTR2A) and sometimes your postal address.

It helps to add Turkiye Cumhuriyeti Ziraat Bankasi A.s. and Ankara too. Check each detail before you send them, because the sender’s bank usually copies them as is.

The amount you receive is often less than what was sent. Intermediary banks may deduct a fee, Turkiye Cumhuriyeti Ziraat Bankasi A.s. may charge for incoming payments, and when currencies differ, an exchange rate margin applies. Agree with the sender who covers the fees before the money is sent.

Protect yourself against fake payment requests

Scammers often use payment requests with changed bank details sent from what looks like a familiar address. A real SWIFT code tells you nothing about who owns the account.

Before paying, confirm changed bank details by phone on a number you know, not one from the message. Urgency or secrecy are warning signs. Already paid? Contact your bank straight away and ask them to try to recall the payment.

Fraud also target the receiver. Someone claims to have sent more than agreed and wants you to refund the difference to a new account. Do not act before the money is actually in your account – ask Turkiye Cumhuriyeti Ziraat Bankasi A.s. if something looks wrong.

What the XXX in TCZBTR2AXXX means

Each SWIFT/BIC code has the same eight core characters: four letters for the bank, a two-letter country code and two characters for the location. In this case, that core is TCZBTR2A.

Most banks and apps accept either length. If a form asks for eleven characters, enter TCZBTR2AXXX, otherwise TCZBTR2A is fine.

Enter the code as one block, in capitals and without spaces. Pasting the code beats typing it by hand, because one wrong letter changes the bank.

Choosing between the 7 SWIFT codes of Turkiye Cumhuriyeti Ziraat Bankasi A.s.

We have 7 SWIFT/BIC codes for Turkiye Cumhuriyeti Ziraat Bankasi A.s. in 5 places. Next to the head office code TCZBTR2AXXX, there are codes for branches, departments or specific services.

Usually you do not need to pick a branch: transfers sent to TCZBTR2AXXX reach Turkiye Cumhuriyeti Ziraat Bankasi A.s. correctly. If you have been given a branch code, stick to it instead of swapping it for the head office code.

The best way is to copy the code straight from the account holder’s statement. Branch codes are more likely to be retired than the head office code.