HSBC Bank A.s. SWIFT/BIC code

SWIFT/BIC code of HSBC Bank A.s.

If an invoice shows HSBCTRIX or HSBCTRIXXXX, you are looking at the identical identifier for HSBC Bank A.s. in Türkiye. A BIC does one job: it makes sure that money from abroad ends up at the right bank. It comes up mostly when dealing with payments that cross a border and payments in foreign currencies.

On this page you will find how the code means, when you need it and which other details you need for a transfer to or from HSBC Bank A.s.. The BIC names an institution, not a single account.

A note on our data

This directory is based on publicly available sources and is updated regularly. Even so, banks merge or change codes and our data may lag behind. The figures on this page are based on our own data, not official figures from HSBC Bank A.s..

Treat our data as a starting point, not as the last word: the recipient’s bank details come first. GoldexPay has no connection to HSBC Bank A.s.; we are a comparison site for money transfers. Should you notice a mistake, we welcome a short note.

How to check HSBCTRIX before you pay

Ask the recipient to copy the account details directly from a recent statement. Check it with HSBCTRIX on this page and ask if anything does not match.

Errors in the BIC tend to be annoying rather than fatal. A mistake in the IBAN or account number can be a bigger problem because it can reach the wrong person.

Most online banking apps validate the structure of IBANs and sometimes look up the BIC automatically. Some banks now compare the name with the account before you confirm; take any warning seriously. A small test payment is worth it for large sums.

International transfers from HSBC Bank A.s.: the real cost

What you pay for an international transfer has more than one component – not just the fee on your screen. You pay the fee for the transfer itself, possibly fees charged by intermediary banks in between and, above all, the exchange rate markup when the money is converted.

Most of the cost usually sits in the exchange rate, not in the fee: the bank converts using an exchange rate that includes a margin. Compare the rate you are offered with the mid-market rate – the rate you find on financial news sites.

Money transfer services often offer a rate near the mid-market rate. GoldexPay compares transfer providers next to each other so you can see the amount the recipient gets before you commit. Using a transfer service does not require leaving HSBC Bank A.s.: you simply pay the service from your account.

Which of the 7 codes of HSBC Bank A.s. do you need?

Our database contains 7 SWIFT/BIC codes for HSBC Bank A.s.. Besides the head office code HSBCTRIXXXX, there are codes for regional offices and specialised units.

For most incoming transfers, the head office code HSBCTRIXXXX is what you need. Branch codes are only needed when the account holder explicitly asks for it, which is more common for business accounts and specialised services.

Not sure which code applies? Check with the recipient, or look at a recent statement from HSBC Bank A.s.. Branch codes are more likely to be retired than HSBCTRIXXXX when a bank merges or closes offices.

Scams that use SWIFT codes

One of the most common tricks works like this: an email arrives with a request claiming that a supplier has a new bank account and that the next payment should go there. The fact that HSBCTRIX exists is no guarantee that a request mentioning it is genuine; criminals use the codes of real banks too.

Check new payment details via a separate channel like a call to a number from an earlier contract. Pressure or requests to keep it quiet are warning signs. If a payment was sent to a fraudster, call your bank right away: the sooner they act, the better the chance of a recall.

Scams also target the receiver. Someone sends too much and asks you to refund the difference to a new account. A screenshot of a transfer proves nothing – check your own account.

Transfer times and tracking a payment to HSBC Bank A.s.

An international transfer usually takes anywhere from one to several business days, depending on the currency, the route and the banks involved. Transfers sent after the cut-off time or just before weekends and holidays usually start the next business day. Sometimes a bank asks about the purpose of a payment, which can hold things up.

If the money seems delayed, contact the sending bank about the status and the transaction reference so they can trace it along the chain. Specialist transfer services usually provide tracking in their app showing how far the money has got.

If the money does not arrive after a few business days, the person who paid should start with their own bank. Request from the sender the payment receipt including the reference; that often settles the question quickly.

Why HSBC Bank A.s. has an 8- and an 11-character code

The layout of a BIC never changes: a bank code of four letters, two for the country and two for the location, sometimes followed by a branch code. Together, those parts make up HSBCTRIX.

The long version adds three more characters that identify a branch or department. If the last three are XXX, they simply mean the head office, so HSBCTRIXXXX and HSBCTRIX are interchangeable.

Type the code in one piece, in upper case and without separators, exactly as shown here. Watch for the letter O and the digit 0 and I versus 1, a common source of typos.

Receiving money from abroad at HSBC Bank A.s.

To receive an international payment at HSBC Bank A.s., the sender needs not just the BIC. The basics are: the account holder’s name, IBAN or account number, HSBCTRIXXXX or HSBCTRIX and, for some countries, your home address.

Certain banks also ask for the bank’s address; it does no harm to include it. Double-check the details before you send them.

Expect that the amount credited is smaller than the amount on the sender’s receipt. Correspondent banks can take a fee and your own bank may charge for processing, and when currencies differ, a markup on the rate comes on top. For business payments, you can state how the fees are split, so that nobody is left short.

Paying into HSBC Bank A.s. in TRY

The currency of Türkiye is the Turkish Lira (TRY). Money sent in a different currency will be converted into TRY, and whoever converts it chooses the rate. You rarely see a separate line for the conversion; it is built into the rate.

Who does the conversion affects the final amount, as rates and margins differ per bank. In many cases you pay less to send TRY straight away via a provider that converts near the mid-market rate rather than letting the receiving bank convert.

Rates for TRY change during the day, and some providers let you lock in a rate. If you pay regularly, small differences in the rate make a real difference over time.