Turkish Bank A.s. SWIFT/BIC code

SWIFT/BIC code of Turkish Bank A.s.

If an invoice shows TUBATRIS or TUBATRISXXX, you are looking at the identical address for Turkish Bank A.s. in Türkiye. The code does one job: it ensures that an international payment reaches the right bank. In daily life you mostly come across the code on invoices from abroad, in payment forms and on the account details of Turkish Bank A.s. customers.

We wrote this page to help anyone who receives money at an account at Turkish Bank A.s.. Remember that the SWIFT code only identifies the bank, not the account: the account number or IBAN takes care of that.

About this information

We gather bank codes using public sources and update them regularly. Institutions merge, change names and change codes, and a directory never catches every change immediately. Figures such as the number of codes are from our own dataset.

Treat this page as a reference, not as the last word – the bank details from the recipient are leading. GoldexPay is a comparison service for money transfers and not part of Turkish Bank A.s.. Should you notice something that is out of date, we welcome a message.

Incoming international payments to Turkish Bank A.s.

A sender in another country needs a few details about your account, and missing ones are a common cause of delays. The basics are: your name, account number or IBAN, TUBATRISXXX and often your home address.

Some banks also ask for the address of Turkish Bank A.s.. Double-check each detail before you share them, because the sender’s bank usually copies them as is.

The amount you receive is often lower than what was sent. Correspondent banks can take a fee and your own bank may charge for processing, and if the currency changes, an exchange rate margin comes on top. On invoices, you can agree who bears the costs.

Why Turkish Bank A.s. has an 8- and an 11-character code

The layout of a BIC is always the same: a bank code of four letters, two for the country and a two-character location code. Combined, these eight characters form TUBATRIS, the code most people search for.

Most banks and apps accept either length. If yours asks for eleven characters, enter TUBATRISXXX.

Type the code as one block, in capitals and without spaces, exactly as shown here. Copying the code beats retyping it.

Verifying the SWIFT code of Turkish Bank A.s.

The most reliable source for a SWIFT code is the bank details provided by the recipient. Check it against TUBATRIS here; if they differ, ask before you pay.

Mistakes in the SWIFT code are annoying rather than fatal: often the payment comes back, minus fees. Do not forget the account number: an error there is more difficult to correct than a wrong BIC.

A format check in your banking app only tells you that the code is valid. If your bank offers it, a name check before sending adds an extra layer of safety. A small test payment is worth it for large sums.

Watch out for payment fraud

Fraudsters regularly send payment requests with changed bank details sent from what looks like a familiar address. That TUBATRIS is a real code does not mean that a request mentioning it is legitimate – fraudsters use real bank codes as well.

Do not trust a phone number in the same message that announces the change. Pressure and secrecy tend to be warning signs; a genuine business can wait for you to check. If money was sent to a fraudster, call your bank right away: the sooner they act, the better the chance of a recall.

Fraud can also target the receiver. Someone sends too much and asks you to return the difference via a different route. Wait until the money has really arrived – ask Turkish Bank A.s. if something looks wrong.

Head office or branch code at Turkish Bank A.s.?

We have 2 SWIFT/BIC codes for Turkish Bank A.s. in 1 places. Next to the head office code TUBATRISXXX, you will find codes for branches, departments or specific services.

For the vast majority of payments to a private or business account, the head office code TUBATRISXXX is the right choice. If you have been given a specific code, stick to it rather than swapping it with the head office code.

The safest route is to copy the code directly from the account holder’s invoice. Branch codes are more prone to be retired than the head office code.

When will the money arrive at Turkish Bank A.s.?

How quickly a payment arrives at Turkish Bank A.s. is determined by several factors: the currency, how many intermediary banks are involved, cut-off times and differences in time zone. Weekends and public holidays in the sending or receiving country add a day or more, since banks do not process on those days. Compliance checks on larger or unusual payments can also cause some delay, even when all details are correct.

If the money seems late, ask the sending bank about the tracking status and the transaction reference. Specialist transfer services often provide a status in their app showing how far the payment is.

If a payment has not arrived after a few business days, the sender needs to contact their own bank rather than Turkish Bank A.s.. Request from the sender the payment receipt with the date and reference; that often settles the question quickly.

Sending money abroad from Turkish Bank A.s.

A bank transfer abroad can cost more than the listed fee. There is the fee for the transfer itself, possibly fees charged by intermediary banks along the way and, above all, the margin on the exchange rate when the money is converted.

Banks rarely show their exchange rate markup separately, but you pay it all the same. A simple test: put the rate you get next to the mid-market rate and look at the difference.

For a lot of currency pairs, a transfer service is cheaper than a traditional bank transfer. GoldexPay compares transfer providers next to each other, showing what actually arrives. Using a transfer service does not mean leaving Turkish Bank A.s..

Turkish Lira (TRY) and conversion costs

The national currency of Türkiye is the Turkish Lira (TRY). A payment in a foreign currency will be converted into TRY before it reaches the account – and the bank that does it picks the rate. There is rarely a separate charge for that conversion; it is built into the rate.

Who converts the money makes a difference, because each party uses its own rate. Compare what TRY arrives with different services.

Exchange rates move during the day. For recurring payments, a slightly better rate make a real difference over a year.