Turkiye Ihracat Kredi Bankasi (Turk Eximbank) SWIFT/BIC code

TIKBTR2A – the SWIFT/BIC code of Turkiye Ihracat Kredi Bankasi (Turk Eximbank)

The 8-character code TIKBTR2A and the 11-character code TIKBTR2AXXX refer to one and the same institution: Turkiye Ihracat Kredi Bankasi (Turk Eximbank) in Istanbul, Türkiye. A SWIFT code shows the banks handling a payment which institution should receive the money. You will need it mainly for payments that cross a border or a currency.

We wrote this page to help anyone who receives money at an account at Turkiye Ihracat Kredi Bankasi (Turk Eximbank) without mistakes. Remember that the SWIFT code only identifies the bank, not the account: the account number or IBAN takes care of that.

TIKBTR2A or TIKBTR2AXXX – which one to use?

A BIC is made up of a few fixed parts: characters one to four stand for the bank, characters five and six give the country and the two after that indicate the location. That gives you TIKBTR2A, the short form of the code.

Most payment forms work with either length. If yours asks for eleven characters, enter TIKBTR2AXXX; if it wants eight, use TIKBTR2A.

Enter the code in one piece, in capitals and without spaces, exactly as shown here. A single letter may route a payment to a different institution, so copy it carefully.

Scams that use SWIFT codes

Criminals often use payment requests with changed bank details, sometimes in an email that looks completely genuine. That TIKBTR2A is a real code is no guarantee that a request mentioning it is legitimate; criminals use the codes of real banks too.

Never rely on a phone number from the same email that contains the change. Urgency or secrecy tend to be red flags – a real supplier can wait a day. Acted too fast? Contact your bank without delay and ask them to start a recall and report the fraud.

Scams can also work the other way: someone claims to have sent more than agreed and wants you to return the difference. A payment confirmation from the sender proves nothing; only your own account shows what has arrived.

How to check TIKBTR2A before you pay

The most reliable source for a SWIFT code is the bank details provided by the recipient: an invoice, a bank statement or their online banking. If the code you have does not match TIKBTR2A or TIKBTR2AXXX, stop and ask.

Errors in the BIC are costly rather than fatal – usually the money comes back, minus fees and time lost. Remember the IBAN: an error there can be harder to correct than a wrong code.

Most online banking apps validate the structure of IBANs and sometimes look up the BIC automatically – that confirms the format, not the owner. Where available, a payee name check on the recipient gives an extra layer of safety. A small test payment can be worth it for large sums, even if it costs an extra fee.

Receiving money from abroad at Turkiye Ihracat Kredi Bankasi (Turk Eximbank)

For an international payment at Turkiye Ihracat Kredi Bankasi (Turk Eximbank), the person paying you has to have more than the SWIFT code. What they need is: the account holder’s name, IBAN or account number, TIKBTR2AXXX or TIKBTR2A and in many cases your home address.

Certain banks want the bank’s address. A typo in the IBAN can be harder to fix than you might think; copy them from your banking app rather than typing.

An incoming payment does not always land in full. Fees for incoming transfers differ from bank to bank; check the price list of Turkiye Ihracat Kredi Bankasi (Turk Eximbank). For business payments, it is common to state who bears the costs to avoid a shortfall.

Paying someone abroad from your Turkiye Ihracat Kredi Bankasi (Turk Eximbank) account

If you send money abroad through Turkiye Ihracat Kredi Bankasi (Turk Eximbank), the fee you see is rarely all of the cost. Besides a fixed fee, correspondent or intermediary banks may take a cut, and when the money changes currency the bank often uses a rate below the actual market rate.

Many banks do not show their exchange rate markup as a cost, but you pay it all the same. Compare their rate with the mid-market rate, the midpoint between buy and sell rates you see on financial sites.

For many currency pairs, a specialist provider turns out to be cheaper than a traditional bank transfer. Next time you send money, it is worth to compare the total cost via GoldexPay rather than accepting the bank’s rate by default. You can always keep your account at Turkiye Ihracat Kredi Bankasi (Turk Eximbank) as the source of the money; only the conversion and sending happen elsewhere.

About this information

We gather SWIFT/BIC codes using publicly available data and update them from time to time. Even so, banks merge, rename themselves or change codes, so information can be out of date. Counts and locations are from our own dataset and are not confirmed by Turkiye Ihracat Kredi Bankasi (Turk Eximbank).

Treat this page as a starting point, not as the final word – the bank details from the recipient are leading. GoldexPay is independent of Turkiye Ihracat Kredi Bankasi (Turk Eximbank). Found outdated information? Tell us via our contact form so we can correct it.

When will the money arrive at Turkiye Ihracat Kredi Bankasi (Turk Eximbank)?

How fast a payment arrives at Turkiye Ihracat Kredi Bankasi (Turk Eximbank) is determined by several factors: which currency you send, the number of banks in between, cut-off times and time zones. Bank holidays in either country can add extra days, since banks do not process on those days. Occasionally a bank wants to know what the payment is for, which can hold things up.

Many banks use SWIFT gpi. Every gpi transfer gets a unique transaction reference, the UETR, which your bank can use to see where the money is. Money transfer services usually provide tracking in their app showing where the payment is.

If a payment has not arrived within the expected time, the sender should start with the bank that sent it, not the receiving bank. On the receiving end, you can look at your account for a partial amount.

Sending TRY to Turkiye Ihracat Kredi Bankasi (Turk Eximbank)

Accounts at Turkiye Ihracat Kredi Bankasi (Turk Eximbank) are typically held in TRY, the national currency of Türkiye. Money sent in a different currency will be exchanged into TRY before it reaches the account. You rarely see a separate line for the conversion; it is built into the rate.

Who does the conversion affects how much arrives, as rates and margins differ per bank. Sending the money directly in TRY usually prevents a second conversion at the receiving end.

Exchange rates change all the time. With bigger transfers, a seemingly small difference in the rate adds up quickly.

Choosing between the 2 SWIFT codes of Turkiye Ihracat Kredi Bankasi (Turk Eximbank)

Having 2 codes, Turkiye Ihracat Kredi Bankasi (Turk Eximbank) belongs to the banks that use individual codes for parts of the organisation and departments. The main code remains TIKBTR2AXXX.

For the vast majority of payments to a private or business account, the head office code TIKBTR2AXXX is what you need. Only use a branch code when the account holder gives you that exact code.

The safest route is to take the code directly from the account holder’s invoice. Branch codes can change over time.