Turkiye Is Bankasi A.s. SWIFT/BIC code

What ISBKTRIS means for a payment to Turkiye Is Bankasi A.s.

The 8-character code ISBKTRIS and the 11-character code ISBKTRISXXX refer to the same bank: Turkiye Is Bankasi A.s. in Istanbul, Türkiye. A BIC has a single purpose: it ensures that a cross-border transfer reaches the right bank. In practice you usually come across the code on international invoices, in payment forms and on the account details of Turkiye Is Bankasi A.s. customers.

On this page we explain what the code is put together, when it matters and which other details you need for a transfer to or from Turkiye Is Bankasi A.s.. Remember that the BIC just identifies the bank, not the person: the account number or IBAN does that part.

Choosing between the 4 SWIFT codes of Turkiye Is Bankasi A.s.

Our database contains 4 SWIFT/BIC codes for Turkiye Is Bankasi A.s.. Besides the head office code ISBKTRISXXX, there are codes for branches, departments or specific services.

Usually there is no need to pick a branch: payments sent to ISBKTRISXXX are routed within Turkiye Is Bankasi A.s. without problems. Only use a branch code when the account holder explicitly asks for it, for example on an invoice or in their bank details.

The best way is to take the code straight from the recipient’s statement. Codes for branches are more likely to be retired than the head office code.

Tracking a transfer to or from Turkiye Is Bankasi A.s.

How quickly a payment arrives at Turkiye Is Bankasi A.s. is determined by a few things: which currency you send, how many intermediary banks are involved, daily processing deadlines and differences in time zone. Transfers sent late in the day or on weekends and holidays often go out a business day later. Compliance checks on larger or unusual payments can also add a delay, even when all details are correct.

When a payment takes longer than expected, contact your bank about the status so they can trace it along the chain. Keep your transfer receipt until the recipient confirms – you will need it for any trace request.

A missing payment has to be investigated from the sending side. As a recipient, you can check your statements for a partial amount.

The Turkish Lira and what conversion costs you

Most accounts at Turkiye Is Bankasi A.s. are usually held in TRY, the local currency. Money sent in a different currency is exchanged into TRY before it reaches the account. Every conversion eats into the amount – usually through the rate rather than a fee.

Who converts the payment matters, because each party uses its own rate. Sending the money directly in TRY usually avoids a second conversion – as long as your own rate is good.

Exchange rates change all the time – some services let you fix a rate in advance. With bigger transfers, even small difference in the rate adds up quickly.

Incoming international payments to Turkiye Is Bankasi A.s.

A sender in another country needs a few details from you. That means: your full name as registered with Turkiye Is Bankasi A.s., your account number or IBAN, the SWIFT/BIC code ISBKTRISXXX and, often, your postal address.

It helps to include the bank name and Istanbul as well, since some forms ask for it. A typo in your account number is harder to fix than you might think, so copy the details from your online banking.

What lands in your account can be lower than what was sent. Correspondent banks can take a fee and your own bank may charge for processing, and if the money is converted, a markup on the rate comes on top. Make clear with the sender who covers the fees.

Why Turkiye Is Bankasi A.s. has an 8- and an 11-character code

The structure of every SWIFT code never changes: a bank code of four letters, two for the country and a two-character location code, plus an optional branch code. Combined, those parts make up ISBKTRIS – the version you usually see online.

The full version has three more characters that identify a branch or department. When those three characters are XXX, they simply mean the head office, so ISBKTRISXXX and ISBKTRIS are interchangeable.

Enter the code as one block, in upper case and without separators. A wrong letter can send the money to another bank, so check it twice.

Sending money abroad from Turkiye Is Bankasi A.s.

The price of a payment abroad has several parts – not just the fee on your screen. There is the transfer fee, possibly charges from correspondent banks in between and, most importantly, the exchange rate markup.

Banks rarely show their exchange rate markup separately, but you pay it all the same. A simple test: set the bank’s rate against the mid-market rate and look at the difference.

For many routes, a transfer service turns out to be less expensive than a bank. GoldexPay lists transfer providers side by side so you can see the amount the recipient gets. You can always use your account at Turkiye Is Bankasi A.s. as the source of the money, while a cheaper service handles the conversion.

About this information

The codes here come from publicly available data. It is possible that information here is out of date. The figures on this page reflect what is in our directory, not official figures from Turkiye Is Bankasi A.s..

Use this page as a reference, rather than as the final word. GoldexPay is a comparison service and not affiliated with Turkiye Is Bankasi A.s.. Spotted an error? Let us know through the contact page and we will look into it.

Protect yourself against fake payment requests

Scammers often send fake invoices with new bank details, sometimes in an email that looks completely genuine. The fact that ISBKTRIS exists does not mean that the account is legitimate; criminals use the codes of real banks too.

Never rely on contact details from the same email that announces the change. Watch out for time pressure, unusual wording or a sender address that is slightly off. Acted too fast? Call the bank you paid from without delay and have them try to recall the payment and report the fraud.

Recipients can be targeted as well: one known trick is an overpayment and then sends a request to refund the difference to another account. A screenshot of a transfer is no proof – check your own account.

Is ISBKTRIS still correct? How to check

Have the recipient send you the bank details directly from their banking app. Compare it with ISBKTRIS here and ask if anything does not match.

With a wrong code, the transfer may be delayed, bounce back or cost extra. Remember the account number: a mistake there can be more difficult to correct than a wrong BIC.

A format check by your bank merely confirms that the IBAN is valid. Some banks now compare the payee name with the account before you confirm. A small test payment can be worth it for large sums, even if it costs an extra fee.