SWIFT/BIC codes in United States: banks starting with G

SWIFT/BIC codes in United States

In United States we have 5781 SWIFT/BIC codes, spread over 3498 institutions. A BIC shows the banks handling a transfer which institution should receive an international payment.

Pick a bank below to see the head office code and its other codes along with tips for payments to and from that bank. Further down we explain how a code from United States is put together, how to send money there at a fair price and how to check a code before you pay.

How reliable is this list?

Have the recipient send you their bank details directly from their online banking. If the code you have differs from the code listed here, do not guess – contact the recipient or their bank.

This list draws on publicly available sources that we update periodically. Banks merge, close branches and change codes – a directory can be a step behind. Treat our data as a starting point; the recipient’s bank details are leading. GoldexPay is a comparison service.

Be wary of payment requests with changed bank details – a common fraud method. A valid BIC tells you nothing about who owns the account.

How SWIFT codes from United States are built

Each SWIFT/BIC code has eight or eleven characters. Characters one to four stand for the bank, the fifth and sixth characters form the country code and the next two mark the location.

You can recognise a code from United States from the fifth and sixth characters: they always show the ISO country code of United States. A code with a different country code belong to another country, even if the bank name looks familiar.

The optional last three characters stand for a branch or department; XXX means the head office. In most cases the head office code is what you need, unless the recipient gives you a branch code.

Banks in United States starting with :letter

This filter limits the list down to banks from United States that begin with :letter. The totals on this page apply to all 3498 banks.

Many institutions are listed under their legal name, which may start with words like Bank or Banco, so the letter can differ from what you expect. Use the full list for United States if you are not sure how the name is spelled.

Sending money to United States for less

An international bank payment to United States can cost more than you think. You pay a transfer fee, sometimes charges from intermediary banks and, above all, the margin on the exchange rate.

The real cost is often in the rate – the bank builds a margin into its rate. Check the bank’s rate with the mid-market rate that you find on financial sites. The difference is your real cost.

For many routes, a specialist provider turns out to be less expensive than a bank – mostly thanks to the exchange rate. On GoldexPay we compare the amount that arrives in United States across providers, which makes the cheapest option easy to spot.

Why a transfer to United States needs a SWIFT code

To pay into United States you will usually need a SWIFT/BIC code. Without it, most banks cannot process the transfer at all.

Not all countries use IBAN numbers; in that case the local account number is used instead. Check with the recipient exactly which details their bank requires for incoming international payments. SWIFT payments sometimes go via one or more intermediary banks and fees can be taken along the way.

Most SWIFT codes in United States: Citadel Investment Group, L.l.c.

Among the 3498 institutions we list, Citadel Investment Group, L.l.c. holds the largest number of SWIFT/BIC codes in United States. Its head office code is CITGUS44XXX, which is the code to use when no branch is specified.

Many codes usually reflects separate codes for branches, departments or services – it says nothing about the size of the bank as such. Making a payment to Citadel Investment Group, L.l.c.? Go with CITGUS44XXX unless a specific branch code is requested.

Getting paid from abroad into an account in United States

A sender in another country needs several details from you – incomplete details often cause delays. In practice that means: your full name as your bank knows it, your account number or IBAN, the BIC of your bank and, often, your address.

Look up the bank in the list above to check its code – your bank statement is the final word. Some banks also ask for your bank’s address.

Expect that the amount credited is below the amount on the sender’s receipt. Charges on incoming payments vary per bank – your bank’s price list tells you what applies. On invoices, agree who bears the costs.

The US Dollar (USD) and conversion costs

United States pays in the US Dollar. Money sent in a different currency will be converted into USD before it reaches the account, and whoever converts it chooses the rate.

Which bank converts the money matters. In many cases you pay less to send USD directly via a transfer service with a good rate. Exchange rates change all the time, so a quote is usually valid only briefly.

Tracking a payment to United States

There is no fixed answer for payments to United States: many arrive the same day or the next, others take several business days. Bank holidays in either country can add extra days.

If the money seems late, the sender should contact their own bank. Money transfer services usually provide a status online.