SWIFT/BIC codes in United States: banks starting with P

Finding a SWIFT code in United States

This overview lists 3498 banks and financial institutions in United States, with 5781 SWIFT/BIC codes in total. A BIC shows the banks handling a transfer which institution is meant to get the money.

Search for the recipient’s bank in the list and open its page to see the full list of codes. The sections below explain how the codes work, what transfers cost and the checks worth doing.

Banks in United States starting with :letter

You are looking at a selection: just banks in United States whose name begins with :letter. The figures for United States mentioned here apply to every bank we list.

Many institutions appear under their official name, which may start with words like Bank or Banco. Try the full list for United States if you are not sure the exact name.

About our data and how to check a code

The best place to find the correct BIC is a document from the bank itself. If the code you have differs from our list, do not guess.

We gather SWIFT/BIC codes using publicly available data and update our list from time to time. Institutions reorganise, close branches and retire codes, and no directory catches every change immediately. Use our data as a starting point rather than the last word: the bank details from the recipient come first. GoldexPay is an independent comparison site and is not affiliated with the banks listed.

Scammers regularly use payment requests carrying new bank details from what looks like a familiar address. A real SWIFT code tells you nothing about whether a request is genuine.

United States and the US Dollar

Bank accounts in United States are usually held in USD – the US Dollar. If you send another currency, the amount gets converted at some point – by your bank, a bank in between or the recipient’s bank.

Where the conversion happens affects the final amount, since every bank sets its own rate. Often you pay less to send USD directly via a provider that converts near the mid-market rate. On larger amounts, even a small gap in the rate adds up quickly.

Bank or transfer service for United States?

The price of a transfer to United States is made up of several parts. On top of a fixed fee, intermediary banks may take a cut, and when the money is converted the bank often uses a less favourable rate than the actual market rate.

The real cost is often in the rate: banks convert at a rate with a margin built in. An easy check: set the rate you get next to the mid-market rate and look at the difference.

For a lot of routes, a transfer service is cheaper than a traditional bank transfer, mainly because of the rate. GoldexPay compares the amount that arrives in United States with different providers, so you can pick the cheapest route.

Incoming international payments in United States

For a transfer from abroad in United States, the sender has to have more than the SWIFT code. Share the account holder’s name, the IBAN or account number, your bank’s SWIFT code and your address.

Find the bank in the list on this page. It helps to include your bank’s name and city as well, since some payment forms ask for it.

What lands in your account is often less than the amount sent. Correspondent banks can take a fee, and when currencies differ, a markup on the rate applies. Agree with the sender who pays which costs, especially for larger amounts.

Recognising a SWIFT code from United States

A BIC is either 8 or 11 characters long. First comes a four-letter bank code, followed by a two-letter country code and two characters for the location.

You can recognise a code from United States by letters five and six – those always form the country code of United States. Codes with other letters in that position belong to another country, even if the bank name looks familiar.

An 11-character code ends in a branch code, where XXX means the head office. Use a branch code only if the recipient’s bank asks for it; otherwise the head office code is the safe choice.

Which bank in United States has the most codes?

Among the 3498 institutions we list, Citadel Investment Group, L.l.c. holds the largest number of SWIFT/BIC codes in United States. Its head office code is CITGUS44XXX – the code most transfers need.

The number of codes says something about how it organises its payments than about how big it is. Unless the recipient asks for a branch, CITGUS44XXX is fine for a payment to Citadel Investment Group, L.l.c..

Tracking a payment to United States

There is no fixed answer for transfers to United States: many land the same day or the next. Payments made late in the day or just before weekends and holidays often start the next business day.

A growing number of banks are connected to SWIFT gpi. Each gpi transfer carries a unique reference, the UETR. Money transfer services usually show a status online, which makes it easier to see where the money is.

SWIFT transfers to United States

To pay into United States you will almost always need the BIC. Without the BIC, your bank will not send the payment at all.

Depending on the country, accounts are identified by a domestic account number rather than an IBAN and sometimes a local routing or branch code. The receiving bank often has instructions for payments from abroad. International transfers sometimes go via one or more intermediary banks.